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SR

Active
Private limited companyfounded 201312 yrs activeHanssenslaan 3, 8630 Veurne, BelgiumKBO/BCE: BE 0538.600.220

SR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €570k and a net result of €5k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 89% of 7954 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
143 d early
2024
134 d early
2023
63 d early
2022
5 d early
2020
32 d early
2019
2 d early
2018
39 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€570k▼ 5.2%
2024 · €601k
2018: €516k 2019: €512k 2020: €632k 2022: €413k 2023: €506k 2024: €601k
2018 → 2025
Net result
€5k▼ 95.2%
2024 · €95k
2018: €-5k 2019: €-5k 2020: €120k 2022: €36k 2023: €93k 2024: €95k
2018 → 2025
Total assets
€626k▼ 3.8%
2024 · €651k
2018: €697k 2019: €742k 2020: €733k 2022: €441k 2023: €550k 2024: €651k
2018 → 2025
Solvency
90.9%▼ 1.3pp
2024 · 92.2%
2018: 74.1% 2019: 69.0% 2020: 86.2% 2022: 93.7% 2023: 92.0% 2024: 92.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202022202320242025Trend
Turnover€220k€120k▼ 45.5%
Equity€632k-€413k▼ 34.7%€506k▲ 22.6%€601k▲ 18.7%€570k▼ 5.2%
Operating result€-2k-€47k€137k▲ 194%€138k▲ 0.8%€12k▼ 91.4%
Net result€120k-€36k▼ 70.3%€93k▲ 160%€95k▲ 1.6%€5k▼ 95.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2020: €-2k€-2kNet result 2020: €120k€120kOperating result 2022: €47k€47kNet result 2022: €36k€36kOperating result 2023: €137k€137kNet result 2023: €93k€93kOperating result 2024: €138k€138kNet result 2024: €95k€95kOperating result 2025: €12k€12kNet result 2025: €5k€5k20202022202320242025
The operating result falls in 2025; 2025 is 91% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €626k
Fixed assets €351k▲ 0.1%
Current assets €275k▼ 8.4%
Equity and liabilities €626k
Equity €570k▼ 5.2%
Debt €57k▲ 12.6%
The debt ratio rises from 7.8% to 9.1%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
Solvency
90.9%
2024 · 92.2%
ROE
0.8%
2024 · 15.7%
ROA
0.7%
2024 · 14.5%
Debt
€57k
2024 · €51k
Debt ≤ 1 year
€57k
2024 · €51k
Income taxes
€9k
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€651k€626k
Fixed assets21/28€351k€351k
Tangible fixed assets22/27€6k€6k
Furniture and vehicles24€6k€6k
Financial fixed assets28€345k€345k=
Current assets29/58€300k€275k
Amounts receivable within one year40/41€228k€235k
Trade receivables40€100k€100k=
Other amounts receivable41€128k€135k
Cash at bank and in hand54/58€71k€38k
Deferred charges and accrued income490/1€1k€2k
Equity and liabilities
Total equity and liabilities10/49€651k€626k
Equity10/15€601k€570k
Contributions10/11€20k€20k=
Reserves13€581k€549k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€579k€547k
Profit (loss) carried forward14€252€262
Amounts payable17/49€51k€57k
Amounts payable within one year42/48€51k€57k
Trade debts44€4k€565
Suppliers440/4€4k€565
Taxes, remuneration and social security45€40k€9k
Taxes450/3€40k€9k
Other amounts payable47/48€6k€47k
Income statement Code20242025
Turnover70€220k€120k
Non-recurring operating income76A€0€0=
Goods, raw materials, services and sundry goods60/61€85k€115k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€358€1k
Other operating charges640/8€688€838
Non-recurring operating charges66A€4k€0
Gross operating margin9900€144k€14k
Operating profit (loss)9901€138k€12k
Financial income75/76B€1k€1k
Recurring financial income75€1k€1k
Financial charges65/66B€238€184
Recurring financial charges65€238€184
Profit (loss) for the period before taxes9903€139k€13k
Income taxes67/77€45k€9k
Profit (loss) for the period9904€95k€5k
Profit (loss) for the period to be appropriated9905€95k€5k
Appropriation of the result
Profit (loss) to be appropriated9906€95k€5k
Profit (loss) brought forward from the previous period14P€245€252
Transfer from equity791/2-€36k
Transfer to equity691/2€95k€5k
To other reserves6921€95k€5k
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
19-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-05
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €500kEq €506k ▲22.6%
3 profitable years in a row build equity to €506k.
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 8current ratio 3.42
Current ratio from 0.42 to 3.42; short-term debt falls from €100k to €28k.
2021
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Back to profitnet €120k
Net result €120k after 2 loss-making years.
28-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
22-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
03-03
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
15-04
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2013
exact location from the address register On OpenStreetMap
Ground area
324 m²
Building footprint
126 m²
Volume, LiDAR
669 m³
Parcel 38025B0046/00E007, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Hanssenslaan 3, 8630 Veurne
Holdings
since 20132.222.991.065
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
38025B0046/00E007 Flanders 324 m² 1 · 126 m² 11.4 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 13,479 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded13-09-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.