SPRA Consulting

Active

Private limited companyfounded 20233 yrs activeSchoolpad(Hak) 34, 3300 Tienen, BelgiumKBO/BCE: BE 0801.896.624

SPRA Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €162k and a net result of €73k. Its solvency ranks better than 69% of 16935 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2025

93 / 100

Excellent= vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+1

Growth52

Stability94

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €15k at 30 days acceptable

Liquidity ample (current ratio 4.14 against 2.77 in 2024), and 23.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

76.3%

Return on assets

34.4%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

9 d early

2024

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close15-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€162k▲ 79.5%

2024 · €90k

2024: €90k

2024 → 2025

Total assets

€213k▲ 49.7%

2024 · €142k

2024: €142k

2024 → 2025

Net result

€73k▼ 10.4%

2024 · €81k

2024: €81k

2024 → 2025

Working capital

€157k▲ 76.5%

2024 · €89k

2024: €89k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€90k-€162k▲ 79.5%

Operating result€113k-€104k▼ 8.0%

Net result€81k-€73k▼ 10.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 8% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €213k

97.1%

Fixed assets €6k▲ 95.9%

Current assets €206k▲ 48.7%

Equity and liabilities €213k

76.3%

23.7%

Equity €162k▲ 79.5%

Debt €50k▼ 2.4%

The debt ratio falls from 36.4% to 23.7%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€105k▼

2024 · €114k

Cash flow

€74k▼

2024 · €82k

Solvency

76.3%▲

2024 · 63.6%

Current ratio

4.14▲

2024 · 2.77

Quick ratio

4.14▲

2024 · 2.77

Debt / equity

0.31▼

2024 · 0.57

ROE

45.1%▼

2024 · 90.2%

ROA

34.4%▼

2024 · 57.4%

Interest coverage

45.11▼

2024 · 53.56

Debt

€50k▼

2024 · €52k

Debt ≤ 1 year

€50k▼

2024 · €50k

Income taxes

€30k▲

2024 · €30k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€142k€213k▲

Fixed assets21/28€3k€6k▲

Tangible fixed assets22/27€3k€6k▲

Plant, machinery and equipment23€2k€1k▼

Furniture and vehicles24€1k€5k▲

Current assets29/58€139k€206k▲

Amounts receivable within one year40/41€20k€23k▲

Trade receivables40€20k€21k▲

Other amounts receivable41-€2k

Cash at bank and in hand54/58€118k€180k▲

Deferred charges and accrued income490/1€1k€3k▲

Equity and liabilities

Total equity and liabilities10/49€142k€213k▲

Equity10/15€90k€162k▲

Contributions10/11€10k€10k=

Reserves13€80k€152k▲

Distributable reserves133€80k€152k▲

Amounts payable17/49€52k€50k▼

Amounts payable within one year42/48€50k€50k▼

Trade debts44€2k€1k▼

Suppliers440/4€2k€1k▼

Taxes, remuneration and social security45€47k€47k▼

Taxes450/3€45k€45k▼

Remuneration and social security454/9€3k€3k=

Other amounts payable47/48€1k€1k▲

Accrued charges and deferred income492/3€2k€590▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€220€903▲

Other operating charges640/8€503€499▼

Non-recurring operating charges66A€1k-

Gross operating margin9900€115k€106k▼

Operating profit (loss)9901€113k€104k▼

Financial income75/76B€32€1k▲

Recurring financial income75€32€981▲

Non-recurring financial income76B-€59

Financial charges65/66B€2k€2k▲

Recurring financial charges65€2k€2k▲

Profit (loss) for the period before taxes9903€111k€103k▼

Income taxes67/77€30k€30k▲

Profit (loss) for the period9904€81k€73k▼

Profit (loss) for the period to be appropriated9905€81k€73k▼

Appropriation of the result

Profit (loss) to be appropriated9906€81k€73k▼

Transfer to equity691/2€80k€72k▼

To other reserves6921€80k€72k▼

Profit to be distributed694/7€1k€1k▲

Return on contributions (dividend)694€1k€1k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

Next filing, fiscal year 2026, expected by 31-01-2027

2026

22-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

Financial Equity above €150kEq €162k ▲79.5%

2 profitable years in a row build equity to €162k.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tienen · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Schoolpad(Hak) 343300 Tienen

Ground area

406 m²

Building footprint

25 m²

Volume, LiDAR

69 m³

Parcel 24035D0119/00T000, Flanders · tallest building 3.4 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

SPRA Consulting

Schoolpad(Hak) 34, 3300 TienenOther software publishing

since 20232.345.189.388

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24035D0119/00T000 ProtectedTownscape or village viewDorpskern HakendoverSource ↗	Flanders	406 m²	1 · 25 m²	3.4 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Schreuer Consultancy

BE 0732.818.370

Dendermonde · Eq €162k

Hechtel-Eksel · Eq €162k

VEBA Consulting

BE 0741.447.511

Sint-Niklaas · Eq €162k

Of 29,889 companies in sector 62200 we hold annual accounts for 18,318. 15,197 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-05-2023

Fiscal year end30-06

Activities, NACEBEL

62020IT consultancy

62200Computer consultancy and computer facilities management

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.