SPKTR Architects
ActiveSPKTR Architects has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €43k and a net result of €18k. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 48% of 726 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-1
Solvency66▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.71 against 1.96 in 2024; short-term debt: 54.8% and cash: 2.3% of total assets), but 58.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.4%
Return on assets
17.5%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €43k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
234 d late
2020
26 d late
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€18k▲ 17.5%
2024 · €16k
2019: €15k
2020: €-2k
2021: €17k
2022: €12k
2023: €-20k
2024: €16k
2019 → 2025
Working capital
€41k▲ 10.5%
2024 · €37k
2019: €28k
2020: €22k
2021: €37k
2022: €34k
2023: €17k
2024: €37k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€48k▲ 0.4%€27k▼ 42.4%€43k▲ 56.6%€43k▲ 0.6%
Operating result€21k-€17k▼ 18.8%€-20k€16k€25k▲ 57.5%
Net result€17k-€12k▼ 28.5%€-20k€16k€18k▲ 17.5%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€6k▼ 21.3%
Current assets
€98k▲ 30.3%
Equity and liabilities €104k
Equity
€43k▲ 0.6%
Debt
€61k▲ 51.3%
The debt ratio rises from 48.5% to 58.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €18k
Cash flow
€20k▲
2024 · €18k
Solvency
41.4%▼
2024 · 51.5%
Current ratio
1.71▼
2024 · 1.96
Quick ratio
1.71▼
2024 · 1.96
Debt / equity
1.42▲
2024 · 0.94
ROE
42.2%▲
2024 · 36.2%
ROA
17.5%▼
2024 · 18.6%
Interest coverage
152.84▲
2024 · 82.61
Debt
€61k▲
2024 · €40k
Debt ≤ 1 year
€57k▲
2024 · €38k
Income taxes
€6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€104k▲
Fixed assets21/28€8k€6k▼
Tangible fixed assets22/27€8k€6k▼
Furniture and vehicles24€393-
Other tangible fixed assets26€8k€6k▼
Current assets29/58€75k€98k▲
Amounts receivable within one year40/41€66k€94k▲
Trade receivables40€22k€46k▲
Other amounts receivable41€44k€48k▲
Cash at bank and in hand54/58€7k€2k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€83k€104k▲
Equity10/15€43k€43k▲
Contributions10/11€6k€6k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Profit (loss) carried forward14€35k€36k▲
Amounts payable17/49€40k€61k▲
Amounts payable within one year42/48€38k€57k▲
Trade debts44€35k€32k▼
Suppliers440/4€35k€32k▼
Advances received on contracts in progress46€3k€900▼
Taxes, remuneration and social security45-€9k
Taxes450/3-€9k
Other amounts payable47/48-€15k
Accrued charges and deferred income492/3€2k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8-€1k
Gross operating margin9900€18k€28k▲
Operating profit (loss)9901€16k€25k▲
Financial income75/76B€34€0▼
Recurring financial income75€34€0▼
Financial charges65/66B€220€173▼
Recurring financial charges65€220€173▼
Profit (loss) for the period before taxes9903€16k€25k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€16k€18k▲
Profit (loss) for the period to be appropriated9905€16k€18k▲
Appropriation of the result
Profit (loss) to be appropriated9906€35k€54k▲
Profit (loss) brought forward from the previous period14P€20k€35k▲
Profit to be distributed694/7-€18k
Return on contributions (dividend)694-€18k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-06
Financial
Highest result since 2019net €18k ▲17.5%
Operating result €25k, net result €18k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-06
Financial
Back to profitnet €16k
Net result €16k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Weakest financial yearnet €-20k ▼266%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 234 days late
2021
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
26-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
31-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
19-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 19 days late
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Joost-ten-Node · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oogststraat 491210 Sint-Joost-ten-NodeGround area
193 m²
Building footprint
169 m²
Volume, LiDAR
1,414 m³
Parcel 21572C0006/00T006, Brussels · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPKTR Architects
since 20162.254.644.838
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21572C0006/00T006 | Brussels | 193 m² | 1 · 169 m² | 17.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MODELMO
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KUBIKO
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,229 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-03-2016
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.