Deficits
-€60,757 in two years
The 2024 and 2025 financial years closed with a deficit. 2025 was the heaviest.
Spéléo-J
Lifetime
13 annual accounts with figures on one time axispeak €355,338 (2025)
€355,338▲ 7.7%
lowest -€91,895 (2013)
-€31,065▼ €1,373
peak €223,620 (2023)
€162,863▼ 16.0%
€90,248▲ 23.0%
peak 5.8 FTE (2016)
5 FTEunchanged
Board15 names since 2017all names
8 directors and 7 others
Documentsfilings and deeds
29-04-202693 days before the deadline
2025financial year
Loss of €31,0653 directors appointed, 2 resignations 19-06Equity from €193,928 to €162,863Debts from €73,385 to €90,248Investments €26,902
Key points
from the 2025 annual accountsTurnover
≈ €2.4m estimated
The accounts state no turnover.
Investments
€26,902 13.2 × depreciation
Green is investment, beige is depreciation.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 32 to 93 days before the end of the period.
Board
1 left
A director left. Latest change 01-06-2026 · 7 in office.
Position in the sector
-€31,065
Lower net result than 81% of companies in retail trade. Sector median €59,110 · 2,454 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 5,843 companies had the same profile as Spéléo-J has now. Each dot stands for 15 companies, two years later.
84.3%
were still trading
13.6%
stopped another way
1.7%
went bankrupt
Another 0.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 5,843 companies, not a prediction for Spéléo-J. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director
Director
Director
Director
Director
Director
Recent changes
Appointment: (director)
Resignation: (director) · General meeting of 11-04-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0412376001
3 directors appointed, 2 resignations
Appointments: , and · Resignations: and · General meeting of 13-04-2024 · Gazette deed
Appointments: (director) and (director)
General meeting of 13-04-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Spéléo-J Namur | €253,112 | €355,338 | 64.3% | 5 |
| PROMAS INTERNATIONAL Liège | €484,167 | €225,467 | 33.5% | 3.5 |
| LORATEX Oudenaarde | €682,991 | €579,405 | 28.3% | 6 |
| LA GLISSE Blegny | €716,222 | €213,913 | 50.7% | 4 |
| L & V Belgium Sint-Truiden | €574,027 | €184,056 | 82.1% | 3.1 |
| FERME LUCAS Grâce-Hollogne | €596,626 | €175,872 | 78.5% | 3.2 |
| Aqua Sport Antwerp | €740,963 | €369,989 | 81.6% | 2.7 |
These companies have the same main activity as Spéléo-J: retail sale of other sporting goods (NACE 47639). They are comparable in size and age: total assets between €484,000 and €741,000, founded between 1973 and 1993.
Official details
Source: KBO- Status
- Active since 04-12-1970Normal situation
- Activity
- Retail sale of other sporting goodsNACE 47639and 1 other
- Joint committee
- 329.02Socio-cultural sector · annual accounts 2021
- Establishment unit
- 2.195.654.9805000 Namur, since 01-01-2008
- Financial year end
- 31 December
- Peppol
- Reachable since 03-12-2025
Annual accounts 2025
- €253,112▼ 5.3%
- Employeeson 31-12-2025
- 5=
- Filing
- Filed on 29-04-2026, 93 days before the end of the filing period
Insights on Spéléo-J
Spéléo-J has existed since 1970. The gross margin grew from €188,310 in 2013 to €355,338 in 2025.
Solvency fell in 2025 from 72.5% to 64.3% because of the loss.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Spéléo-J
- What is the company number of Spéléo-J?
- The company number of Spéléo-J is 0412.376.001. The VAT number is the same number with BE in front: BE 0412.376.001.
- Where is Spéléo-J based?
- The registered office is at Avenue Arthur Procès 5, 5000 Namur.Company details
- What does Spéléo-J do?
- According to the KBO register, the main activity is retail sale of other sporting goods (NACE 47639).
- What is the legal form of Spéléo-J?
- Spéléo-J is a non-profit association (VZW).
- When was Spéléo-J founded?
- Spéléo-J was founded on 04-12-1970.
- Is Spéléo-J still active?
- Yes, Spéléo-J is an active enterprise in the KBO register.
- How many employees does Spéléo-J have?
- Spéléo-J had an average of 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Spéléo-J fall under?
- In its 2021 annual accounts, Spéléo-J states joint committee 329.02 (Socio-cultural sector).
- What is the turnover of Spéléo-J?
- The turnover in financial year 2025 is ≈ €2.4m. This figure is estimated from the gross margin of €355,338 and 202 comparable companies (NACE 47). It probably lies between €1.3m and €3.9m.
- Is Spéléo-J profitable?
- In financial year 2025, Spéléo-J made a loss of €31,065.
- Where can I find the annual accounts of Spéléo-J?
- Spéléo-J filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Spéléo-J due?
- Spéléo-J must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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