Turnover
≈ €410,000 estimated
The micro format states no turnover.
Spiederman
Lifetime
1 annual account with figurespeak €100,135 (2025)
€100,135
peak €54,609 (2025)
€54,609
peak €57,609 (2025)
€57,609
€27,086
Board1 name since 2024
1 directorHOUBEN Eduard
Documentsfilings and deeds
11-08-202611 days late
2025micro format
First year with figures
Key points
from the 2025 annual accountsAt the same address
8 companies
Position in the sector
€54,609
Higher net result than 87% of companies in specialised construction. Sector median €10,190 · 35,144 companies.
2025 accounts filed 11 days after the deadline
Checked score
90
Excellent
Financially stronger than 83% of micro companies in specialised construction (NACE 43)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 47,696 companies (NACE 43, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2025: 1.9%
06-2025: 1.9%● unchanged vs 05-2025
07-2025: 2.0%▲ +0.1 percentage points vs 06-2025
08-2025: 2.3%▲ +0.3 percentage points vs 07-2025
09-2025: 2.4%▲ +0.1 percentage points vs 08-2025
10-2025: 2.7%▲ +0.3 percentage points vs 09-2025
11-2025: 3.0%▲ +0.3 percentage points vs 10-2025
12-2025: 3.0%● unchanged vs 11-2025
01-2026: 2.9%▼ -0.1 percentage points vs 12-2025
02-2026: 2.9%● unchanged vs 01-2026
03-2026: 3.2%▲ +0.3 percentage points vs 02-2026
04-2026: 3.3%▲ +0.1 percentage points vs 03-2026
05-2026: 3.3%● unchanged vs 04-2026highest value
06-2026: 3.3%● unchanged vs 05-2026highest value
07-2026: 3.3%● unchanged vs 06-2026highest value
08-2026: 3.3%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -3.0 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
Size: total assets €84,695
lowers risk
Liquidity: current ratio 2.47, cash €59,124
Equity €57,609 (68.0% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 74% of them on solvency, 84% on liquidity and 92% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as Spiederman has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Spiederman itself is lower: 0.3% within 12 months. It rests on far more data about Spiederman than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for Spiederman. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.47, above the usual 1.5. Short-term debt is 32% and cash 69.8% of total assets. 32% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
11 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1008531962
Incorporation
Founding capital of €3,000 · Founder: HOUBEN Eduard (sole founder) · Appointment: HOUBEN Eduard (director) · published on 22-04-2024 · Gazette deed
First establishment
Britselei 28, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Spiederman Antwerp | €84,695 | €100,135 | 68.0% | - |
| INNOVATION PROJECT IMMO Dilbeek | €77,987 | €80,717 | 27.5% | - |
| M.V.H. Aqua Zuienkerke | €92,850 | €102,732 | 66.6% | - |
| GERARD CONSTRUCT Bassenge | €105,382 | €111,043 | 19.8% | - |
| LEF+ Kasterlee | €65,142 | €103,313 | 49.7% | - |
| M&L GROUP Zoersel | €105,789 | €72,734 | 51.0% | - |
| EDMIL BOUW Antwerp | €127,248 | €93,285 | 64.2% | - |
These companies have the same main activity as Spiederman: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €65,100 and €127,000, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 18-04-2024Normal situation
- Registered office
- 10 active companies are registered at this addressSource: KBO register, as of 11 November 2026.
- Activity
- Other specialised construction activitiesNACE 43990and 1 other
- Establishment unit
- 2.358.485.8132000 Antwerp, since 18-04-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 28-06-2025
Insights on Spiederman
Spiederman has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,609 and a net result of €54,609.
Its solvency ranks better than 73% of 35,156 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Spiederman
- What is the company number of Spiederman?
- The company number of Spiederman is 1008.531.962. The VAT number is the same number with BE in front: BE 1008.531.962.
- Where is Spiederman based?
- The registered office is at Britselei 28, 2000 Antwerp.Company details
- What does Spiederman do?
- According to the KBO register, the main activity is other specialised construction activities (NACE 43990).
- What is the legal form of Spiederman?
- Spiederman is a private limited company (BV).
- When was Spiederman founded?
- Spiederman was founded on 18-04-2024.
- Is Spiederman still active?
- Yes, Spiederman is an active enterprise in the KBO register.
- What is the turnover of Spiederman?
- The turnover in financial year 2025 is ≈ €410,000. This figure is estimated from the gross margin of €100,135 and 45 comparable companies (NACE 43990). It probably lies between €280,000 and €750,000.Financials
- Is Spiederman profitable?
- In financial year 2025, Spiederman made a profit of €54,609.
- Where can I find the annual accounts of Spiederman?
- Spiederman filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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