Equity
€97,038 ▲ 7.0%
SPEECH PROCESSING SOLUTIONS BELGIUM has made a profit in every financial year since 2013.
SPEECH PROCESSING SOLUTIONS BELGIUM
Lifetime
13 annual accounts with figures on one time axispeak €1.3m (2013)
€913,392▼ 3.3%
peak €12,730 (2015)
€6,346▲ 5.1%
peak €97,038 (2025)
€97,038▲ 7.0%
€116,488▲ 1.9%
peak 7.6 FTE (2013)
5.9 FTE▲ 3.5%
Board6 names since 2019
2 directorsAlbert Schmitt and 1 other
Owners2 names in the annual accounts
100%Speech Processing Solutions GmbH and 1 other
Documentsfilings and deeds
12-03-2026141 days before the deadline
2025abbreviated format
Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor) 17-06Cash from €33,326 to €53,270
Key points
from the 2025 annual accountsStaff
6 employees on 31-12-2025
In 2025, 1 person joined and 1 left.
Payment terms
64 days to suppliers
SPEECH PROCESSING SOLUTIONS BELGIUM pays its suppliers 35 days later than in 2024. Customers pay 3 days earlier.
Filings
13 annual accounts since 2013
The last five annual accounts were filed 6 to 141 days before the end of the period.
At the same address
89 companies
Position in the sector
€776,725
Higher gross margin than 92% of companies in head offices and management consultancy. Sector median €83,008 · 10,833 companies.
Checked score
92
Excellent
Financially stronger than 38% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025highest value
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.1%▼ -0.1 percentage points vs 03-2026lowest value
05-2026: 0.1%● unchanged vs 04-2026lowest value
06-2026: 0.1%● unchanged vs 05-2026lowest value
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026lowest value
11-2026: 0.1%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Size: turnover €913,392, 5.9 FTE, total assets €213,525
lowers risk
Liquidity: current ratio 1.73, cash €53,270
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €97,038 (45.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 42% of them on solvency, 42% on liquidity, 22% on profitability and 47% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 10,904 companies had the same profile as SPEECH PROCESSING SOLUTIONS BELGIUM has now. Each dot stands for 28 companies, two years later.
95.2%
were still trading
4.0%
stopped another way
0.7%
went bankrupt
That fits the bankruptcy probability of SPEECH PROCESSING SOLUTIONS BELGIUM itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 10,904 companies, not a prediction for SPEECH PROCESSING SOLUTIONS BELGIUM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.73 (1.69 in 2024), above the usual 1.5. Short-term debt is 54.6% and cash 24.9% of total assets. However, 54.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-03-2026, 141 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
141 days early
2024
115 days early
2023
70 days early
2022
6 days early
2021
54 days early
2020
65 days early
2019
78 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 76 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 May (4 of the last 5 accounts filed within 63 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Speech Processing Solutions GmbH 100%annual accounts 2025
- SPS Austria GmbH consolidatesannual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845893250
Reappointment: BDO Bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Marlies Polfliet · General meeting of 28-05-2025 · Gazette deed
Permanent representatives: Marlies Polfliet and Ignace Robberechts
Gazette deed
Amendment of the articles · Legal-form change
General meeting of 18-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SPEECH PROCESSING SOLUTIONS BELGIUM Anderlecht | €0.9m | 2.6% | 45.4% | 5.9 |
| CIRCL Digital Marketing Ghent | - | - | 38.5% | 6 |
| LONE STAR INVESTMENT MANAGEMENT Brussels | €1.3m | -85.3% | 75.4% | 3.6 |
| 4FLOW MANAGEMENT Schaerbeek | - | - | 70.3% | 6.9 |
| ES SENSE Ixelles | - | - | -128.0% | 6.9 |
| Norsk Hydro E.U. Brussels | - | - | 44.9% | 3.8 |
| M&P Survey Bruges | - | - | 31.3% | 7.1 |
Grey: the largest companies of the sector (head offices and management consultancy (NACE 70)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as SPEECH PROCESSING SOLUTIONS BELGIUM: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €244,000 and €431,000, founded between 2006 and 2013.
Official details
Source: KBO- Status
- Active since 11-05-2012Normal situation
- Registered office
- 90 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.229.924.2881070 Anderlecht, since 11-05-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 25-11-2025
Annual accounts 2025
- €213,525▲ 4.1%
- Employeeson 31-12-2025
- 6=
- Filing
- Filed on 12-03-2026, 141 days before the end of the filing period
Insights on SPEECH PROCESSING SOLUTIONS BELGIUM
SPEECH PROCESSING SOLUTIONS BELGIUM has existed since 2012. Turnover fell from €1.3m in 2013 to €913,392 in 2025.
Speech Processing Solutions GmbH holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SPEECH PROCESSING SOLUTIONS BELGIUM
- What is the company number of SPEECH PROCESSING SOLUTIONS BELGIUM?
- The company number of SPEECH PROCESSING SOLUTIONS BELGIUM is 0845.893.250. The VAT number is the same number with BE in front: BE 0845.893.250.
- Where is SPEECH PROCESSING SOLUTIONS BELGIUM based?
- The registered office is at Lennikse Baan 451, 1070 Anderlecht.Company details
- What does SPEECH PROCESSING SOLUTIONS BELGIUM do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SPEECH PROCESSING SOLUTIONS BELGIUM?
- SPEECH PROCESSING SOLUTIONS BELGIUM is a private limited company (BV).
- When was SPEECH PROCESSING SOLUTIONS BELGIUM founded?
- SPEECH PROCESSING SOLUTIONS BELGIUM was founded on 11-05-2012.
- Is SPEECH PROCESSING SOLUTIONS BELGIUM still active?
- Yes, SPEECH PROCESSING SOLUTIONS BELGIUM is an active enterprise in the KBO register.
- How many employees does SPEECH PROCESSING SOLUTIONS BELGIUM have?
- SPEECH PROCESSING SOLUTIONS BELGIUM had an average of 5.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does SPEECH PROCESSING SOLUTIONS BELGIUM fall under?
- In its 2025 annual accounts, SPEECH PROCESSING SOLUTIONS BELGIUM states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SPEECH PROCESSING SOLUTIONS BELGIUM?
- The turnover of SPEECH PROCESSING SOLUTIONS BELGIUM was €913,392 in financial year 2025, according to the filed annual accounts.
- Is SPEECH PROCESSING SOLUTIONS BELGIUM profitable?
- In financial year 2025, SPEECH PROCESSING SOLUTIONS BELGIUM made a profit of €6,346.
- Where can I find the annual accounts of SPEECH PROCESSING SOLUTIONS BELGIUM?
- SPEECH PROCESSING SOLUTIONS BELGIUM filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SPEECH PROCESSING SOLUTIONS BELGIUM due?
- SPEECH PROCESSING SOLUTIONS BELGIUM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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