SPOTLESS ARCHITECTURE
ActiveSPOTLESS ARCHITECTURE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €70k and a net result of €-19k. Equity is growing by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 48% of 11614 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-100
Solvency91▼-8
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 2.53 in 2023), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
52.7%
Return on assets
-14.3%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-06-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
51 d early
2023
72 d late
2022
46 d late
2021
8 d late
2020
51 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€70k▼ 21.3%
2023 · €89k
2018: €41k
2019: €38k
2020: €55k
2021: €62k
2022: €68k
2023: €89k
2018 → 2024
Total assets
€133k▼ 8.4%
2023 · €146k
2018: €49k
2019: €51k
2020: €77k
2021: €115k
2022: €123k
2023: €146k
2018 → 2024
Net result
€-19k
2023 · €21k
2018: €2k
2019: €-2k
2020: €17k
2021: €17k
2022: €6k
2023: €21k
2018 → 2024
Working capital
€45k▼ 34.9%
2023 · €69k
2018: €17k
2019: €22k
2020: €43k
2021: €58k
2022: €46k
2023: €69k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€55k-€62k▲ 12.4%€68k▲ 10.4%€89k▲ 31.4%€70k▼ 21.3%
Operating result€21k-€22k▲ 5.3%€8k▼ 61.6%€29k▲ 243%€-18k
Net result€17k-€17k▲ 1.1%€6k▼ 63.0%€21k▲ 243%€-19k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €18k after €29k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €133k
Fixed assets
€28k▼ 8.3%
Current assets
€105k▼ 8.4%
Equity and liabilities €133k
Equity
€70k▼ 21.3%
Debt
€63k▲ 12.2%
The debt ratio rises from 38.6% to 47.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-9k▼
2023 · €39k
Cash flow
€-9k▼
2023 · €31k
Solvency
52.7%▼
2023 · 61.4%
Current ratio
1.76▼
2023 · 2.53
Quick ratio
1.76▼
2023 · 2.53
Debt / equity
0.90▲
2023 · 0.63
ROE
-27.1%▼
2023 · 23.9%
ROA
-14.3%▼
2023 · 14.7%
Interest coverage
-17.94▼
2023 · 55.54
Debt
€63k▲
2023 · €56k
Debt ≤ 1 year
€60k▲
2023 · €45k
Debt > 1 year
€3k▼
2023 · €11k
Income taxes
€156▼
2023 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€146k€133k▼
Fixed assets21/28€31k€28k▼
Intangible fixed assets21-€1k
Tangible fixed assets22/27€31k€27k▼
Furniture and vehicles24€31k€27k▼
Current assets29/58€115k€105k▼
Amounts receivable within one year40/41€16k€26k▲
Trade receivables40€10k€22k▲
Other amounts receivable41€6k€4k▼
Cash at bank and in hand54/58€88k€74k▼
Deferred charges and accrued income490/1€11k€6k▼
Equity and liabilities
Total equity and liabilities10/49€146k€133k▼
Equity10/15€89k€70k▼
Contributions10/11€20k€20k=
Reserves13€33k€33k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€36k€17k▼
Amounts payable17/49€56k€63k▲
Amounts payable after more than one year17€11k€3k▼
Financial debts170/4€11k€3k▼
Amounts payable within one year42/48€45k€60k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€24k€13k▼
Suppliers440/4€24k€13k▼
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€6k€23k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▼
Other operating charges640/8€24k€24k▼
Gross operating margin9900€63k€15k▼
Operating profit (loss)9901€29k€-18k▼
Financial income75/76B€552-
Recurring financial income75€552-
Financial charges65/66B€697€491▼
Recurring financial charges65€697€491▼
Profit (loss) for the period before taxes9903€29k€-19k▼
Income taxes67/77€8k€156▼
Profit (loss) for the period9904€21k€-19k▼
Profit (loss) for the period to be appropriated9905€21k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€17k▼
Profit (loss) brought forward from the previous period14P€15k€36k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-19k ▼189%
Net result drops to €-19k, the lowest in the series.
11-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 72 days late
2023
31-12
Financial
Highest result since 2018net €21k ▲243%
Operating result €29k, net result €21k, both a record.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
08-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ukkelse laan 421190 VorstGround area
3,685 m²
Building footprint
504 m²
Volume, LiDAR
7,251 m³
2 parcels, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Marguerite Bervoetsstraat 113, 1190 Vorst
since 20142.231.903.286
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21382C0275/00N002 | Brussels | 3,420 m² | 1 · 395 m² | 16.4 m · 5 fl. |
| 21382C0227/00H006 | Brussels | 265 m² | 1 · 109 m² | 21.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,210 companies in sector 71111 we hold annual accounts for 6,293. 5,434 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-06-2014
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.