SPICCHIO
Open bankruptcyA bankruptcy procedure is open for SPICCHIO according to publications in the Belgian State Gazette; curator: NATALIE DEBOUCHE. The 2025 annual accounts show negative equity (€-39k) and a net result of €-44k.
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
14 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€-39k
Total assets
€38k
Net result
€-44k
Working capital
€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €38k
Fixed assets
€28k
Current assets
€10k
Key figures and ratios
EBITDA
€-39k
Cash flow
€-42k
Solvency
-102.8%
Current ratio
0.28
Quick ratio
0.28
Debt / equity
-1.97
ROA
-115.9%
Interest coverage
-12.14
Debt
€77k
Debt ≤ 1 year
€37k
Debt > 1 year
€39k
Staff costs
€10k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€38k
Fixed assets21/28€28k
Tangible fixed assets22/27€28k
Plant, machinery and equipment23€27k
Furniture and vehicles24€1k
Current assets29/58€10k
Amounts receivable within one year40/41€2k
Trade receivables40€1k
Other amounts receivable41€865
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€723
Equity and liabilities
Total equity and liabilities10/49€38k
Equity10/15€-39k
Contributions10/11€5k
Profit (loss) carried forward14€-44k
Amounts payable17/49€77k
Amounts payable after more than one year17€39k
Financial debts170/4€39k
Amounts payable within one year42/48€37k
Current portion of amounts payable after more than one year42€12k
Trade debts44€21k
Suppliers440/4€21k
Taxes, remuneration and social security45€968
Remuneration and social security454/9€968
Other amounts payable47/48€3k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Remuneration, social security and pensions62€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Gross operating margin9900€-29k
Operating profit (loss)9901€-41k
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€-44k
Profit (loss) for the period9904€-44k
Profit (loss) for the period to be appropriated9905€-44k
Appropriation of the result
Profit (loss) to be appropriated9906€-44k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
30-07
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Liège · SPICCHIO SRL ROUTE DU CONDROZ(N) 90, 4121 NEUVILLE-EN-CONDROZ · event 23-07-2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
SignalNBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Neupré · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Condroz(N) 904121 NeupréGround area
1,616 m²
Building footprint
206 m²
Volume, LiDAR
1,431 m³
Parcel 61044B0090/00A000, Wallonia · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPICCHIO
since 20252.369.418.109
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61044B0090/00A000 | Wallonia | 1,616 m² | 1 · 206 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | NATALIE DEBOUCHE RUE ALBERT Ier
23, 4470 SAINT-
GEORGES-SUR-MEUSE |
23-07-2026 → present |
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Liège
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 10,524 companies in sector 47110 we hold annual accounts for 5,860.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2025
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47251Retail sale of wines and spirits
47279Other retail sale of food
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:cipollino16@icloud.com