Skip to content

SPEECH ACT

Active
Private limited companyfounded 2017active for 8 yearsAlsembergsesteenweg 837, 1180 Ukkel, BelgiumKBO/BCE: BE 0683.999.953
Summary

SPEECH ACT has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €317,163 and a net result of €299,494. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 28% of 10,818 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 06-11-2017 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.275.370.372 1180 Ukkel, since 06-11-2017
Financial year end
31 December
Peppol
Reachable since 29-12-2025

Board and ownership

Board

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€435,263
▲ 13×
Turnover
≈ €660,000
estimated
Profit
€299,494
Equity
€317,163
▲ 18×
Total assets
€1.2m
▲ 49.1%
  • 2025 accounts filed 11 days after the deadline
Filed on 11-08-2026
Score breakdownraises riskLast filed accounts filed 11 days late; 1 of the last 3 accounts latelowers riskSize: total assets €1.2mSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 2.08, cash €262,271Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 65% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency 51+24
equity 26.4% of total assets
Liquidity 71+19
short-term debt 19.2% · cash 21.8%
Profitability 100+53
return on assets 24.9%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 12-2024: 4.0%highest value 01-2025: 0.7%▼ -3.3 percentage points vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.7%● unchanged vs 02-2025 04-2025: 0.7%● unchanged vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 0.8%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%▼ -0.5 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.4%▲ +0.1 percentage points vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.5%▲ +0.1 percentage points vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.8%▲ +0.3 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.8 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.08 (0.76 in 2024), above the usual 1.5. Short-term debt is 19.2% and cash 21.8% of total assets. However, 73.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 28% of them on solvency, 64% on liquidity, 69% on profitability and 99% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €1.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
raises risk · Last filed accounts filed 11 days late; 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 2.08, cash €262,271
NBB · annual accounts
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-08-2026, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
11 days late
2024
35 days early
2023
120 days late
2022
574 days late
2021
19 days late
2020
20 days late
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 105 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 102 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Equity rose in 2025from €17,669 to €317,163 ▲ 18× View
  • Positive: Higher net result than 86% of companies in head offices and management consultancysector median €37,637 · 10,818 companies €299,494 View

Recent changes

  1. · Gazette deed Change of role: BUYDENS Yann Roger, from manager to director
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as SPEECH ACT: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €1m and €1.3m, founded between 2016 and 2018.

CompanyTotal assetsGross margin
SPEECH ACT Ukkel€1.2m€0.4m
Solu73 Consulting Ukkel€1.3m€0.4m
Jean-Louis Van Boxstael, société notariale Brussel€1.0m€0.4m
CM-ECREATE Sint-Pieters-Woluwe€1.0m€0.5m
DASA CONSULT Ninove€1.2m€0.4m
KYR CONSULT Deinze€1.2m€0.4m
DLX ENGINEERING Sint-Truiden€1.2m€0.4m
Full comparison

Key facts about SPEECH ACT

What is the company number of SPEECH ACT?
The company number of SPEECH ACT is 0683.999.953. The VAT number is the same number with BE in front: BE 0683.999.953.
Where is SPEECH ACT based?
The registered office is at Alsembergsesteenweg 837, 1180 Ukkel.Company details
What does SPEECH ACT do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SPEECH ACT?
The legal form of SPEECH ACT is Private limited company (BV).
When was SPEECH ACT founded?
SPEECH ACT was founded on 06-11-2017.
Is SPEECH ACT still active?
Yes, SPEECH ACT is an active enterprise in the KBO register.
What is the turnover of SPEECH ACT?
The turnover in financial year 2025 is ≈ €660,000. This figure is estimated from the gross margin of €435,263 and 74 comparable companies (NACE 70200). It probably lies between €510,000 and €1.2m.Financials
Is SPEECH ACT profitable?
In financial year 2025, SPEECH ACT made a profit of €299,494.
Where can I find the annual accounts of SPEECH ACT?
SPEECH ACT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SPEECH ACT due?
SPEECH ACT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.