SR+
ActiveThe computed 12-month bankruptcy probability of SR+ is 1.8% (moderate). The 2023 annual accounts show equity of €520k and a net result of €172k. Equity is growing by ~54.6% per year across the filed fiscal years. Its solvency ranks better than 58% of 8329 sector peers (fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2023
93
/ 100
Excellent▼ -7 vs 2022
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2022
Profitability100=
Solvency99▼-1
Growth78=
Stability94
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days only on tighter terms
Liquidity ample (current ratio 3.73 against 2.97 in 2022), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
61.7%
Return on assets
20.4%
Age of the figures
32 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 3 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline12-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-08-2024, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
30 d late
2022
28 d late
2021
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€172k▼ 17.3%
2022 · €208k
2021: €137k
2022: €208k
2021 → 2023
Working capital
€513k▲ 57.1%
2022 · €327k
2021: €117k
2022: €327k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€140k-€348k▲ 149%€520k▲ 49.5%
Operating result€193k-€298k▲ 54.0%€244k▼ 18.1%
Net result€137k-€208k▲ 52.0%€172k▼ 17.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2023; 2023 is 18% below 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €843k
Fixed assets
€142k▲ 560%
Current assets
€701k▲ 42.5%
Equity and liabilities €843k
Equity
€520k▲ 49.5%
Debt
€323k▲ 94.9%
The debt ratio rises from 32.2% to 38.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€246k▼
2022 · €299k
Cash flow
€174k▼
2022 · €209k
Solvency
61.7%▼
2022 · 67.8%
Current ratio
3.73▲
2022 · 2.97
Quick ratio
3.73▲
2022 · 2.97
Debt / equity
0.62▲
2022 · 0.48
ROE
33.1%▼
2022 · 59.8%
ROA
20.4%▼
2022 · 40.5%
Interest coverage
96.21▼
2022 · 195.07
Debt
€323k▲
2022 · €166k
Debt ≤ 1 year
€188k▲
2022 · €166k
Debt > 1 year
€135k
Income taxes
€71k▼
2022 · €91k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€514k€843k▲
Fixed assets21/28€21k€142k▲
Tangible fixed assets22/27€1k€122k▲
Land and buildings22-€121k
Plant, machinery and equipment23€332€227▼
Furniture and vehicles24€1k€24▼
Financial fixed assets28€20k€20k=
Current assets29/58€492k€701k▲
Amounts receivable after more than one year29€130k€180k▲
Other amounts receivable291€130k€180k▲
Amounts receivable within one year40/41€33k€72k▲
Trade receivables40€3k€32k▲
Other amounts receivable41€30k€40k▲
Cash at bank and in hand54/58€318k€450k▲
Deferred charges and accrued income490/1€11k-
Equity and liabilities
Total equity and liabilities10/49€514k€843k▲
Equity10/15€348k€520k▲
Contributions10/11€3k€3k=
Reserves13€345k€517k▲
Distributable reserves133€345k€517k▲
Amounts payable17/49€166k€323k▲
Amounts payable after more than one year17-€135k
Financial debts170/4-€135k
Amounts payable within one year42/48€166k€188k▲
Current portion of amounts payable after more than one year42-€7k
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€161k€174k▲
Taxes450/3€161k€174k▲
Other amounts payable47/48€3k€3k▲
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€2k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€300k€247k▼
Operating profit (loss)9901€298k€244k▼
Financial income75/76B€3k€2k▼
Recurring financial income75€3k€2k▼
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€299k€243k▼
Income taxes67/77€91k€71k▼
Profit (loss) for the period9904€208k€172k▼
Profit (loss) for the period to be appropriated9905€208k€172k▼
Appropriation of the result
Profit (loss) to be appropriated9906€208k€172k▼
Transfer to equity691/2€208k€172k▼
To other reserves6921€208k€172k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Equity above €500kEq €520k ▲49.5%
3 profitable years in a row build equity to €520k.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Highest result since 2021net €208k ▲52%
Operating result €298k, net result €208k, both a record.
31-12
Financial
Equity above €200kEq €348k ▲149%
2 profitable years in a row build equity to €348k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Chêneux 24130 EsneuxGround area
1,383 m²
Building footprint
107 m²
Volume, LiDAR
629 m³
Parcel 62032A0743/00V000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SR+ srl
since 20212.311.427.648
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62032A0743/00V000 | Wallonia | 1,383 m² | 1 · 107 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MENTALLY FIT INSTITUTE
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Of 13,391 companies in sector 73300 we hold annual accounts for 6,881. 4,096 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2020
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
85599Other education
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:sabine.srplus@gmail.com
Phone:+32497427519