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Specified

Active
Public limited companyfounded 20197 years activeVeldkant 31, 2550 Kontich, BelgiumKBO/BCE: BE 0727.537.711
Summary

Specified has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108,032 and a net result of €77,704. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 1,674 sector peers (NACE 62, fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€2.7mturnover 2025
Staff
5 FTE
Equity
€108,032
Profit
€77,704
Financial health
81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
Parent
CrossPoint Solutions · 80%
Accounts 4 days early0 of 8 deeds read
Why 81- Liquidity: current ratio 1.24, cash €7,889, halved+ Sector Computer programming, consultancy and related activities (NACE 62)+ Figures for FY 2025 (filed 27-07-2026)+ Legal form Public limited companyShow the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 34% of its sector peers (NACE 62, micro)
Financial strength · tick = 2024
Weak
Solvency 44+13
equity 19.1% of total assets
Liquidity 7-16
short-term debt 80.8% · cash 1.4%
Profitability 69-11
return on assets 13.8%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%● unchanged vs 11-2024highest value 01-2025: 1.6%● unchanged vs 12-2024 02-2025: 1.6%● unchanged vs 01-2025 03-2025: 1.5%▼ -0.1 percentage points vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.5%▼ -1.0 percentage point vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.2%▼ -0.3 percentage points vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit up to €8,000 at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.06 in 2024; short-term debt: 80.8% and cash: 1.4% of total assets), and 80.9% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 21% on solvency, 4% on liquidity, 28% on profitability and 82% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Liquidity: current ratio 1.24, cash €7,889, halved
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 27-07-2026)
NBB · annual accounts
lowers risk · Legal form Public limited company
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
4 days early
2024
24 days early
2023
8 days early
2022
4 days late
2021
4 days late
2020
19 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 8 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · full…
  2. Equity above €100,000Eq €108,032 ▲256%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Staff rose in 2025from 2 FTE to 5 FTE ▲ 150% View
  • Positive: 4 years of growth in a rowturnover 2025: €2.7m 4 years View
  • Controlled by CrossPoint Solutionsknown shareholders 80% 80% View

By topic

Financials

Fiscal year
2025
Turnover
€2.7m
Profit
€77,704
Solvency
19.1%
Turnover▲ 9.6%
Net result
20212025
Go to Financials

Timeline

Events
9
Since
2021
Next accounts
by 31-07-2027
  1. 31-12-2024Back to profit
  2. 23-07-2024Annual accounts filed
  3. 04-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
27-05-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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