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SPEELPLAN

Active
Private limited companyfounded 20224 yrs activeHendrik van Veldekesingel 150/ 102, 3500 Hasselt, BelgiumKBO/BCE: BE 0790.303.639
Summary

SPEELPLAN has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,784 and a net result of €9,176. Equity is growing by ~52.4% per year across the filed fiscal years. Its solvency ranks better than 18% of 2028 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability75▼-2
Solvency39=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.59 in 2024; short-term debt: 86.1% and cash: 39.9% of total assets), and 86.1% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
13.9%
Return on assets
5.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 2028 sector peers (2025).
NBB · sector comparison
Position among 2028 sector peers
Solvency
better than 18%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
24 d early
2024
6 d early
2023
9 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 13 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 September 2022, SPEELPLAN was incorporated as a Private limited company.1 Total assets went from EUR 116,847 in 2023 to EUR 178,220 in 2025 and headcount from 1 to 2 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€24,784▲ 58.8%
2024 · €15,607
Total assets
€178,220▲ 59.7%
2024 · €111,624
Net result
€9,176▲ 28.0%
2024 · €7,172
Working capital
-€16,972▲ 57.0%
2024 · -€39,445
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€3,402-€10,826▲ 218%€16,362▲ 51.1%
Net result€935-€7,172▲ 667%€9,176▲ 28.0%
Equity€8,435-€15,607▲ 85.0%€24,784▲ 58.8%
Total assets€116,847-€111,624▼ 4.5%€178,220▲ 59.7%
Debt€108,411-€96,017▼ 11.4%€153,436▲ 59.8%
Working capital-€12,979--€39,445▼ 204%-€16,972▲ 57.0%
Staff (FTE)1-1.3▲ 30.0%2▲ 53.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€5,000€10,000€15,000Operating result 2023: €3,402€3,402Net result 2023: €935€935Operating result 2024: €10,826€10,826Net result 2024: €7,172€7,172Operating result 2025: €16,362€16,362Net result 2025: €9,176€9,176202320242025€0€5,000€10,000€15,000Operating result 2023: €3,402€3,400Net result 2023: €935€935Operating result 2024: €10,826€10,800Net result 2024: €7,172€7,170Operating result 2025: €16,362€16,400Net result 2025: €9,176€9,180202320242025
The operating result has risen two years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178,220
Fixed assets €41,755 ▼ 24.2%
Current assets €136,464 ▲ 141%
Equity and liabilities €178,220
Equity €24,784 ▲ 58.8%
Debt €153,436 ▲ 59.8%
Debt's share of the balance-sheet total rises from 86.0% to 86.1%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29,659▲
2024 · €20,265
Cash flow
€22,474▲
2024 · €16,611
Current ratio
0.89▲
2024 · 0.59
Debt to equity
6.19▲
2024 · 6.15
ROE
37.0%▼
2024 · 46.0%
ROA
5.1%▼
2024 · 6.4%
Interest coverage
18.10▼
2024 · 218.02
Debt ≤ 1 year
€153,436▲
2024 · €96,017
Income taxes
€5,556▲
2024 · €3,561
Staff costs
€129,550▲
2024 · €88,016
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.1% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.1% went bankrupt
1.6% stopped otherwise
94% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€111,624€178,220▲
Fixed assets21/28€55,053€41,755▼
Tangible fixed assets22/27€54,303€41,005▼
Furniture and vehicles24€54,303€41,005▼
Financial fixed assets28€750€750=
Current assets29/58€56,572€136,464▲
Amounts receivable within one year40/41€6,153€54,843▲
Trade receivables40€6,153€54,843▲
Cash at bank and in hand54/58€46,958€71,030▲
Deferred charges and accrued income490/1€3,462€10,591▲
Equity and liabilities
Total equity and liabilities10/49€111,624€178,220▲
Equity10/15€15,607€24,784▲
Contributions10/11€7,500€7,500=
Reserves13€8,107€17,284▲
Distributable reserves133€8,107€17,284▲
Amounts payable17/49€96,017€153,436▲
Amounts payable within one year42/48€96,017€153,436▲
Trade debts44€2,939€49,523▲
Suppliers440/4€2,939€49,523▲
Taxes, remuneration and social security45€30,829€40,107▲
Taxes450/3€14,922€23,227▲
Remuneration and social security454/9€15,907€16,880▲
Other amounts payable47/48€62,249€63,806▲
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Remuneration, social security and pensions62€88,016€129,550▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9,439€13,297▲
Other operating charges640/8€222€914▲
Gross operating margin9900€108,503€160,123▲
Operating profit (loss)9901€10,826€16,362▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€93€1,639▲
Recurring financial charges65€93€1,639▲
Profit (loss) for the period before taxes9903€10,733€14,732▲
Income taxes67/77€3,561€5,556▲
Profit (loss) for the period9904€7,172€9,176▲
Profit (loss) for the period to be appropriated9905€7,172€9,176▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,172€9,176▲
Transfer to equity691/2€7,172€9,176▲
To other reserves6921€7,172€9,176▲
Social balance
Average headcount (FTE)90871.32.0▲

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€99,068€88,016€129,550▲ 47.2%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,744€9,439€13,297▲ 40.9%
Other operating charges640/8€583€222€914▲ 312%
Gross operating margin9900€105,797€108,503€160,123▲ 47.6%
Operating profit (loss)9901€3,402€10,826€16,362▲ 51.1%
Financial income75/76B--€9-
Recurring financial income75--€9-
Financial charges65/66B€49€93€1,639▲ 1,663%
Recurring financial charges65€49€93€1,639▲ 1,663%
Profit (loss) for the period before taxes9903€3,353€10,733€14,732▲ 37.3%
Income taxes67/77€2,418€3,561€5,556▲ 56.0%
Profit (loss) for the period9904€935€7,172€9,176▲ 28.0%
Profit (loss) for the period to be appropriated9905€935€7,172€9,176▲ 28.0%
Line202320242025Change
Assets
Total assets20/58€116,847€111,624€178,220▲ 59.7%
Fixed assets21/28€36,806€55,053€41,755▼ 24.2%
Tangible fixed assets22/27€36,056€54,303€41,005▼ 24.5%
Furniture and vehicles24€36,056€54,303€41,005▼ 24.5%
Financial fixed assets28€750€750€750=
Current assets29/58€80,041€56,572€136,464▲ 141%
Amounts receivable within one year40/41€28,131€6,153€54,843▲ 791%
Trade receivables40€28,131€6,153€54,843▲ 791%
Cash at bank and in hand54/58€48,708€46,958€71,030▲ 51.3%
Deferred charges and accrued income490/1€3,202€3,462€10,591▲ 206%
Equity and liabilities
Total equity and liabilities10/49€116,847€111,624€178,220▲ 59.7%
Equity10/15€8,435€15,607€24,784▲ 58.8%
Contributions10/11€7,500€7,500€7,500=
Reserves13€935€8,107€17,284▲ 113%
Distributable reserves133€935€8,107€17,284▲ 113%
Amounts payable17/49€108,411€96,017€153,436▲ 59.8%
Amounts payable within one year42/48€93,020€96,017€153,436▲ 59.8%
Trade debts44€6,219€2,939€49,523▲ 1,585%
Suppliers440/4€6,219€2,939€49,523▲ 1,585%
Taxes, remuneration and social security45€22,838€30,829€40,107▲ 30.1%
Taxes450/3€9,916€14,922€23,227▲ 55.7%
Remuneration and social security454/9€12,922€15,907€16,880▲ 6.1%
Other amounts payable47/48€63,964€62,249€63,806▲ 2.5%
Accrued charges and deferred income492/3€15,392€0--
Line202320242025Change
Profit (loss) for the period9904€935€7,172€9,176▲ 28.0%
+ Depreciation and write-downs630€2,744€9,439€13,297▲ 40.9%
Operating cash flow (approximation)€3,680€16,611€22,474▲ 35.3%
Investment in fixed assets (approximation)--€27,686€0▲ 100%
Change in cash--€1,750€24,073▲ 1,476%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Highest result since 2023net €9,176 ▲28%
Operating result €16,362, net result €9,176, both a record.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
22-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
5,413 m²
Building footprint
1,479 m²
Volume, LiDAR
15,491 m³
Parcel 71326F0010/00C003, Flanders · tallest building 20.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Data Control Transponder Technology
Hendrik van Veldekesingel 150/ 102, 3500 HasseltCivil engineering
since 20222.334.862.947
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71326F0010/00C003 Flanders 5,413 m² 1 · 1,479 m² 20.9 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 21,487 EUR awarded · 21,487 EUR paid
Year Entries awardedpaid
2025 1 21,487 EUR21,487 EUR
Schemes
1 entry · 21,487 EUR · 21,487 EUR paid · Departement Werk, Economie, Wetenschap, Innovatie en Sociale Economie

Similar companies · same sector, comparable size

Of 2,147 companies in sector 71209 we hold annual accounts for 1,087. 675 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-09-2022
Fiscal year end31-12
Abbreviation NL DCTT
Activities, NACEBEL 2025
71209Other technical testing and analysis
46646Wholesale trade
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
71113Urban planning and landscape architecture
74999Other professional, scientific and technical activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0790303639
Also 9925:BE0790303639
Registered 12-06-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.