Sportopia
ActiveSummary
Sportopia has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €138k and a net result of €3k. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 94% of 524 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 7.54 against 6.9 in 2024; short-term debt: 12.7% and cash: 49.3% of total assets), and 15.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 88
Relative position
BE, all sectors
reference
Sector 88
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84.8%
Return on assets
1.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 20-02-2026, 69 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
69 d early
2024
62 d early
2023
54 d early
2022
52 d early
2021
57 d early
2020
60 d early
2019
66 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€138k▲ 1.4%
2024 · €136k
2018: €90k
2019: €95k
2020: €99k
2021: €116k
2022: €121k
2023: €128k
2024: €136k
2018 → 2025
Total assets
€163k▼ 1.2%
2024 · €165k
2018: €115k
2019: €117k
2020: €121k
2021: €140k
2022: €143k
2023: €150k
2024: €165k
2018 → 2025
Net result
€3k▼ 68.2%
2024 · €9k
2018: €16k
2019: €14k
2020: €13k
2021: €27k
2022: €16k
2023: €12k
2024: €9k
2018 → 2025
Working capital
€135k▲ 3.4%
2024 · €131k
2018: €91k
2019: €96k
2020: €99k
2021: €113k
2022: €118k
2023: €125k
2024: €131k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€121k▲ 4.9%€128k▲ 5.9%€136k▲ 6.2%€138k▲ 1.4%
Operating result€36k-€23k▼ 37.6%€17k▼ 23.7%€15k▼ 10.9%€7k▼ 51.9%
Net result€27k-€16k▼ 43.0%€12k▼ 24.9%€9k▼ 25.2%€3k▼ 68.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 52% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €163k
Fixed assets
€7k ▼ 40.9%
Current assets
€156k ▲ 2.0%
Equity and liabilities €163k
Equity
€138k ▲ 1.4%
Debt
€25k ▼ 13.7%
Debt's share of the balance-sheet total falls from 17.5% to 15.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2024 · €19k
Cash flow
€8k▼
2024 · €12k
Current ratio
7.54▲
2024 · 6.90
Debt to equity
0.18▼
2024 · 0.21
ROE
2.0%▼
2024 · 6.5%
ROA
1.7%▼
2024 · 5.3%
Interest coverage
6.96▼
2024 · 9.83
Debt ≤ 1 year
€21k▼
2024 · €22k
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€165k€163k▼
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Plant, machinery and equipment23€2k€821▼
Furniture and vehicles24€11k€6k▼
Current assets29/58€153k€156k▲
Amounts receivable within one year40/41€4k€6k▲
Trade receivables40€4k€4k▲
Other amounts receivable41€272€2k▲
Current investments50/53€69k€69k=
Cash at bank and in hand54/58€79k€80k▲
Deferred charges and accrued income490/1€557€385▼
Equity and liabilities
Total equity and liabilities10/49€165k€163k▼
Equity10/15€136k€138k▲
Contributions10/11€19k€19k=
Reserves13€118k€120k▲
Distributable reserves133€118k€120k▲
Amounts payable17/49€29k€25k▼
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€22k€21k▼
Current portion of amounts payable after more than one year42€2k€2k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€325-
Taxes450/3€325-
Other amounts payable47/48€18k€16k▼
Income statement
Code20242025
Non-recurring operating income76A€1-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€5k▲
Other operating charges640/8€918€718▼
Gross operating margin9900€19k€13k▼
Operating profit (loss)9901€15k€7k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€14k€6k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€9k€3k▼
Profit (loss) for the period to be appropriated9905€9k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€3k▼
Transfer to equity691/2€8k€2k▼
To other reserves6921€8k€2k▼
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €3k ▼68.2%
Net result drops to €3k, the lowest in the series.
27-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €27k ▲106%
Operating result €36k, net result €27k, both a record.
30-09
Financial
Equity above €100kEq €116k ▲16.6%
4 profitable years in a row build equity to €116k.
01-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
24-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Houten Schoen 369100 Sint-NiklaasGround area
409 m²
Building footprint
160 m²
Volume, LiDAR
1,387 m³
Parcel 46442C0936/00D003, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ASSISTOPIA
since 20042.137.561.383
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46442C0936/00D003 | Flanders | 409 m² | 1 · 160 m² | 13.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
8945009WLRDUFMPBWT74
Similar companies · same sector, comparable size
OTV Home Care
BE 0899.362.422
Willebroek · Eq €137k
Envia Waas
BE 0877.036.782
Sint-Joost-ten-Node · Eq €135k
IDERO
BE 0464.217.155
Damme · Eq €132k
BRICOTEAM
BE 0791.231.770
Schaarbeek · Eq €149k
TNCare
BE 1006.138.537
Leuven · Eq €116k
Of 580 companies in sector 88101 we hold annual accounts for 141. 85 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-2004
Fiscal year end30-09
Trade name NL
Sportopia en Assistopia
Activities, NACEBEL 2025
88101Social work activities without accommodation
77391Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.