SPOTT
ActiveSPOTT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-726k) and a net result of €-772k. Its solvency ranks better than 5% of 2685 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3; short-term debt: 293.8% and cash: 43.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-216.7%
Return on assets
-230.4%
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Equity
€-726k
Total assets
€335k
Net result
€-772k
Working capital
€-691k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €335k
Fixed assets
€42k
Current assets
€293k
Key figures and ratios
EBITDA
€-743k
Cash flow
€-769k
Solvency
-216.7%
Current ratio
0.30
Quick ratio
0.30
Debt / equity
-1.46
ROA
-230.4%
Interest coverage
-28.09
Debt
€1.06M
Debt ≤ 1 year
€985k
Income taxes
€350
Staff costs
€305k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€335k
Fixed assets21/28€42k
Tangible fixed assets22/27€42k
Furniture and vehicles24€18k
Other tangible fixed assets26€24k
Current assets29/58€293k
Amounts receivable within one year40/41€76k
Trade receivables40€73k
Other amounts receivable41€3k
Cash at bank and in hand54/58€146k
Deferred charges and accrued income490/1€72k
Equity and liabilities
Total equity and liabilities10/49€335k
Equity10/15€-726k
Contributions10/11€46k
Profit (loss) carried forward14€-772k
Amounts payable17/49€1.06M
Amounts payable within one year42/48€985k
Trade debts44€36k
Suppliers440/4€36k
Taxes, remuneration and social security45€29k
Taxes450/3€350
Remuneration and social security454/9€29k
Other amounts payable47/48€920k
Accrued charges and deferred income492/3€77k
Income statement
Code2025
Remuneration, social security and pensions62€305k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€100
Gross operating margin9900€-438k
Operating profit (loss)9901€-746k
Financial income75/76B€404
Recurring financial income75€404
Financial charges65/66B€26k
Recurring financial charges65€26k
Profit (loss) for the period before taxes9903€-772k
Income taxes67/77€350
Profit (loss) for the period9904€-772k
Profit (loss) for the period to be appropriated9905€-772k
Appropriation of the result
Profit (loss) to be appropriated9906€-772k
Social balance
Average headcount (FTE)90873.7
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
26-08
State Gazette act
Capital & sharesBoard meeting · Share transfer2 facts ▸
State Gazette act
Capital & shares
Board meeting · Share transfer2 facts ▸
- Board meeting, 2026-07-09
- Share transfer, Manu Christian Vanderveeren → Spott Inc.
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
State Gazette actNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frederik Lintsstraat 573000 LeuvenGround area
744 m²
Building footprint
100 m²
Volume, LiDAR
856 m³
Parcel 24502C0264/00D003, Flanders · tallest building 15.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPOTT
since 20242.366.387.056
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24502C0264/00D003 | Flanders | 744 m² | 1 · 100 m² | 15.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Capital and shareholders
Transfer of 120,000 shares from Manu Christian Vanderveeren to Spott Inc.
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Of 16,886 companies in sector 62100 we hold annual accounts for 8,776. 1,511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-11-2024
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.spott.io