Financials
- Fiscal year
- 2025
- Total assets
- €692,200
- Profit
- €214,081
- Solvency
- 31.2%
Total assets▲ 22.2%
Net result
20202025
Specim€n
ActiveSummary
Specim€n has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €216,081 and a net result of €214,081. Equity is growing by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 31% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
What they do
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
How big
€692,200total assets 2025
- Equity
- €216,081
- Profit
- €214,081
Turnover not published (abridged schema)
Who decides
Accounts 43 d early0 of 1 deed read
Why 93+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €692,200+ Liquidity: current ratio 1.40, cash €224,280+ Figures for FY 2025 (filed 18-06-2026)Show the evidence
Checked score
Score 2025
93
/ 100
Excellent
Probability in this band: under 0.55%
Better than 43% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
56-44
equity 31.2% of total assets
Liquidity
54-27
short-term debt 68.8% · cash 32.4%
Profitability
100=
return on assets 30.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €692,200 lowers the probability for this profile
- Liquidity: current ratio 1.40, cash €224,280 lowers the probability
- Figures for FY 2025 (filed 18-06-2026) lowers the probability
Credit up to €20,000 at 30 days acceptable
Liquidity tight (current ratio 1.4 against 4.92 in 2024; short-term debt: 68.8% and cash: 32.4% of total assets), and 68.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 31%, liquidity 43%, profitability 85%, growth against the median 12%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-06-2026, 43 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
43 d early
2024
58 d early
2023
58 d early
2022
4 d early
2021
62 d early
2020
41 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 44 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Highest result since 2020net €214,081 ▲53.5%
- Annual accounts filedfiscal year 2024 · micro…
Key points
- Positive: Among the best 5% on net resultsector median €26,813 · 34,947 companies €214,081 View
- Caution: Equity fell in 2025from €458,258 to €216,081 ▼ 52.8% View
- Positive: Always filed on timeaccounts within the deadline every year 6 years View
- Positive: 6 profitable years in a rowprofit 2025: €214,081 6 years View
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 18-06-2026Annual accounts filed
- 31-12-2025Highest result since 2020
- 03-06-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 29-12-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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