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SPEED BAZAR

Active
Private limited companyfounded 200323 yrs activeWarandelaan 290, 1800 Vilvoorde, BelgiumKBO/BCE: BE 0860.744.940
Summary

SPEED BAZAR has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,757 and a net result of €11,136. Equity is growing by ~55.4% per year across the filed fiscal years. Its solvency ranks better than 78% of 550 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Activity
Other postal and courier activities
NACE 53200
1 site
Size
€73,525total assets 2025
Equity
€47,757
Profit
€11,136
Turnover not published (abridged schema)
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.5%
Structure
Accounts on time0 of 3 deeds read
Why 84- 2 of the last 3 late- Sector Postal and courier activities (NACE 53)- Size: total assets €73,525+ Liquidity: current ratio 2.85, cash €31,296Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 67% of its sector peers (NACE 53, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 90-3
equity 65.0% of total assets
Liquidity 84+5
short-term debt 35.0% · cash 42.6%
Profitability 75-25
return on assets 15.1%
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (893 companies)
Last 24 months 11-2024: 0.6% 12-2024: 0.6%● 0.0% vs 11-2024 01-2025: 0.6%▼ -0.8% vs 12-2024 02-2025: 0.6%● 0.0% vs 01-2025 03-2025: 0.6%▼ -0.8% vs 02-2025 04-2025: 0.6%▼ -0.8% vs 03-2025 05-2025: 0.6%▼ -3.6% vs 04-2025 06-2025: 0.6%▼ -0.3% vs 05-2025 07-2025: 0.6%▲ +4.8% vs 06-2025 08-2025: 0.8%▲ +26.9% vs 07-2025 09-2025: 0.9%▲ +13.3% vs 08-2025 10-2025: 1.2%▲ +28.3% vs 09-2025 11-2025: 1.2%▲ +2.9% vs 10-2025highest value 12-2025: 1.0%▼ -15.1% vs 11-2025 01-2026: 1.0%▼ -0.7% vs 12-2025 02-2026: 1.0%● 0.0% vs 01-2026 03-2026: 1.0%▼ -0.8% vs 02-2026 04-2026: 1.0%▼ -0.8% vs 03-2026 05-2026: 1.0%▼ -4.0% vs 04-2026 06-2026: 0.9%▼ -7.0% vs 05-2026 07-2026: 0.9%▲ +3.6% vs 06-2026 08-2026: 0.5%▼ -45.0% vs 07-2026lowest value 09-2026: 0.5%● 0.0% vs 08-2026lowest value 10-2026: 0.5%● 0.0% vs 09-2026lowest value
  • 2 of the last 3 late raises the probability
  • Sector Postal and courier activities (NACE 53) raises the probability
  • Liquidity: current ratio 2.85, cash €31,296 lowers the probability
  • Size: total assets €73,525 raises the probability for this profile
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 2.85 against 3.17 in 2024; short-term debt: 35% and cash: 42.6% of total assets), and 35% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 53, micro). Better than this share of them on solvency 78%, liquidity 90%, profitability 54%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
raises risk · Sector Postal and courier activities (NACE 53)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 2.85, cash €31,296
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: total assets €73,525
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
121 d late
2023
31 d late
2022
126 d late
2021
113 d late
2020
31 d late
2019
138 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 80 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 November (4 of the last 5 filed years within 81 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2018net €24,961 ▲82.5%

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €11,136 7 years View
  • Total assets 20256 fiscal years filed €73,525 View
  • Active since 2003founded 29-09-2003 23 years View

By topic

Financials

Fiscal year
2025
Total assets
€73,525
Profit
€11,136
Solvency
65.0%
Total assets▲ 9.3%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 29-11-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
29-09-2003
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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