SPOQ
ActiveSummary
SPOQ has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€866,903) and a net result of -€966,903. Its solvency ranks better than 13% of 1438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
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History
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Financials · fiscal year 2025, full schema
Peer companies
Historical observationOf the 1,323 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 90% are still going.
- Micro
- under 2 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,323 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Operating income70/76A | €1.4m |
| Turnover70 | €1.2m |
| Own construction capitalised72 | €201,723 |
| Other operating income74 | €39,934 |
| Operating charges60/66A | €2.3m |
| Goods for resale, raw materials and consumables60 | €152 |
| Purchases600/8 | €152 |
| Services and other goods61 | €1.6m |
| Remuneration, social security and pensions62 | €534,600 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €184,793 |
| Other operating charges640/8 | €1,422 |
| Operating profit (loss)9901 | -€911,539 |
| Financial income75/76B | €0 |
| Recurring financial income75 | €0 |
| Other financial income752/9 | €0 |
| Financial charges65/66B | €54,360 |
| Recurring financial charges65 | €54,360 |
| Debt charges650 | €51,141 |
| Other financial charges652/9 | €3,219 |
| Profit (loss) for the period before taxes9903 | -€965,899 |
| Income taxes67/77 | €1,004 |
| Taxes670/3 | €1,004 |
| Profit (loss) for the period9904 | -€966,903 |
| Profit (loss) for the period to be appropriated9905 | -€966,903 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €3.0m | |
| Fixed assets21/28 | €1.9m | |
| Intangible fixed assets21 | €1.8m | |
| Tangible fixed assets22/27 | €52,828 | |
| Other tangible fixed assets26 | €52,828 | |
| Current assets29/58 | €1.1m | |
| Stocks and contracts in progress3 | €0 | |
| Amounts receivable within one year40/41 | €931,538 | |
| Trade receivables40 | €823,796 | |
| Other amounts receivable41 | €107,742 | |
| Cash at bank and in hand54/58 | €153,227 | |
| Deferred charges and accrued income490/1 | €11,208 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €3.0m | |
| Equity10/15 | -€866,903 | |
| Contributions10/11 | €100,000 | |
| Profit (loss) carried forward14 | -€966,903 | |
| Amounts payable17/49 | €3.8m | |
| Amounts payable after more than one year17 | €708,333 | |
| Financial debts170/4 | €708,333 | |
| Credit institutions173 | €708,333 | |
| Amounts payable within one year42/48 | €3.1m | |
| Current portion of amounts payable after more than one year42 | €141,667 | |
| Financial debts43 | €41,475 | |
| Credit institutions430/8 | €41,475 | |
| Trade debts44 | €2.7m | |
| Suppliers440/4 | €2.7m | |
| Taxes, remuneration and social security45 | €140,330 | |
| Taxes450/3 | €21,152 | |
| Remuneration and social security454/9 | €119,178 | |
| Other amounts payable47/48 | €100,000 | |
| Accrued charges and deferred income492/3 | €26,826 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | -€966,903 |
| + Depreciation and write-downs630 | €184,793 |
| Operating cash flow (approximation) | -€782,110 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44372A0357/00L000 | Flanders | 978 m² | 1 · 259 m² | 9.2 m · 3 fl. |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.