SPEKBOOM
ActiveSPEKBOOM has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.26M and a net result of €-217k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 48% of 7892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency53▼-5
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days only on tighter terms
Liquidity short (current ratio 0.02 against 0.02 in 2024), and 58% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
18192021232425
2018 to 2025 · latest year -€217k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
15 d early
2023
41 d early
2021
95 d early
2020
36 d early
2019
31 d late
2018
2 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.26M▼ 14.6%
2024 · €1.48M
2018: €1.69M
2019: €1.62M
2020: €1.57M
2021: €1.52M
2023: €1.51M
2024: €1.48M
2018 → 2025
Total assets
€3.01M▼ 5.9%
2024 · €3.20M
2018: €3.18M
2019: €3.19M
2020: €3.20M
2021: €3.19M
2023: €3.20M
2024: €3.20M
2018 → 2025
Net result
€-217k▼ 637%
2024 · €-29k
2018: €9k
2019: €-74k
2020: €-48k
2021: €-56k
2023: €-7k
2024: €-29k
2018 → 2025
Working capital
€-929k▼ 3.2%
2024 · €-900k
2018: €-587k
2019: €-760k
2020: €-806k
2021: €-862k
2023: €-871k
2024: €-900k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Equity€1.57M-€1.52M▼ 3.6%€1.51M▼ 0.5%€1.48M▼ 1.9%€1.26M▼ 14.6%
Operating result€18k-€14k▼ 24.0%€31k▲ 127%€-3k€-2k▲ 34.1%
Net result€-48k-€-56k▼ 16.8%€-7k▲ 87.8%€-29k▼ 330%€-217k▼ 637%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.01M
Fixed assets
€2.99M▼ 5.9%
Current assets
€15k▼ 6.8%
Equity and liabilities €3.01M
Equity
€1.26M▼ 14.6%
Debt
€1.74M▲ 1.6%
The debt ratio rises from 53.7% to 58.0%: debt grows while equity shrinks.
Key figures and ratios
Solvency
42.0%▼
2024 · 46.3%
Current ratio
0.02▼
2024 · 0.02
Quick ratio
0.02▼
2024 · 0.02
Debt / equity
1.38▲
2024 · 1.16
ROE
-17.2%▼
2024 · -2.0%
ROA
-7.2%▼
2024 · -0.9%
Debt
€1.74M▲
2024 · €1.72M
Debt ≤ 1 year
€944k▲
2024 · €917k
Debt > 1 year
€800k=
2024 · €800k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.20M€3.01M▼
Fixed assets21/28€3.18M€2.99M▼
Financial fixed assets28€3.18M€2.99M▼
Current assets29/58€17k€15k▼
Amounts receivable within one year40/41€213€310▲
Other amounts receivable41€213€310▲
Cash at bank and in hand54/58€16k€15k▼
Equity and liabilities
Total equity and liabilities10/49€3.20M€3.01M▼
Equity10/15€1.48M€1.26M▼
Contributions10/11€994k€994k=
Capital10€994k€994k=
Issued capital100€994k€994k=
Reserves13€118k€118k=
Non-distributable reserves130/1€99k€99k=
Legal reserve130€99k€99k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€367k€150k▼
Amounts payable17/49€1.72M€1.74M▲
Amounts payable after more than one year17€800k€800k=
Financial debts170/4€800k€800k=
Amounts payable within one year42/48€917k€944k▲
Trade debts44€100k€102k▲
Suppliers440/4€100k€102k▲
Taxes, remuneration and social security45€31€0▼
Taxes450/3€31€0▼
Other amounts payable47/48€817k€843k▲
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€0-
Other operating charges640/8€2k€654▼
Gross operating margin9900€-1k€-1k▲
Operating profit (loss)9901€-3k€-2k▲
Financial charges65/66B€26k€215k▲
Recurring financial charges65€26k€27k▲
Non-recurring financial charges66B-€188k
Profit (loss) for the period before taxes9903€-29k€-217k▼
Profit (loss) for the period9904€-29k€-217k▼
Transfer from tax-exempt reserves789€0-
Profit (loss) for the period to be appropriated9905€-29k€-217k▼
Appropriation of the result
Profit (loss) to be appropriated9906€367k€150k▼
Profit (loss) brought forward from the previous period14P€396k€367k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Weakest financial yearnet €-217k
Net result drops to €-217k, the lowest in the series.
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
27-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
23-05
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diksmuide · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoorbakkestraat(P) 678600 DiksmuideGround area
2,215 m²
Building footprint
272 m²
Volume, LiDAR
1,345 m³
Parcel 38019A0418/00V000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Spekboom
since 20042.145.399.082
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38019A0418/00V000 | Flanders | 2,214 m² | 1 · 272 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALVLEES
BE 0445.714.010
Malle · Eq €1.26M
ROGER COLSON
BE 0444.834.278
Dilsen-Stokkem · Eq €1.25M
ROODHUIS
BE 0427.028.939
Diest · Eq €1.28M
VERCARO
BE 0429.810.760
Wetteren · Eq €1.28M
Pentatrade
BE 0446.634.223
Sint-Martens-Latem · Eq €1.28M
Of 751 companies in sector 46321 we hold annual accounts for 548. 386 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded28-12-2004
Fiscal year end30-06
Activities, NACEBEL
46321Wholesale of meat and meat products, excluding game and poultry
74142
47221Retail sale of meat and meat products, excluding game and poultry
52220
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.