SQL CONSULTING
ActiveSQL CONSULTING has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €454k and a net result of €75k. Equity is growing by ~19.5% per year across the filed fiscal years. Its solvency ranks better than 78% of 1897 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86=
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.76 against 5.18 in 2024; short-term debt: 18.3% and cash: 80% of total assets), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
13.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
128 d early
2024
84 d early
2023
37 d early
2022
32 d early
2021
75 d early
2020
1 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€454k▲ 9.7%
2024 · €414k
2018: €79k
2019: €114k
2020: €184k
2021: €254k
2022: €321k
2023: €361k
2024: €414k
2018 → 2025
Total assets
€557k▲ 8.5%
2024 · €513k
2018: €184k
2019: €210k
2020: €281k
2021: €352k
2022: €436k
2023: €461k
2024: €513k
2018 → 2025
Net result
€75k▲ 4.1%
2024 · €72k
2018: €19k
2019: €35k
2020: €70k
2021: €71k
2022: €67k
2023: €65k
2024: €72k
2018 → 2025
Working capital
€383k▼ 7.2%
2024 · €413k
2018: €61k
2019: €113k
2020: €183k
2021: €253k
2022: €320k
2023: €360k
2024: €413k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€254k-€321k▲ 26.2%€361k▲ 12.6%€414k▲ 14.7%€454k▲ 9.7%
Operating result€98k-€95k▼ 3.1%€92k▼ 2.7%€100k▲ 8.9%€84k▼ 16.6%
Net result€71k-€67k▼ 6.1%€65k▼ 1.7%€72k▲ 10.0%€75k▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557k
Fixed assets
€71k▲ 5,013%
Current assets
€485k▼ 5.1%
Equity and liabilities €557k
Equity
€454k▲ 9.7%
Debt
€102k▲ 3.4%
The debt ratio falls from 19.2% to 18.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€97k▼
2024 · €101k
Cash flow
€89k▲
2024 · €73k
Solvency
81.7%▲
2024 · 80.8%
Current ratio
4.76▼
2024 · 5.18
Quick ratio
4.76▼
2024 · 5.18
Debt / equity
0.22▼
2024 · 0.24
ROE
16.5%▼
2024 · 17.4%
ROA
13.5%▼
2024 · 14.0%
Interest coverage
481.03▲
2024 · 461.74
Debt
€102k▲
2024 · €99k
Debt ≤ 1 year
€102k▲
2024 · €99k
Income taxes
€29k▼
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€513k€557k▲
Fixed assets21/28€1k€71k▲
Tangible fixed assets22/27€1k€71k▲
Furniture and vehicles24€1k€70k▲
Other tangible fixed assets26-€622
Financial fixed assets28€38€38=
Current assets29/58€512k€485k▼
Amounts receivable within one year40/41€20k€37k▲
Trade receivables40€15k€31k▲
Other amounts receivable41€5k€6k▲
Cash at bank and in hand54/58€490k€445k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€513k€557k▲
Equity10/15€414k€454k▲
Contributions10/11€6k€6k=
Reserves13€367k€405k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€366k€404k▲
Profit (loss) carried forward14€41k€43k▲
Amounts payable17/49€99k€102k▲
Amounts payable within one year42/48€99k€102k▲
Trade debts44€84€946▲
Suppliers440/4€84€946▲
Taxes, remuneration and social security45€8k€10k▲
Taxes450/3€8k€10k▲
Other amounts payable47/48€90k€91k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€832€14k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€103k€99k▼
Operating profit (loss)9901€100k€84k▼
Financial income75/76B€2k€20k▲
Recurring financial income75€2k€2k▲
Non-recurring financial income76B-€18k
Financial charges65/66B€219€203▼
Recurring financial charges65€219€203▼
Profit (loss) for the period before taxes9903€102k€104k▲
Income taxes67/77€30k€29k▼
Profit (loss) for the period9904€72k€75k▲
Profit (loss) for the period to be appropriated9905€72k€75k▲
Appropriation of the result
Profit (loss) to be appropriated9906€111k€116k▲
Profit (loss) brought forward from the previous period14P€39k€41k▲
Transfer from equity791/2€19k€34k▲
Transfer to equity691/2€70k€72k▲
To other reserves6921€70k€72k▲
Profit to be distributed694/7€19k€35k▲
Return on contributions (dividend)694€19k€35k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €75k ▲4.1%
Net result €75k, the highest in the series.
08-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
17-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €254k ▲38.6%
4 profitable years in a row build equity to €254k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €150kEq €184k ▲61.4%
3 profitable years in a row build equity to €184k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €100kEq €114k ▲44.1%
2 profitable years in a row build equity to €114k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
22-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Moulin-à-Vent, Gd-L. 85031 GemblouxGround area
2,667 m²
Building footprint
206 m²
Parcel 92056E0578/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
SQL CONSULTING
since 20122.205.891.252
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92056E0578/00F000 | Wallonia | 2,667 m² | 1 · 206 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MyMove
BE 0776.513.011
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FRUITY TECH
BE 0860.261.128
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PRODUWEB
BE 0480.217.504
Liège · Eq €453k
Hylyght
BE 0740.539.075
Aalst · Eq €452k
PERMANENT EPIDEMIOLOGISCH OBSERVATORIUM
BE 0873.170.244
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Of 2,729 companies in sector 63100 we hold annual accounts for 1,273. 830 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-2012
Fiscal year end31-12
Activities, NACEBEL
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:olivier.janssens@sqlconsulting.be
Phone:0498/122180