SPN IMMO

Active

Private limited companyfounded 20224 yrs activeRue du Trois Juin 59, 4040 Herstal, BelgiumKBO/BCE: BE 0787.191.523

Summary

SPN IMMO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252,751 and a net result of €4,049. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 59% of 14462 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisWatch Report Compare

SPN IMMOActiveChecked score 67/100

Risk analysis Report Compare

What they do

Buying and selling of own real estate

NACE 68110NACE 68100

1 site

How big

€618,259total assets 2025

Equity: €252,751
Profit: €4,049

Turnover not published (abridged schema)

Financially healthy?

67 Healthy Checked score 2025

Bankruptcy chance 12 m: 0.7%

Who decides

Accounts filed 27 d late0 of 1 deed read

Why 67- Limited track record- Higher-failure-rate region+ Lower-failure-rate sector+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

67 / 100

Healthy

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability67=

Solvency66▲+3

Growth78=

Track record94

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €16,000 at 30 days acceptable

Liquidity short (current ratio 0.14 against 0.2 in 2024; short-term debt: 8.5% and cash: 0.7% of total assets), and 59.1% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 68

Relative position

BE, all sectors

reference

Real estate activities (NACE 68)

about 43% fewer bankruptcies

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

40.9%

Return on assets

0.7%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 4 filings

Deviation from the deadline

2025

27 d late

2024

29 d late

2023

21 d late

2022

5 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 21 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage