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SPECO

Active Private limited companyfounded 1998active for 28 yearsChemin du Cabaret 2, 1341 Ottignies-Louvain-la-NeuveKBO/BCE: BE 0464.080.266

Lifetime

20 annual accounts with figures on one time axis, 27 filings since 1999
peak €108,043 (2023)
€20,742▼ 67.4%
peak €70,167 (2023)
€9,302▼ 77.8%
peak €332,022 (2025)
€332,022▲ 2.9%
€78,875▲ 75.1%
Board1 name since 1998
1 director
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Gross margin from €63,651 to €20,742Result from €41,814 to €9,302Debts from €45,044 to €78,875Cash from €77,793 to €52,266

Key points

from the 2025 annual accounts

Equity

€332,022 ▲ 2.9%

SPECO has made a profit in every financial year since 2006.

Turnover

≈ €95,000 estimated

The micro format states no turnover.

Filings

27 annual accounts 28 filings since 1999
AprilJune31 JulyOctober200020102020

Seven of the last ten came late. The 2019 accounts came latest: 25 days after the end of the period.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 17,044 companies had the same profile as SPECO has now. Each dot stands for 43 companies, two years later.

94.3%
were still trading
5.0%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 17,044 companies, not a prediction for SPECO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 27-12-2022
  • 1 sharedeed of 02-08-2023
  • 749 sharesdeed of 02-08-2023
Board & ownership

Recent changes

Registered office moved to Céroux-Mousty New registered office: Chemin du Cabaret 2, 1341 Céroux-Mousty · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0464080266
holds 1 share holds 749 shares · Gazette deed
Change of role: , from manager to director “L'achat,la vente,l'importation,l'exportation,la consultance et la conception de tout software informatique…” (deed in French) · holds 749 shares · holds 1 share · General meeting of 27-12-2022 · Gazette deed
All 45 events

Comparable companies

same main activity, similar in size and age
Company
SPECO Ottignies-Louvain-la-Neuve €410,898 €20,742 80.8% -
BOULLE Nivelles €383,588 €19,670 52.3% -
PALANTE PARTNERSHIP Rixensart €412,745 €22,922 9.6% -
STIBA Rixensart €457,087 €22,952 96.7% -
ARJ FINANCE Uccle €403,289 €20,677 67.5% -
SHELLBERRY Kraainem €397,483 €21,199 41.4% -
POSEIDON Mol €406,418 €20,443 51.3% -

These companies have the same main activity as SPECO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €384,000 and €457,000, founded between 1996 and 1999.

Official details

Source: KBO
Status
Active since 04-09-1998Normal situation
Activity
Business and other management consultancyNACE 70200and 4 others
Establishment unit
2.088.599.2481341 Ottignies-Louvain-la-Neuve, since 01-10-1998
Financial year end
31 December
Peppol
Reachable since 26-11-2025
Company details

Annual accounts 2025

€410,898▲ 11.7%
Filing
Filed on 02-07-2026, 29 days before the end of the filing period
Financials

Insights on SPECO

SPECO files the micro format. That format states no turnover. The gross margin fell from €51,061 in 2006 to €20,742 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SPECO

What is the company number of SPECO?
The company number of SPECO is 0464.080.266. The VAT number is the same number with BE in front: BE 0464.080.266.
Where is SPECO based?
The registered office is at Chemin du Cabaret 2, 1341 Ottignies-Louvain-la-Neuve.Company details
What does SPECO do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of SPECO?
SPECO is a private limited company (BV).
When was SPECO founded?
SPECO was founded on 04-09-1998.
Is SPECO still active?
Yes, SPECO is an active enterprise in the KBO register.
What is the turnover of SPECO?
The turnover in financial year 2025 is ≈ €95,000. This figure is estimated from the gross margin of €20,742 and 206 comparable companies (NACE 70200). It probably lies between €45,000 and €190,000. It is a rough estimate.Financials
Is SPECO profitable?
In financial year 2025, SPECO made a profit of €9,302.
Where can I find the annual accounts of SPECO?
SPECO filed 28 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SPECO due?
SPECO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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