SPTEC
ActiveSummary
SPTEC has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €94k and a net result of €26k. Equity is growing by ~56.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 394 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 7.24 against 4.73 in 2024; short-term debt: 13.8% and cash: 0.6% of total assets), and 20.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.5%
Return on assets
22.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
15 d early
2024
16 d early
2023
35 d early
2022
22 d late
2021
11 d early
2020
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€94k▲ 38.9%
2024 · €68k
2020: €10klowest in 6 years
2021: €14k▲ +34.8% vs 2020
2022: €34k▲ +147% vs 2021
2023: €45k▲ +32.0% vs 2022
2024: €68k▲ +52.0% vs 2023
2025: €94k▲ +38.9% vs 2024highest in 6 years
2020 → 2025
Total assets
€118k▲ 37.9%
2024 · €86k
2020: €12klowest in 6 years
2021: €27k▲ +123% vs 2020
2022: €48k▲ +74.8% vs 2021
2023: €59k▲ +24.9% vs 2022
2024: €86k▲ +44.1% vs 2023
2025: €118k▲ +37.9% vs 2024highest in 6 years
2020 → 2025
Net result
€26k▲ 13.7%
2024 · €23k
2020: €10k
2021: €4k▼ -63.8% vs 2020lowest in 6 years
2022: €20k▲ +469% vs 2021
2023: €11k▼ -46.1% vs 2022
2024: €23k▲ +114% vs 2023
2025: €26k▲ +13.7% vs 2024highest in 6 years
2020 → 2025
Working capital
€102k▲ 51.4%
2024 · €67k
2020: €9k
2021: €8k▼ -8.7% vs 2020lowest in 6 years
2022: €30k▲ +260% vs 2021
2023: €42k▲ +43.3% vs 2022
2024: €67k▲ +58.3% vs 2023
2025: €102k▲ +51.4% vs 2024highest in 6 years
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€14k-€34k▲ 147%€45k▲ 32.0%€68k▲ 52.0%€94k▲ 38.9%
2021: €14klowest in 5 years
2022: €34k▲ +147% vs 2021
2023: €45k▲ +32.0% vs 2022
2024: €68k▲ +52.0% vs 2023
2025: €94k▲ +38.9% vs 2024highest in 5 years
Operating result€5k-€25k▲ 366%€13k▼ 48.1%€24k▲ 89.5%€35k▲ 41.3%
2021: €5klowest in 5 years
2022: €25k▲ +366% vs 2021
2023: €13k▼ -48.1% vs 2022
2024: €24k▲ +89.5% vs 2023
2025: €35k▲ +41.3% vs 2024highest in 5 years
Net result€4k-€20k▲ 469%€11k▼ 46.1%€23k▲ 114%€26k▲ 13.7%
2021: €4klowest in 5 years
2022: €20k▲ +469% vs 2021
2023: €11k▼ -46.1% vs 2022
2024: €23k▲ +114% vs 2023
2025: €26k▲ +13.7% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 41% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €118k
Equity
€94k ▲ 38.9%
Debt
€24k ▲ 34.2%
Debt's share of the balance-sheet total falls from 21.1% to 20.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €26k
Cash flow
€27k▲
2024 · €25k
Current ratio
7.24▲
2024 · 4.73
Debt to equity
0.26▼
2024 · 0.27
ROE
28.0%▼
2024 · 34.2%
ROA
22.3%▼
2024 · 27.0%
Interest coverage
31.18▲
2024 · 10.77
Debt ≤ 1 year
€16k▼
2024 · €18k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€86k€118k▲
Fixed assets21/28€409-
Tangible fixed assets22/27€409-
Plant, machinery and equipment23€138-
Furniture and vehicles24€270-
Current assets29/58€85k€118k▲
Amounts receivable within one year40/41€85k€115k▲
Trade receivables40€8k€9k▲
Other amounts receivable41€77k€106k▲
Cash at bank and in hand54/58-€720
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€86k€118k▲
Equity10/15€68k€94k▲
Contributions10/11€400€400=
Profit (loss) carried forward14€67k€94k▲
Amounts payable17/49€18k€24k▲
Amounts payable within one year42/48€18k€16k▼
Financial debts43€5k€5k▼
Credit institutions430/8€5k€5k▼
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€9k€12k▲
Taxes450/3€9k€12k▲
Accrued charges and deferred income492/3-€8k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€409▼
Other operating charges640/8€1k€590▼
Gross operating margin9900€27k€36k▲
Operating profit (loss)9901€24k€35k▲
Financial income75/76B€8k€10▼
Recurring financial income75€8k€10▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€30k€33k▲
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€23k€26k▲
Profit (loss) for the period to be appropriated9905€23k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€94k▲
Profit (loss) brought forward from the previous period14P€44k€67k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €2k | €2k | €2k | €409 | ▼ 75.1% |
| Other operating charges640/8 | €758 | €473 | €678 | €1k | €590 | ▼ 44.0% |
| Gross operating margin9900 | €8k | €27k | €16k | €27k | €36k | ▲ 30.9% |
| Operating profit (loss)9901 | €5k | €25k | €13k | €24k | €35k | ▲ 41.3% |
| Financial income75/76B | €765 | €2k | €2k | €8k | €10 | ▼ 99.9% |
| Recurring financial income75 | €765 | €2k | €2k | €8k | €10 | ▼ 99.9% |
| Financial charges65/66B | €1k | €1k | €1k | €2k | €1k | ▼ 53.7% |
| Recurring financial charges65 | €1k | €1k | €1k | €2k | €1k | ▼ 53.7% |
| Profit (loss) for the period before taxes9903 | €5k | €26k | €14k | €30k | €33k | ▲ 13.1% |
| Income taxes67/77 | €1k | €5k | €3k | €6k | €7k | ▲ 10.9% |
| Profit (loss) for the period9904 | €4k | €20k | €11k | €23k | €26k | ▲ 13.7% |
| Profit (loss) for the period to be appropriated9905 | €4k | €20k | €11k | €23k | €26k | ▲ 13.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €27k | €48k | €59k | €86k | €118k | ▲ 37.9% |
| Fixed assets21/28 | €5k | €4k | €2k | €409 | - | - |
| Tangible fixed assets22/27 | €5k | €4k | €2k | €409 | - | - |
| Plant, machinery and equipment23 | €743 | €893 | €383 | €138 | - | - |
| Furniture and vehicles24 | €5k | €3k | €2k | €270 | - | - |
| Current assets29/58 | €22k | €44k | €57k | €85k | €118k | ▲ 38.5% |
| Amounts receivable within one year40/41 | €22k | €39k | €53k | €85k | €115k | ▲ 34.5% |
| Trade receivables40 | €4k | €5k | €2k | €8k | €9k | ▲ 10.2% |
| Other amounts receivable41 | €18k | €34k | €51k | €77k | €106k | ▲ 37.1% |
| Cash at bank and in hand54/58 | - | €4k | €4k | - | €720 | - |
| Deferred charges and accrued income490/1 | - | €376 | €58 | - | €3k | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €27k | €48k | €59k | €86k | €118k | ▲ 37.9% |
| Equity10/15 | €14k | €34k | €45k | €68k | €94k | ▲ 38.9% |
| Contributions10/11 | €400 | €400 | €400 | €400 | €400 | = |
| Profit (loss) carried forward14 | €13k | €33k | €44k | €67k | €94k | ▲ 39.1% |
| Amounts payable17/49 | €14k | €14k | €15k | €18k | €24k | ▲ 34.2% |
| Amounts payable within one year42/48 | €14k | €14k | €15k | €18k | €16k | ▼ 9.5% |
| Current portion of amounts payable after more than one year42 | €2k | €449 | - | - | - | - |
| Financial debts43 | €5k | €5k | €5k | €5k | €5k | ▼ 0.2% |
| Credit institutions430/8 | €5k | €5k | €5k | €5k | €5k | ▼ 0.2% |
| Trade debts44 | €2k | €2k | €1k | €4k | - | - |
| Suppliers440/4 | €2k | €2k | €1k | €4k | - | - |
| Taxes, remuneration and social security45 | €4k | €6k | €9k | €9k | €12k | ▲ 29.3% |
| Taxes450/3 | €4k | €6k | €9k | €9k | €12k | ▲ 29.3% |
| Accrued charges and deferred income492/3 | - | - | - | - | €8k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €20k | €11k | €23k | €26k | ▲ 13.7% |
| + Depreciation and write-downs630 | €2k | €2k | €2k | €2k | €409 | ▼ 75.1% |
| Operating cash flow (approximation) | €6k | €22k | €13k | €25k | €27k | ▲ 7.8% |
| Investment in fixed assets (approximation) | - | €-536 | €0 | €0 | - | - |
| Change in cash | - | - | €371 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €26k ▲13.7%
Operating result €35k, net result €26k, both a record.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €4k ▼63.8%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
464 m²
Building footprint
209 m²
Volume, LiDAR
1,605 m³
Parcel 11364F0214/00F000, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
SPTEC
since 20202.304.813.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11364F0214/00F000 | Flanders | 463 m² | 1 · 209 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AEM ASCENSEURS
BE 0546.967.162
Soumagne · Eq €96k
MC-WORKS
BE 0664.992.309
Wortegem-Petegem · Eq €106k
DT Montage
BE 0698.863.620
Diksmuide · Eq €109k
Steng
BE 0805.452.168
Kampenhout · Eq €76k
DeMiBo
BE 0739.628.859
Merelbeke-Melle · Eq €74k
Of 268 companies in sector 28220 we hold annual accounts for 231. 128 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-07-2020
Fiscal year end31-12
Activities, NACEBEL 2025
28220Manufacture of machinery and equipment not elsewhere classified
33120Repair and maintenance of machinery
43240Other construction installation
77399Renting and leasing of other machinery, equipment and tangible goods
Scores and ratios are computed by Checked and are not a credit decision.