Result
€75,221 ▲ 970%
The result rose in 2025 from €7,032 to €75,221.
Spoidenne construct
Lifetime
2 annual accounts with figures on one time axispeak €102,021 (2025)
€102,021▲ 11×
peak €75,221 (2025)
€75,221▲ 970%
peak €92,254 (2025)
€92,254▲ 442%
€37,427▲ 286%
Board2 names since 2024
1 directorSPOIDENNE Clovis
Documentsfilings and deeds
11-08-202611 days late
2025micro format
Gross margin from €9,206 to €102,021Result from €7,032 to €75,221Equity from €17,032 to €92,254Debts from €9,696 to €37,427Investments €27,319Cash from €10,156 to €30,383
Key points
from the 2025 annual accountsTurnover
≈ €420,000 estimated
The micro format states no turnover.
Investments
€31,286 15.5 × depreciation
Green is investment, beige is depreciation.
Liquidity
3.80 was 2.35 in 2024
Short-term debts rose from €9,696 to €26,449.
Board
1 joined
New director. Latest change 27-08-2026 · 2 in office.
Position in the sector
€75,221
Higher net result than 92% of companies in specialised construction. Sector median €10,189 · 35,113 companies.
2025 accounts filed 11 days after the deadline
Checked score
73
Healthy
Financially stronger than 85% of micro companies in specialised construction (NACE 43)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,693 companies (NACE 43, micro).
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
01-2026: 0.7%
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 0.7%● unchanged vs 02-2026
04-2026: 0.8%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%● unchanged vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026
07-2026: 0.9%▲ +0.1 percentage points vs 06-2026
08-2026: 1.4%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 0.6%▼ -0.8 percentage points vs 08-2026lowest value
10-2026: 0.6%● unchanged vs 09-2026
11-2026: 0.6%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €129,681
lowers risk
Liquidity: current ratio 3.80, cash €30,383
Equity €92,254 (71.1% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 77% of them on solvency, 71% on liquidity, 92% on profitability and 98% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as Spoidenne construct has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of Spoidenne construct itself: 0.6% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for Spoidenne construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 3.8 (2.35 in 2024), above the usual 1.5. Short-term debt is 20.4% and cash 23.4% of total assets. 28.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filingsDeviation from the deadline
2025
11 days late
2024
18 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 15 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Appointment: BINDELS Julie (director)
General meeting of 27-08-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1016842288
Incorporation
Founding capital of €10,000, 100 shares · Founder: SPOIDENNE Clovis · Appointment: SPOIDENNE Clovis (director) · published on 04-12-2024 · Gazette deed
First establishment
O. Van Goidtsnovenlaan 78, Forest
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Spoidenne construct Forest | €129,681 | €102,021 | 71.1% | - |
| PE CONSTRUCT Zandhoven | €120,773 | €105,563 | 58.9% | - |
| YLS Build Sint-Pieters-Leeuw | €130,315 | €88,308 | 48.7% | - |
| JDrise Herentals | €140,998 | €96,318 | 5.7% | - |
| AFSLUITINGEN LVS Zulte | €142,936 | €107,002 | 43.4% | - |
| FRANCQ-PUISSANT Binche | €115,070 | €87,692 | 13.2% | - |
| MAHY ERIC & FILS Manhay | €122,284 | €88,787 | 36.4% | - |
These companies have the same main activity as Spoidenne construct: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €115,000 and €143,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 02-12-2024Normal situation
- Activity
- Other specialised construction activitiesNACE 43990
- Establishment unit
- 2.367.006.4701190 Forest, since 02-12-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 13-12-2025
Insights on Spoidenne construct
Spoidenne construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92,254 and a net result of €75,221.
Its solvency ranks better than 76% of 35,125 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Spoidenne construct
- What is the company number of Spoidenne construct?
- The company number of Spoidenne construct is 1016.842.288. The VAT number is the same number with BE in front: BE 1016.842.288.
- Where is Spoidenne construct based?
- The registered office is at O. Van Goidtsnovenlaan 78, 1190 Forest.Company details
- What does Spoidenne construct do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of Spoidenne construct?
- Spoidenne construct is a private limited company (BV).
- When was Spoidenne construct founded?
- Spoidenne construct was founded on 02-12-2024.
- Is Spoidenne construct still active?
- Yes, Spoidenne construct is an active enterprise in the KBO register.
- What is the turnover of Spoidenne construct?
- The turnover in financial year 2025 is ≈ €420,000. This figure is estimated from the gross margin of €102,021 and 45 comparable companies (NACE 43990). It probably lies between €290,000 and €760,000.Financials
- Is Spoidenne construct profitable?
- In financial year 2025, Spoidenne construct made a profit of €75,221.
- Where can I find the annual accounts of Spoidenne construct?
- Spoidenne construct filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Spoidenne construct due?
- Spoidenne construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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