Financials
- Fiscal year
- 2023
- Total assets
- €118,685
- Profit
- €787
- Solvency
- 27.3%
Total assets▲ 25.7%
Net result
20182023
SPECTA SOLUTIONS
ActiveSummary
The computed 12-month bankruptcy probability of SPECTA SOLUTIONS is 2.0% (moderate). For SPECTA SOLUTIONS, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €32,431 and a net result of €787. Equity is growing by ~26.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 18487 sector peers (fiscal year 2023). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Computer consultancy and computer facilities management
NACE 62200NACE 62010IT consultancy NACE 62020
1 site
Size
€118,685total assets 2023
- Equity
- €32,431
- Profit
- €787
Turnover not published (abridged schema)
Financial health
- Bankruptcy chance 12 m
- 2.0%
2023 figures too old to score
Structure
Accounts 428 d overdue0 of 2 deeds read
Signals- Figures for FY 2023 (filed 09-09-2024)- 2 financial years not filed after the legal deadline; latest accounts 40 days late; 3 of the last 3 late- Two or more financial years not filed+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 1.35, cash €33,803Filed after the deadlineShow the evidence
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Average
Solvency
52-7
equity 27.3% of total assets
Liquidity
46+19
short-term debt 72.7% · cash 28.5%
Profitability
39-3
return on assets 0.7%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.7%lowest value
12-2025: 0.9%▲ +24.1% vs 11-2025
01-2026: 1.4%▲ +56.1% vs 12-2025
02-2026: 1.3%▼ -13.0% vs 01-2026
03-2026: 1.3%▲ +2.5% vs 02-2026
04-2026: 1.1%▼ -12.1% vs 03-2026
05-2026: 1.1%● 0.0% vs 04-2026
06-2026: 1.1%▼ -2.7% vs 05-2026
07-2026: 1.1%● 0.0% vs 06-2026
08-2026: 1.6%▲ +49.1% vs 07-2026
09-2026: 1.6%● 0.0% vs 08-2026
10-2026: 2.0%▲ +22.5% vs 09-2026highest value
- Figures for FY 2023 (filed 09-09-2024) raises the probability
- Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
- 2 financial years not filed after the legal deadline; latest accounts 40 days late; 3 of the last 3 late raises the probability
- Liquidity: current ratio 1.35, cash €33,803 lowers the probability
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 6 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline02-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 09-09-2024, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
40 d late
2022
406 d late
2021
65 d late
2020
242 d late
2019
151 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 181 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2023 · micro…
- Annual accounts filedfiscal year 2022 · micro…
- Weakest financial yearnet €787 ▼56.4%
Key points
By topic
Timeline
- Events
- 8
- Since
- 2019
- 09-09-2024Annual accounts filed
- 09-09-2024Annual accounts filed
- 31-12-2023Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Computer consultancy and computer facilities managementNACE 62200
- Founded
- 24-01-2018
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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