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SPECTRA SECURITY

Active
Private limited companyfounded 201312 yrs activeSporkenlaan 41, 2980 Zoersel, BelgiumKBO/BCE: BE 0543.842.079
Summary

SPECTRA SECURITY has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137,047 and a net result of €314,474. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 41% of 101 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

What they do
Investigation and security activities
NACE 80090NACE 80200
2 sites
How big
€538,412total assets 2025
Staff
1 FTE
Equity
€137,047
Profit
€314,474
Turnover not published (abridged schema)
Financially healthy?
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Who decides
Accounts 26 d early0 of 2 deeds read
Why 91- Size: 1 FTE, total assets €538,412- 2 establishment units+ Liquidity: current ratio 1.14, cash €197,934+ Founded in 2013Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 80, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 50+4
equity 25.5% of total assets
Liquidity 64+11
short-term debt 61.7% · cash 36.8%
Profitability 100=
return on assets 58.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (472 companies)
  • Liquidity: current ratio 1.14, cash €197,934 lowers the probability
  • Size: 1 FTE, total assets €538,412 raises the probability for this profile
  • 2 establishment units raises the probability
  • Founded in 2013 lowers the probability for this profile
Credit up to €12,000 at 30 days acceptable
Liquidity tight (current ratio 1.14 against 1.04 in 2024; short-term debt: 61.7% and cash: 36.8% of total assets), and 74.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 80, micro). Better than this share of them on solvency 36%, liquidity 64%, profitability 91%, growth against the median 61%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.14, cash €197,934
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: 1 FTE, total assets €538,412
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · 2 establishment units
In the bankruptcy model this factor raises the probability.
KBO · seat and establishments
lowers risk · Founded in 2013
In the bankruptcy model this factor lowers the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 d early
2024
3 d early
2023
on the day
2022
1 d early
2021
3 d early
2020
5 d early
2019
24 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 28 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close02-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Highest result since 2019net €314,474 ▲61.1%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Among the best 8% on net resultsector median €20,023 · 101 companies €314,474 View
  • Positive: Result rose in 2025from €195,210 to €314,474 ▲ 61.1% View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View
  • Positive: 7 profitable years in a rowprofit 2025: €314,474 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€538,412
Profit
€314,474
Solvency
25.5%
Total assets▼ 9.6%
Net result
20192025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-01-2027
  1. 05-01-2026Annual accounts filed
  2. 30-06-2025Highest result since 2019
  3. 28-01-2025Annual accounts filed
Go to Timeline

Company details

Sites
2
Legal form
Private limited company
Activity
Investigation and security activitiesNACE 80090
Founded
31-12-2013
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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