SR CREATIVE
ActiveSummary
SR CREATIVE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €44,552 and a net result of €23,278. Equity is growing by ~49.7% per year across the filed fiscal years. Its solvency ranks better than 72% of 3494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency97▼-3
Growth52▲+20
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,500 at 30 days acceptable
Liquidity ample (current ratio 2.81 against 8.54 in 2024; short-term debt: 27.6% and cash: 24.8% of total assets), and 27.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Other professional, scientific and technical activities (NACE 74)
about 48% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
37.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
8 d early
2024
38 d early
2023
64 d early
2022
28 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 35 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€44,552▲ 109%
2024 · €21,274
Total assets
€61,508▲ 155%
2024 · €24,096
Net result
€23,278▲ 43.1%
2024 · €16,262
Working capital
€30,657▲ 44.1%
2024 · €21,274
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€42,061--€31,207€16,226€24,614▲ 51.7%
Net result€33,375--€31,363€16,262€23,278▲ 43.1%
Equity€36,375-€5,011▼ 86.2%€21,274▲ 325%€44,552▲ 109%
Total assets€46,983-€16,856▼ 64.1%€24,096▲ 42.9%€61,508▲ 155%
Debt€10,608-€11,845▲ 11.7%€2,822▼ 76.2%€16,956▲ 501%
Working capital€36,375-€5,011▼ 86.2%€21,274▲ 325%€30,657▲ 44.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €61,508
Fixed assets
€13,895
Current assets
€47,612
Equity and liabilities €61,508
Equity
€44,552 ▲ 109%
Debt
€16,956 ▲ 501%
Debt's share of the balance-sheet total rises from 11.7% to 27.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€25,776
Cash flow
€24,441
Current ratio
2.81▼
2024 · 8.54
Debt to equity
0.38▲
2024 · 0.13
ROE
52.2%▼
2024 · 76.4%
ROA
37.8%▼
2024 · 67.5%
Interest coverage
1903.71
Debt ≤ 1 year
€16,956▲
2024 · €2,822
Income taxes
€2,511
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €1,162 | - |
| Other operating charges640/8 | €152 | €109 | - | €421 | - |
| Gross operating margin9900 | €42,213 | -€31,098 | €16,226 | €26,197 | ▲ 61.5% |
| Operating profit (loss)9901 | €42,061 | -€31,207 | €16,226 | €24,614 | ▲ 51.7% |
| Financial income75/76B | - | - | €491 | €1,189 | ▲ 142% |
| Recurring financial income75 | - | - | €491 | €1,189 | ▲ 142% |
| Financial charges65/66B | €119 | €156 | €454 | €14 | ▼ 97.0% |
| Recurring financial charges65 | €119 | €156 | €454 | €14 | ▼ 97.0% |
| Profit (loss) for the period before taxes9903 | €41,941 | -€31,363 | €16,262 | €25,789 | ▲ 58.6% |
| Income taxes67/77 | €8,567 | - | - | €2,511 | - |
| Profit (loss) for the period9904 | €33,375 | -€31,363 | €16,262 | €23,278 | ▲ 43.1% |
| Profit (loss) for the period to be appropriated9905 | €33,375 | -€31,363 | €16,262 | €23,278 | ▲ 43.1% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €46,983 | €16,856 | €24,096 | €61,508 | ▲ 155% |
| Fixed assets21/28 | - | - | - | €13,895 | - |
| Tangible fixed assets22/27 | - | - | - | €13,895 | - |
| Plant, machinery and equipment23 | - | - | - | €2,686 | - |
| Furniture and vehicles24 | - | - | - | €11,209 | - |
| Current assets29/58 | €46,983 | €16,856 | €24,096 | €47,612 | ▲ 97.6% |
| Amounts receivable within one year40/41 | €3,582 | €4,828 | €20,896 | €32,353 | ▲ 54.8% |
| Trade receivables40 | €3,582 | €4,828 | €4,701 | €4,701 | = |
| Other amounts receivable41 | - | - | €16,196 | €27,652 | ▲ 70.7% |
| Cash at bank and in hand54/58 | €43,401 | €12,028 | €3,199 | €15,260 | ▲ 377% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €46,983 | €16,856 | €24,096 | €61,508 | ▲ 155% |
| Equity10/15 | €36,375 | €5,011 | €21,274 | €44,552 | ▲ 109% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Reserves13 | €33,375 | €2,011 | €18,274 | €41,552 | ▲ 127% |
| Distributable reserves133 | €33,375 | €2,011 | €18,274 | €41,552 | ▲ 127% |
| Amounts payable17/49 | €10,608 | €11,845 | €2,822 | €16,956 | ▲ 501% |
| Amounts payable within one year42/48 | €10,608 | €11,845 | €2,822 | €16,956 | ▲ 501% |
| Trade debts44 | €77 | €88 | - | €9,566 | - |
| Suppliers440/4 | €77 | €88 | - | €9,566 | - |
| Taxes, remuneration and social security45 | €10,426 | €10,788 | €2,822 | €7,390 | ▲ 162% |
| Taxes450/3 | €10,426 | €9,391 | €2,822 | €7,390 | ▲ 162% |
| Remuneration and social security454/9 | - | €1,398 | - | - | - |
| Other amounts payable47/48 | €105 | €969 | - | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,375 | -€31,363 | €16,262 | €23,278 | ▲ 43.1% |
| + Depreciation and write-downs630 | - | - | - | €1,162 | - |
| Operating cash flow (approximation) | €33,375 | -€31,363 | €16,262 | €24,441 | ▲ 50.3% |
| Change in cash | - | -€31,373 | -€8,829 | €12,060 | ▲ 237% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €16,262
Net result €16,262 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 8.54
Current ratio from 1.42 to 8.54; short-term debt falls from €11,845 to €2,822.
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€31,363
Net result drops to -€31,363, the lowest in the series; recovery starts the following year.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2021
Ground area
398 m²
Building footprint
201 m²
Volume, LiDAR
2,146 m³
2 parcels, Flanders · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SR CREATIVE
since 20212.321.515.054
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46017B0379/00M002 | Flanders | 256 m² | 1 · 99 m² | 7.4 m · 1 fl. |
| 11802B2261/00C000 | Flanders | 142 m² | 1 · 102 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 6,288 companies in sector 74120 we hold annual accounts for 1,011. 878 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2021
Fiscal year end31-12
Activities, NACEBEL 2025
74120Graphic design and visual communication
74140Other specialised design activities
Scores and ratios are computed by Checked and are not a credit decision.