SPEEDSTER
ActiveSummary
SPEEDSTER has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.04M and a net result of €-46k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 88% of 928 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability36▼-2
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 31.85 against 25.05 in 2024; short-term debt: 1.5% and cash: 9.4% of total assets), and 10.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
-0.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
6 d late
2024
1 d late
2023
1 d early
2022
17 d late
2021
23 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-46k▼ 109%
2024 · €-22k
2021: €160khighest in 5 years
2022: €4k▼ -97.7% vs 2021
2023: €-105k▼ -2899% vs 2022lowest in 5 years
2024: €-22k▲ +79.0% vs 2023
2025: €-46k▼ -109% vs 2024
2021 → 2025
Working capital
€4.17M▲ 3.8%
2024 · €4.01M
2021: €5.87Mhighest in 5 years
2022: €5.58M▼ -5.0% vs 2021
2023: €3.58M▼ -35.8% vs 2022lowest in 5 years
2024: €4.01M▲ +12.0% vs 2023
2025: €4.17M▲ +3.8% vs 2024
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8.21M-€8.21M=€8.11M▼ 1.3%€8.09M▼ 0.3%€8.04M▼ 0.6%
2021: €8.21M
2022: €8.21M● +0.0% vs 2021highest in 5 years
2023: €8.11M▼ -1.3% vs 2022
2024: €8.09M▼ -0.3% vs 2023
2025: €8.04M▼ -0.6% vs 2024lowest in 5 years
Operating result€61k-€-84k€-162k▼ 91.4%€-54k▲ 66.5%€-81k▼ 49.3%
2021: €61khighest in 5 years
2022: €-84k▼ -237% vs 2021
2023: €-162k▼ -91.4% vs 2022lowest in 5 years
2024: €-54k▲ +66.5% vs 2023
2025: €-81k▼ -49.3% vs 2024
Net result€160k-€4k▼ 97.7%€-105k€-22k▲ 79.0%€-46k▼ 109%
2021: €160khighest in 5 years
2022: €4k▼ -97.7% vs 2021
2023: €-105k▼ -2899% vs 2022lowest in 5 years
2024: €-22k▲ +79.0% vs 2023
2025: €-46k▼ -109% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €81k in 2025 against €54k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.00M
Fixed assets
€4.70M ▼ 2.1%
Current assets
€4.30M ▲ 2.9%
Equity and liabilities €9.00M
Equity
€8.04M ▼ 0.6%
Debt
€963k ▲ 7.3%
Debt's share of the balance-sheet total rises from 10.0% to 10.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€74k▼
2024 · €104k
Cash flow
€109k▼
2024 · €136k
Current ratio
31.85▲
2024 · 25.05
Debt to equity
0.12▲
2024 · 0.11
ROE
-0.6%▼
2024 · -0.3%
ROA
-0.5%▼
2024 · -0.2%
Interest coverage
2.18▼
2024 · 2.30
Debt ≤ 1 year
€135k▼
2024 · €167k
Debt > 1 year
€807k▲
2024 · €713k
Income taxes
€6k▲
2024 · €0
Staff costs
€41k▲
2024 · €40k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€8.98M€9.00M▲
Fixed assets21/28€4.80M€4.70M▼
Intangible fixed assets21€1k€0▼
Tangible fixed assets22/27€3.06M€2.94M▼
Land and buildings22€3.01M€2.90M▼
Furniture and vehicles24€51k€40k▼
Financial fixed assets28€1.74M€1.76M▲
Current assets29/58€4.18M€4.30M▲
Amounts receivable after more than one year29€2.73M€2.74M▲
Other amounts receivable291€2.73M€2.74M▲
Amounts receivable within one year40/41€1.14M€661k▼
Trade receivables40€8k€22k▲
Other amounts receivable41€1.13M€639k▼
Cash at bank and in hand54/58€304k€848k▲
Deferred charges and accrued income490/1€11k€54k▲
Equity and liabilities
Total equity and liabilities10/49€8.98M€9.00M▲
Equity10/15€8.09M€8.04M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€8.03M€7.98M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€8.02M€7.97M▼
Amounts payable17/49€897k€963k▲
Amounts payable after more than one year17€713k€807k▲
Financial debts170/4€713k€799k▲
Other amounts payable178/9-€7k
Amounts payable within one year42/48€167k€135k▼
Current portion of amounts payable after more than one year42€148k€105k▼
Trade debts44€4k€12k▲
Suppliers440/4€4k€12k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€2k€2k▼
Remuneration and social security454/9€7k€9k▲
Other amounts payable47/48€7k€7k=
Accrued charges and deferred income492/3€17k€21k▲
Income statement
Code20242025
Remuneration, social security and pensions62€40k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€155k▼
Other operating charges640/8€41k€42k▲
Gross operating margin9900€186k€157k▼
Operating profit (loss)9901€-54k€-81k▼
Financial income75/76B€77k€74k▼
Recurring financial income75€77k€74k▼
Financial charges65/66B€45k€34k▼
Recurring financial charges65€45k€34k▼
Profit (loss) for the period before taxes9903€-22k€-40k▼
Income taxes67/77€0€6k▲
Profit (loss) for the period9904€-22k€-46k▼
Profit (loss) for the period to be appropriated9905€-22k€-46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-22k€-46k▼
Transfer from equity791/2€22k€46k▲
Social balance
Average headcount (FTE)90871.01.0=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €26k | €35k | €40k | €41k | ▲ 1.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €218k | €114k | €172k | €159k | €155k | ▼ 2.2% |
| Other operating charges640/8 | €32k | €24k | €33k | €41k | €42k | ▲ 2.8% |
| Gross operating margin9900 | €311k | €80k | €79k | €186k | €157k | ▼ 15.3% |
| Operating profit (loss)9901 | €61k | €-84k | €-162k | €-54k | €-81k | ▼ 49.3% |
| Financial income75/76B | €143k | €114k | €94k | €77k | €74k | ▼ 3.9% |
| Recurring financial income75 | €143k | €114k | €94k | €77k | €74k | ▼ 3.9% |
| Financial charges65/66B | €28k | €23k | €37k | €45k | €34k | ▼ 25.0% |
| Recurring financial charges65 | €28k | €23k | €37k | €45k | €34k | ▼ 25.0% |
| Profit (loss) for the period before taxes9903 | €177k | €7k | €-105k | €-22k | €-40k | ▼ 83.2% |
| Income taxes67/77 | €17k | €3k | - | €0 | €6k | - |
| Profit (loss) for the period9904 | €160k | €4k | €-105k | €-22k | €-46k | ▼ 109% |
| Profit (loss) for the period to be appropriated9905 | €160k | €4k | €-105k | €-22k | €-46k | ▼ 109% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8.68M | €8.54M | €9.47M | €8.98M | €9.00M | ▲ 0.2% |
| Fixed assets21/28 | €2.65M | €2.81M | €5.59M | €4.80M | €4.70M | ▼ 2.1% |
| Intangible fixed assets21 | €9k | €6k | €4k | €1k | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €1.89M | €2.05M | €3.83M | €3.06M | €2.94M | ▼ 3.8% |
| Land and buildings22 | €1.86M | €2.03M | €3.82M | €3.01M | €2.90M | ▼ 3.5% |
| Furniture and vehicles24 | €37k | €20k | €10k | €51k | €40k | ▼ 22.4% |
| Financial fixed assets28 | €750k | €748k | €1.75M | €1.74M | €1.76M | ▲ 0.9% |
| Current assets29/58 | €6.03M | €5.73M | €3.89M | €4.18M | €4.30M | ▲ 2.9% |
| Amounts receivable after more than one year29 | €3.68M | €3.69M | €2.69M | €2.73M | €2.74M | ▲ 0.5% |
| Other amounts receivable291 | €3.68M | €3.69M | €2.69M | €2.73M | €2.74M | ▲ 0.5% |
| Amounts receivable within one year40/41 | €691k | €396k | €480k | €1.14M | €661k | ▼ 42.0% |
| Trade receivables40 | €29k | €131k | €7k | €8k | €22k | ▲ 185% |
| Other amounts receivable41 | €662k | €265k | €474k | €1.13M | €639k | ▼ 43.5% |
| Current investments50/53 | €298k | - | - | - | - | - |
| Cash at bank and in hand54/58 | €1.35M | €1.63M | €708k | €304k | €848k | ▲ 179% |
| Deferred charges and accrued income490/1 | €8k | €17k | €13k | €11k | €54k | ▲ 386% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8.68M | €8.54M | €9.47M | €8.98M | €9.00M | ▲ 0.2% |
| Equity10/15 | €8.21M | €8.21M | €8.11M | €8.09M | €8.04M | ▼ 0.6% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €8.15M | €8.15M | €8.05M | €8.03M | €7.98M | ▼ 0.6% |
| Non-distributable reserves130/1 | €6k | €6k | €6k | €6k | €6k | = |
| Legal reserve130 | €6k | €6k | €6k | €6k | €6k | = |
| Distributable reserves133 | €8.14M | €8.15M | €8.04M | €8.02M | €7.97M | ▼ 0.6% |
| Amounts payable17/49 | €473k | €327k | €1.37M | €897k | €963k | ▲ 7.3% |
| Amounts payable after more than one year17 | €286k | €156k | €1.04M | €713k | €807k | ▲ 13.1% |
| Financial debts170/4 | €286k | €156k | €1.04M | €713k | €799k | ▲ 12.1% |
| Other amounts payable178/9 | - | - | - | - | €7k | - |
| Amounts payable within one year42/48 | €159k | €154k | €305k | €167k | €135k | ▼ 19.0% |
| Current portion of amounts payable after more than one year42 | €154k | €122k | €183k | €148k | €105k | ▼ 28.7% |
| Trade debts44 | €1k | €15k | €91k | €4k | €12k | ▲ 251% |
| Suppliers440/4 | €1k | €15k | €91k | €4k | €12k | ▲ 251% |
| Taxes, remuneration and social security45 | €1k | €13k | €24k | €9k | €11k | ▲ 19.8% |
| Taxes450/3 | €1k | €9k | €20k | €2k | €2k | ▼ 1.3% |
| Remuneration and social security454/9 | - | €4k | €4k | €7k | €9k | ▲ 24.4% |
| Other amounts payable47/48 | €2k | €4k | €7k | €7k | €7k | = |
| Accrued charges and deferred income492/3 | €28k | €17k | €17k | €17k | €21k | ▲ 24.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €160k | €4k | €-105k | €-22k | €-46k | ▼ 109% |
| + Depreciation and write-downs630 | €218k | €114k | €172k | €159k | €155k | ▼ 2.2% |
| Operating cash flow (approximation) | €378k | €118k | €67k | €136k | €109k | ▼ 20.1% |
| Investment in fixed assets (approximation) | - | €-271k | €-2.95M | €624k | €-52k | ▼ 108% |
| Change in cash | - | €282k | €-925k | €-404k | €544k | ▲ 235% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 6 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 1 day late
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-105k
Net result drops to €-105k, the lowest in the series; recovery starts the following year.
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 17 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Ground area
2,311 m²
Building footprint
241 m²
Volume, LiDAR
1,397 m³
Parcel 11323F0220/00X002, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPEEDSTER
since 20202.303.213.629
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11323F0220/00X002 | Flanders | 2,311 m² | 1 · 241 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 1,335 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded10-06-2020
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Scores and ratios are computed by Checked and are not a credit decision.