SPRL VANHOLE ANDRE JR
ActiveSPRL VANHOLE ANDRE JR has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56k and a net result of €-44k. Equity is shrinking by ~22.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 29% of 1043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-32
Solvency33▼-6
Growth32=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity short (current ratio 0.82 against 0.94 in 2024; short-term debt: 82.2% and cash: 4.9% of total assets), and 91.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.5%
Return on assets
-6.7%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-44k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
14 d early
2024
13 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€56k▼ 44.1%
2024 · €99k
2023: €100k
2024: €99k
2023 → 2025
Total assets
€655k▼ 8.2%
2024 · €713k
2023: €649k
2024: €713k
2023 → 2025
Net result
€-44k▼ 5,723%
2024 · €-752
2023: €42k
2024: €-752
2023 → 2025
Working capital
€-95k▼ 184%
2024 · €-33k
2023: €-66k
2024: €-33k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€100k-€99k▼ 0.8%€56k▼ 44.1%
Operating result€62k-€9k▼ 85.0%€-34k
Net result€42k-€-752€-44k▼ 5,723%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €34k after €9k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €655k
Fixed assets
€211k▲ 7.5%
Current assets
€443k▼ 14.2%
Equity and liabilities €655k
Equity
€56k▼ 44.1%
Debt
€599k▼ 2.4%
The debt ratio rises from 86.1% to 91.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €88k
Cash flow
€21k▼
2024 · €78k
Solvency
8.5%▼
2024 · 13.9%
Current ratio
0.82▼
2024 · 0.94
Quick ratio
0.80▼
2024 · 0.92
Debt / equity
10.78▲
2024 · 6.18
ROE
-78.8%▼
2024 · -0.8%
ROA
-6.7%▼
2024 · -0.1%
Interest coverage
3.21▼
2024 · 10.80
Debt
€599k▼
2024 · €614k
Debt ≤ 1 year
€538k▼
2024 · €550k
Debt > 1 year
€61k▼
2024 · €64k
Income taxes
€428▼
2024 · €2k
Staff costs
€138k▲
2024 · €127k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€713k€655k▼
Fixed assets21/28€197k€211k▲
Intangible fixed assets21€22k€15k▼
Tangible fixed assets22/27€173k€196k▲
Land and buildings22€110k€89k▼
Plant, machinery and equipment23€24k€22k▼
Furniture and vehicles24€40k€85k▲
Financial fixed assets28€782€782=
Current assets29/58€517k€443k▼
Stocks and contracts in progress3€12k€13k▲
Stocks30/36€12k€13k▲
Amounts receivable within one year40/41€439k€372k▼
Trade receivables40€238k€129k▼
Other amounts receivable41€201k€243k▲
Cash at bank and in hand54/58€59k€32k▼
Deferred charges and accrued income490/1€7k€26k▲
Equity and liabilities
Total equity and liabilities10/49€713k€655k▼
Equity10/15€99k€56k▼
Contributions10/11€19k€19k=
Reserves13€81k€81k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€80k€80k=
Profit (loss) carried forward14€-752€-45k▼
Amounts payable17/49€614k€599k▼
Amounts payable after more than one year17€64k€61k▼
Financial debts170/4€64k€61k▼
Amounts payable within one year42/48€550k€538k▼
Current portion of amounts payable after more than one year42€45k€37k▼
Financial debts43€11k€12k▲
Credit institutions430/8€11k€12k▲
Trade debts44€133k€124k▼
Suppliers440/4€133k€124k▼
Advances received on contracts in progress46€286k€293k▲
Taxes, remuneration and social security45€28k€14k▼
Taxes450/3€15k€4k▼
Remuneration and social security454/9€13k€10k▼
Other amounts payable47/48€48k€58k▲
Accrued charges and deferred income492/3€21€0▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€127k€138k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€64k▼
Other operating charges640/8€13k€10k▼
Non-recurring operating charges66A€427€0▼
Gross operating margin9900€228k€178k▼
Operating profit (loss)9901€9k€-34k▼
Financial income75/76B€170€3▼
Recurring financial income75€170€3▼
Financial charges65/66B€8k€9k▲
Recurring financial charges65€8k€9k▲
Profit (loss) for the period before taxes9903€1k€-43k▼
Income taxes67/77€2k€428▼
Profit (loss) for the period9904€-752€-44k▼
Profit (loss) for the period to be appropriated9905€-752€-44k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-752€-45k▼
Profit (loss) brought forward from the previous period14P€0€-752▼
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90872.63.8▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frasnes-lez-Anvaing · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Léon Desmottes(FB) 807911 Frasnes-lez-AnvaingGround area
797 m²
Building footprint
248 m²
Volume, LiDAR
1,051 m³
Parcel 51022D0419/00A004, Wallonia · tallest building 10.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Pompes Funèbres Vanhole-Hennebert
since 20082.166.788.275
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51022D0419/00A004 | Wallonia | 797 m² | 1 · 248 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFrasnes-lez-Anvaing2.166.788.275
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Of 903 companies in sector 96301 we hold annual accounts for 612. 401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-11-2007
Fiscal year end31-12
Activities, NACEBEL
96301Funeral services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.