SPHYNX DEVELOPMENTS AND CONSULTANCY
ActiveSPHYNX DEVELOPMENTS AND CONSULTANCY has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €6k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 3452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
86
/ 100
Excellent▲ +3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+32
Solvency100▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 20.43 against 2.55 in 2024), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.1%
Return on assets
8.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
2 d early
2023
on the day
2022
29 d late
2021
24 d late
2020
4 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 22.8%
2024 · €58k
2018: €46k
2019: €54k
2020: €64k
2021: €55k
2022: €67k
2023: €88k
2024: €58k
2018 → 2025
Total assets
€75k▼ 21.6%
2024 · €95k
2018: €60k
2019: €58k
2020: €68k
2021: €66k
2022: €91k
2023: €114k
2024: €95k
2018 → 2025
Net result
€6k▲ 322%
2024 · €2k
2018: €32k
2019: €27k
2020: €24k
2021: €29k
2022: €28k
2023: €33k
2024: €2k
2018 → 2025
Working capital
€71k▲ 22.8%
2024 · €58k
2018: €30k
2019: €54k
2020: €63k
2021: €54k
2022: €67k
2023: €88k
2024: €58k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€55k-€67k▲ 22.4%€88k▲ 31.4%€58k▼ 34.1%€71k▲ 22.8%
Operating result€38k-€37k▼ 0.7%€45k▲ 19.6%€3k▼ 93.0%€8k▲ 167%
Net result€29k-€28k▼ 1.2%€33k▲ 17.8%€2k▼ 95.4%€6k▲ 322%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 167% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €75k
Equity
€71k▲ 22.8%
Debt
€4k▼ 90.2%
The debt ratio falls from 39.3% to 4.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
95.1%▲
2024 · 60.7%
Current ratio
20.43▲
2024 · 2.55
Quick ratio
20.43▲
2024 · 2.55
Debt / equity
0.05▼
2024 · 0.65
ROE
9.1%▲
2024 · 2.6%
ROA
8.7%▲
2024 · 1.6%
Debt
€4k▼
2024 · €37k
Debt ≤ 1 year
€4k▼
2024 · €37k
Income taxes
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€95k€75k▼
Current assets29/58€95k€75k▼
Amounts receivable within one year40/41€92k€69k▼
Trade receivables40€80k€68k▼
Other amounts receivable41€12k€583▼
Cash at bank and in hand54/58€3k€6k▲
Equity and liabilities
Total equity and liabilities10/49€95k€75k▼
Equity10/15€58k€71k▲
Contributions10/11€2k€2k=
Reserves13€52k€58k▲
Non-distributable reserves130/1€20k€20k=
Reserves not available under the articles1311€20k€20k=
Distributable reserves133€32k€38k▲
Profit (loss) carried forward14€4k€12k▲
Amounts payable17/49€37k€4k▼
Amounts payable within one year42/48€37k€4k▼
Trade debts44€579€1k▲
Suppliers440/4€579€1k▲
Taxes, remuneration and social security45€13k€3k▼
Taxes450/3€13k€3k▼
Other amounts payable47/48€24k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43-
Other operating charges640/8€388€458▲
Gross operating margin9900€4k€9k▲
Operating profit (loss)9901€3k€8k▲
Financial income75/76B€581€566▼
Recurring financial income75€581€566▼
Financial charges65/66B€216€135▼
Recurring financial charges65€216€135▼
Profit (loss) for the period before taxes9903€4k€9k▲
Income taxes67/77€2k€2k▲
Profit (loss) for the period9904€2k€6k▲
Profit (loss) for the period to be appropriated9905€2k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€8k€12k▲
Profit (loss) brought forward from the previous period14P€6k€5k▼
Transfer from equity791/2€28k€8k▼
Profit to be distributed694/7€32k€8k▼
Return on contributions (dividend)694€32k€8k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 8current ratio 20.43
Current ratio from 2.55 to 20.43; short-term debt falls from €37k to €4k.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼95.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €33k ▲17.8%
Operating result €45k, net result €33k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Liquidity quadruplescurrent ratio 13.43
Current ratio from 3.22 to 13.43; short-term debt falls from €14k to €4k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fleurus · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Poète Charles Michel(WB) 26224 FleurusGround area
628 m²
Building footprint
30 m²
Volume, LiDAR
120 m³
Parcel 52071B0295/00C002, Wallonia · tallest building 7.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SPHYNX DEVELOPMENTS AND CONSULTANCY
since 20152.246.399.541
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52071B0295/00C002 | Wallonia | 628 m² | 1 · 30 m² | 7.9 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,549 companies in sector 74999 we hold annual accounts for 1,930. 1,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-2015
Fiscal year end31-12
Activities, NACEBEL
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.