Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Spinola is 0.6% (low). The 2023 annual accounts show equity of €594k and a net result of €243k. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2023| Fiscal year | 2023 |
|---|---|
| Revenue | - |
| EBITDA | - |
| Net profit | €243k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €75k |
| Dividends | - |
| Total assets | €1.04M |
| Equity | €594k |
| Debt | €447k |
| of which ≤ 1y | €447k |
| of which > 1y | - |
| Working capital | €594k |
| Employees (FTE) | - |
| 2023 | |
|---|---|
| Current ratio | 2.33 |
| Quick ratio | 2.33 |
| Working capital ratio | 57.1% |
| Solvency | 57.1% |
| Debt / equity | 0.75 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | - |
| ROA | 23.3% |
| ROE | 40.9% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2023 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €1.04M |
| Current assets | 29/58 | €1.04M |
| Amounts receivable within one year | 40/41 | €387k |
| Cash & bank | 54/58 | €655k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €1.04M |
| Equity | 10/15 | €594k |
| Contributions / capital | 10/11 | €10k |
| Reserves | 13 | €584k |
| Amounts payable | 17/49 | €447k |
| Amounts payable within one year | 42/48 | €447k |
| Trade debts payable within one year | 44 | €5k |
| Income statement | ||
| Gross operating margin | 9900 | €326k |
| Operating result | 9901 | €325k |
| Financial income | 75 | €1 |
| Financial charges | 65 | €7k |
| Result before taxes | 9903 | €318k |
| Income taxes | 67/77 | €75k |
| Net result for the period | 9904 | €243k |
| Result to be appropriated | 9905 | €243k |
Health barometer
FY 2023 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Connections & network
1 connected companyLocations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34006A0449/00N000 | Flanders | 1.4 ha | 1 · 614 m² | 9.2 m · 2 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | Spinola |