Checked.be · Company dossierhttps://checked.be/en/c/spotless-car-0753517279 · as of 08-10-2026
SPOTLESS CAR
Active
Private limited company · founded 2020 · 6 years activeRoute de Trois-Ponts 24E, 4970 Stavelot, BelgiumKBO/BCE: BE 0753.517.279
Summary
The computed 12-month bankruptcy probability of SPOTLESS CAR is 6.9% (elevated). For SPOTLESS CAR, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €13,273 and a net result of -€8,720. Equity is shrinking by ~28.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 40% of 3,287 sector peers (NACE 95, fiscal year 2023). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Signals- Figures for FY 2023 (filed 02-07-2024)- 2 financial years not filed after the legal deadline- No filing in 24 months (latest 02-07-2024)- Two or more financial years not filed+ Liquidity: current ratio 1.18, cash €26,594Latest accounts filed on timeShow the evidence
Checked score
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency51-21
equity 26.4% of total assets
Liquidity71-3
short-term debt 56.3% · cash 52.9%
Profitability0-8
return on assets -17.3%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
6.9%Elevated
0%0.5%1.5%4%10%≥ 25%
About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.5% (5,111 companies)
Last 24 months11-2024: 0.7%12-2024: 0.7%● unchanged vs 11-202401-2025: 0.7%● unchanged vs 12-2024lowest value02-2025: 0.7%● unchanged vs 01-2025lowest value03-2025: 0.7%● unchanged vs 02-202504-2025: 0.7%● unchanged vs 03-202505-2025: 0.8%▲ +0.1 percentage points vs 04-202506-2025: 0.8%● unchanged vs 05-202507-2025: 0.9%▲ +0.1 percentage points vs 06-202508-2025: 1.5%▲ +0.6 percentage points vs 07-202509-2025: 1.8%▲ +0.3 percentage points vs 08-202510-2025: 2.8%▲ +1.0 percentage point vs 09-202511-2025: 2.9%▲ +0.1 percentage points vs 10-202512-2025: 3.6%▲ +0.7 percentage points vs 11-202501-2026: 4.6%▲ +1.0 percentage point vs 12-202502-2026: 4.6%● unchanged vs 01-202603-2026: 4.8%▲ +0.2 percentage points vs 02-202604-2026: 4.3%▼ -0.5 percentage points vs 03-202605-2026: 4.4%▲ +0.1 percentage points vs 04-202606-2026: 4.3%▼ -0.1 percentage points vs 05-202607-2026: 4.4%▲ +0.1 percentage points vs 06-202608-2026: 6.9%▲ +2.5 percentage points vs 07-2026highest value09-2026: 6.9%● unchanged vs 08-2026highest value10-2026: 6.9%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 30 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (1)
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neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
Annual accounts filedfiscal year 2023 · micro…
Weakest financial yearnet -€8,720
Annual accounts filedfiscal year 2022 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2025434 days lateView
Caution: Among the weakest 15% on net resultsector median €6,452 · 3,284 companies-€8,720View
Caution: 2 loss-making years in a rowloss fiscal year 2023-€8,720View