Equity
€10,000 from €594,099 in 2023
Equity fell by 98% in 2 years.
Spinola
Lifetime
5 annual accounts with figures on one time axispeak €474,646 (2025)
€474,646▲ 24.9%
peak €353,987 (2025)
€353,987▲ 28.6%
peak €594,099 (2023)
€10,000▼ 97.2%
€756,054▲ 137%
Board1 name since 2020
1 director
Documentsfilings and deeds
06-01-202625 days before the deadline
2025micro format
Gross margin from €380,050 to €474,646Result from €275,237 to €353,987Dividend €695,276Equity from €351,289 to €10,000Debts from €318,833 to €756,054Cash from €542,269 to €717,057
Key points
from the 2025 annual accountsTurnover
≈ €680,000 estimated
The micro format states no turnover.
Debts
€756,054 99% of the balance sheet
Suppliers 0%Taxes and wages 8%Other 92%
Liquidity
1.01 was 2.10 in 2024
Short-term debts rose from €318,833 to €756,054.
Filings
5 annual accounts since 2021
The last five annual accounts were filed 25 to 71 days before the end of the period.
Position in the sector
1.3%
Lower solvency than 90% of companies in head offices and management consultancy. Sector median 55.5% · 41,240 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 875 companies had the same profile as Spinola has now. Each dot stands for 3 companies, two years later.
96.6%
were still trading
1.9%
stopped another way
1.4%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 875 companies, not a prediction for Spinola. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0755845576
Incorporation
Founding capital of €10,000, 100 shares · Founder: · Appointment: (director) · published on 09-10-2020 · Gazette deed
First establishment
Grote Heerweg 187, Waregem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Spinola Waregem | €766,054 | €474,646 | 1.3% | - |
| KL MOTUM Diksmuide | €743,823 | €505,988 | 98.8% | - |
| TeamChefs Menen | €608,601 | €481,177 | -37.1% | 13.9 |
| Casmati Avelgem | €681,232 | €548,453 | 20.6% | - |
| ARTIC Namur | €771,198 | €486,392 | 59.2% | - |
| Strahl & Company Auderghem | €755,897 | €435,321 | 0.7% | - |
| BUJA CONSULTANTS Heist-op-den-Berg | €670,491 | €487,622 | 47.3% | - |
These companies have the same main activity as Spinola: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €609,000 and €771,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 07-10-2020Normal situation
- Activity
- Business and other management consultancyNACE 70200and 1 other
- Establishment unit
- 2.308.893.0778791 Waregem, since 07-10-2020
- Financial year end
- 30 June
- Peppol
- Reachable since 17-11-2025
Annual accounts to 30-06-2025
- €766,054▲ 14.3%
- Filing
- Filed on 06-01-2026, 25 days before the end of the filing period
Insights on Spinola
Spinola files the micro format. That format states no turnover. The gross margin rose from €163,088 in 2021 to €474,646 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Spinola
- What is the company number of Spinola?
- The company number of Spinola is 0755.845.576. The VAT number is the same number with BE in front: BE 0755.845.576.
- Where is Spinola based?
- The registered office is at Grote Heerweg 187, 8791 Waregem.Company details
- What does Spinola do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of Spinola?
- Spinola is a private limited company (BV).
- When was Spinola founded?
- Spinola was founded on 07-10-2020.
- Is Spinola still active?
- Yes, Spinola is an active enterprise in the KBO register.
- What is the turnover of Spinola?
- The turnover in financial year 2025 is ≈ €680,000. This figure is estimated from the gross margin of €474,646 and 95 comparable companies (NACE 70200). It probably lies between €560,000 and €1.2m.Financials
- Is Spinola profitable?
- In financial year 2025, Spinola made a profit of €353,987.
- Where can I find the annual accounts of Spinola?
- Spinola filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Spinola due?
- Spinola must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
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