Equity
-€9,655
Debts exceed assets in financial year 2025.
SPOCONCEPT
Lifetime
3 annual accounts with figures on one time axispeak €2,463 (2023)
-€5,160▼ €7,261
lowest -€7,426 (2025)
-€7,426▼ €5,868
peak -€671 (2023)
-€9,655▼ €7,426
€15,118▲ 59.4%
Board1 name since 2022
1 director
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Gross margin from €2,101 to -€5,160Loss of €7,426Equity from -€2,229 to -€9,655Debts from €9,482 to €15,118Cash from €577 to €71
Key points
from the 2025 annual accountsLosses
-€9,755 in three years
Every financial year from 2023 to 2025 closed with a loss. 2025 was the heaviest.
Debts
€15,118 277% of the balance sheet
Suppliers 22%Taxes and wages 13%Other 65%
Liquidity
0.36 was 0.76 in 2024
Short-term debts rose from €9,482 to €15,118.
Filings
3 annual accounts 2 late
The 2025 accounts came latest: 24 days after the end of the period.
Position in the sector
-176.8%
Lower solvency than 95% of companies in real estate. Sector median 31.0% · 19,803 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 7,654 companies had the same profile as SPOCONCEPT has now. Each dot stands for 20 companies, two years later.
84.6%
were still trading
5.8%
stopped another way
8.8%
went bankrupt
Another 0.8% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 7,654 companies, not a prediction for SPOCONCEPT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Board and ownership
Director
- 90 sharesdeed of 23-12-2022
- 5 sharesdeed of 23-12-2022
- 5 sharesdeed of 23-12-2022
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0795197684
Incorporation
Founding capital of €100, 100 shares · Founders: , and · Appointment: (director) · published on 23-12-2022 · Gazette deed
First establishment
Rue Grand Ry 407, Trooz
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SPOCONCEPT Trooz | €5,463 | -€5,160 | -176.8% | - |
| AUTO GEOMAR Sint-Pieters-Leeuw | €4,946 | €1,092 | 14.8% | - |
| Reale Estate Genk | €5,846 | -€6,284 | 60.6% | - |
| SUND Bruges | €6,491 | -€13,431 | -410.9% | - |
| Ceys Hasselt | €6,598 | -€8,230 | -66.4% | - |
| NEXT DAY CAPITAL TEN Ixelles | €6,190 | -€81,819 | -1664.9% | - |
| Balboa Projects Hoogstraten | €5,668 | €1,645 | 87.2% | - |
These companies have the same main activity as SPOCONCEPT: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €4,950 and €6,600, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 21-12-2022Normal situation
- Activity
- Development of residential building projectsNACE 68121and 4 others
- Establishment unit
- 2.340.065.8104870 Trooz, since 21-12-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 30-12-2025
Insights on SPOCONCEPT
SPOCONCEPT files the micro format. That format states no turnover. The gross margin fell from €2,463 in 2023 to -€5,160 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SPOCONCEPT
- What is the company number of SPOCONCEPT?
- The company number of SPOCONCEPT is 0795.197.684. The VAT number is the same number with BE in front: BE 0795.197.684.
- Where is SPOCONCEPT based?
- The registered office is at Rue Grand Ry 407, 4870 Trooz.Company details
- What does SPOCONCEPT do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of SPOCONCEPT?
- SPOCONCEPT is a private limited company (BV).
- When was SPOCONCEPT founded?
- SPOCONCEPT was founded on 21-12-2022.
- Is SPOCONCEPT still active?
- Yes, SPOCONCEPT is an active enterprise in the KBO register.
- What is the turnover of SPOCONCEPT?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is SPOCONCEPT profitable?
- In financial year 2025, SPOCONCEPT made a loss of €7,426.
- Where can I find the annual accounts of SPOCONCEPT?
- SPOCONCEPT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SPOCONCEPT due?
- SPOCONCEPT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.