SPEELHAL SELECT
ActiveSPEELHAL SELECT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.68M and a net result of €253k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 885 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-4
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €140k at 30 days acceptable
Liquidity ample (current ratio 17.21 against 32.86 in 2024; short-term debt: 4.9% and cash: 16.6% of total assets), and 5.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.9%
Return on assets
14.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
3 d early
2023
20 d early
2022
5 d early
2021
92 d late
2020
60 d late
2019
35 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.68M▲ 17.7%
2024 · €1.43M
2018: €566k
2019: €714k
2020: €738k
2021: €889k
2022: €920k
2023: €1.17M
2024: €1.43M
2018 → 2025
Total assets
€1.78M▲ 20.6%
2024 · €1.47M
2018: €597k
2019: €744k
2020: €748k
2021: €924k
2022: €996k
2023: €1.25M
2024: €1.47M
2018 → 2025
Net result
€253k▼ 4.2%
2024 · €264k
2018: €284k
2019: €148k
2020: €24k
2021: €152k
2022: €137k
2023: €247k
2024: €264k
2018 → 2025
Working capital
€1.40M▲ 22.7%
2024 · €1.14M
2018: €396k
2019: €581k
2020: €631k
2021: €810k
2022: €726k
2023: €920k
2024: €1.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€889k-€920k▲ 3.5%€1.17M▲ 26.8%€1.43M▲ 22.6%€1.68M▲ 17.7%
Operating result€193k-€188k▼ 2.5%€334k▲ 78.2%€362k▲ 8.2%€395k▲ 9.2%
Net result€152k-€137k▼ 9.8%€247k▲ 80.4%€264k▲ 6.7%€253k▼ 4.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.78M
Fixed assets
€285k▼ 2.4%
Current assets
€1.49M▲ 26.3%
Equity and liabilities €1.78M
Equity
€1.68M▲ 17.7%
Debt
€91k▲ 126%
The debt ratio rises from 2.7% to 5.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€445k▲
2024 · €409k
Cash flow
€302k▼
2024 · €311k
Solvency
94.9%▼
2024 · 97.3%
Current ratio
17.21▼
2024 · 32.86
Quick ratio
17.20▼
2024 · 32.85
Debt / equity
0.05▲
2024 · 0.03
ROE
15.0%▼
2024 · 18.4%
ROA
14.2%▼
2024 · 17.9%
Interest coverage
523.30▲
2024 · 68.72
Debt
€91k▲
2024 · €40k
Debt ≤ 1 year
€87k▲
2024 · €36k
Income taxes
€141k▲
2024 · €92k
Staff costs
€226k▲
2024 · €217k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.47M€1.78M▲
Fixed assets21/28€292k€285k▼
Tangible fixed assets22/27€217k€210k▼
Land and buildings22€89k€79k▼
Plant, machinery and equipment23€128k€131k▲
Financial fixed assets28€75k€75k=
Current assets29/58€1.18M€1.49M▲
Stocks and contracts in progress3€274€1k▲
Stocks30/36€274€1k▲
Amounts receivable within one year40/41€1.02M€1.18M▲
Trade receivables40€30€0▼
Other amounts receivable41€1.02M€1.18M▲
Cash at bank and in hand54/58€151k€295k▲
Deferred charges and accrued income490/1€5k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.78M▲
Equity10/15€1.43M€1.68M▲
Contributions10/11€783k€783k=
Reserves13€649k€901k▲
Non-distributable reserves130/1€25€25=
Reserves not available under the articles1311€25€25=
Distributable reserves133€649k€901k▲
Amounts payable17/49€40k€91k▲
Amounts payable within one year42/48€36k€87k▲
Trade debts44€19k€60k▲
Suppliers440/4€19k€60k▲
Taxes, remuneration and social security45€17k€26k▲
Taxes450/3€5k€12k▲
Remuneration and social security454/9€12k€14k▲
Accrued charges and deferred income492/3€4k€5k▲
Income statement
Code20242025
Remuneration, social security and pensions62€217k€226k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€50k▲
Other operating charges640/8€151k€180k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€778k€851k▲
Operating profit (loss)9901€362k€395k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€6k€850▼
Recurring financial charges65€6k€850▼
Profit (loss) for the period before taxes9903€356k€394k▲
Income taxes67/77€92k€141k▲
Profit (loss) for the period9904€264k€253k▼
Profit (loss) for the period to be appropriated9905€264k€253k▼
Appropriation of the result
Profit (loss) to be appropriated9906€264k€253k▼
Transfer to equity691/2€264k€253k▼
To other reserves6921€264k€253k▼
Social balance
Average headcount (FTE)90877.05.6▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity triplescurrent ratio 32.86
Current ratio from 12.83 to 32.86; short-term debt falls from €78k to €36k.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €1MEq €1.17M ▲26.8%
6 profitable years in a row build equity to €1.17M.
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 92 days late
2021
29-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2020
31-12
Financial
Weakest financial yearnet €24k ▼83.9%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity triplescurrent ratio 69.12
Current ratio from 20.95 to 69.12; short-term debt falls from €29k to €9k.
04-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 35 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 8 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Treft 251853 GrimbergenGround area
3,129 m²
Building footprint
589 m²
Volume, LiDAR
3,396 m³
2 parcels, Flanders · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SPEELHAL SELECT - SELECT
since 20012.101.198.261
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23772C0375/00B002 | Flanders | 2,346 m² | 1 · 459 m² | 9.8 m · 1 fl. |
| 23084B0071/00B020 | Flanders | 784 m² | 1 · 131 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 7,600 EUR awarded · 7,600 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 7,600 EUR | 7,600 EUR |
Schemes
Vlaams Beschermingsmechanisme 11 (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteZaventem2.101.198.261
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KUN - IMMO
BE 0417.207.787
Antwerpen · Eq €1.64M
H B W FREETIME
BE 0453.938.224
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KARTING DES FAGNES
BE 0426.109.419
Couvin · Eq €1.52M
Of 298 companies in sector 93293 we hold annual accounts for 190. 110 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-01-2001
Fiscal year end31-12
Activities, NACEBEL
92000Gambling and betting activities
92722
93293Sports, amusement and recreation activities
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.