SQLAY SOLUTIONS
Open bankruptcyA bankruptcy procedure is open for SQLAY SOLUTIONS according to publications in the Belgian State Gazette; curator: GEOFFROY BOUVIER. The 2023 annual accounts show equity of €40k and a net result of €18k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2023 was due by 31-01-2024 and was filed on 27-04-2024, 87 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not filed
2024
not filed
2023
87 d late
2022
on the day
2021
on the day
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€40k▲ 82.8%
2022 · €22k
2021: €12k
2022: €22k
2021 → 2023
Total assets
€54k▲ 54.1%
2022 · €35k
2021: €25k
2022: €35k
2021 → 2023
Net result
€18k▲ 78.2%
2022 · €10k
2021: €11k
2022: €10k
2021 → 2023
Working capital
€40k▲ 83.0%
2022 · €22k
2021: €12k
2022: €22k
2021 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202120222023Trend
Equity€12k-€22k▲ 86.8%€40k▲ 82.8%
Operating result€14k-€12k▼ 11.2%€23k▲ 85.6%
Net result€11k-€10k▼ 3.2%€18k▲ 78.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 86% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €54k
Fixed assets
€43=
Current assets
€54k▲ 54.2%
Equity and liabilities €54k
Equity
€40k▲ 82.8%
Debt
€14k▲ 5.4%
The debt ratio falls from 37.1% to 25.4%. Equity and debt are higher.
Key figures and ratios
Solvency
74.6%▲
2022 · 62.9%
Current ratio
3.94▲
2022 · 2.69
Quick ratio
3.94▲
2022 · 2.69
Debt / equity
0.34▼
2022 · 0.59
ROE
45.3%▼
2022 · 46.5%
ROA
33.8%▲
2022 · 29.2%
Debt
€14k▲
2022 · €13k
Debt ≤ 1 year
€14k▲
2022 · €13k
Income taxes
€5k▲
2022 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€35k€54k▲
Fixed assets21/28€43€43=
Financial fixed assets28€43€43=
Current assets29/58€35k€54k▲
Amounts receivable within one year40/41€34k€48k▲
Trade receivables40€23k€24k▲
Other amounts receivable41€11k€24k▲
Cash at bank and in hand54/58€367€6k▲
Equity and liabilities
Total equity and liabilities10/49€35k€54k▲
Equity10/15€22k€40k▲
Contributions10/11€2k€2k=
Reserves13€5k€5k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€15k€33k▲
Amounts payable17/49€13k€14k▲
Amounts payable within one year42/48€13k€14k▲
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€7k€12k▲
Taxes450/3€7k€12k▲
Income statement
Code20222023
Other operating charges640/8€77€81▲
Gross operating margin9900€12k€23k▲
Operating profit (loss)9901€12k€23k▲
Financial income75/76B€511-
Recurring financial income75€511-
Financial charges65/66B€185€344▲
Recurring financial charges65€185€344▲
Profit (loss) for the period before taxes9903€13k€23k▲
Income taxes67/77€3k€5k▲
Profit (loss) for the period9904€10k€18k▲
Profit (loss) for the period to be appropriated9905€10k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€15k€33k▲
Profit (loss) brought forward from the previous period14P€5k€15k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
04-12
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · SQLAY SOLUTIONS SRL RUE DE FLORIVAL, 2, 5032 ISNES · event 27-11-2025
2024
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 87 days late
2023
30-06
Financial
Highest result since 2021net €18k ▲78.2%
Operating result €23k, net result €18k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €10k ▼3.2%
Net result drops to €10k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Florival, Isnes 25032 GemblouxGround area
1,193 m²
Building footprint
151 m²
Volume, LiDAR
1,002 m³
Parcel 92065B0093/00X000, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SQLAY SOLUTIONS
since 20202.306.272.988
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92065B0093/00X000 | Wallonia | 1,193 m² | 1 · 151 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | GEOFFROY BOUVIER AVENUE REINE ELISABETH, 40,
5000 NAMUR |
27-11-2025 → present |
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 14,982 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-08-2020
Fiscal year end30-06
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.