Checked.be · Company dossierhttps://checked.be/en/c/specibeton-0412605930 · as of 28-10-2026
SPECIBETON
Active
Public limited company · founded 1972 · active for 54 yearsGeallieerdenlaan(D) 65, 7711 Mouscron, BelgiumKBO/BCE: BE 0412.605.930
Summary
The computed 12-month bankruptcy probability of SPECIBETON is 8.9% (elevated). For SPECIBETON, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€109,474) and a net result of -€26,971. Equity is growing by about 14% per year across the filed financial years. Its solvency ranks better than 5% of 329 sector peers (NACE 23, financial year 2023). The company has been active since 1972 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 2 administrative register entries (see administrative flags).
SpecimmoManaging director · permanent representative DUTHOO Francis Yvon Henri
2024 accounts not filed, 454 days past the deadline1 of 2 deeds summarised
Signalsraises riskFigures for financial year 2023 (filed 02-11-2024)2 financial years not filed after the legal deadline; last filed accounts filed 94 days late; 3 of the last 3 lateEx-officio strike-off in the KBOTwo or more financial years not filed2023 accounts filed 94 days lateAdministrative warnings in the KBO publicationslowers riskSector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0=
equity -42.0% of total assets
Liquidity6-2
short-term debt 141.9% · cash 4.7%
Profitability6-90
return on assets -10.4%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
8.9%Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.1% (857 companies, NACE 23, micro)
Last 24 months11-2024: 6.1%12-2024: 3.1%▼ -3.0 percentage points vs 11-202401-2025: 3.1%● unchanged vs 12-202402-2025: 3.1%● unchanged vs 01-202503-2025: 3.1%● unchanged vs 02-202504-2025: 3.1%● unchanged vs 03-202505-2025: 2.9%▼ -0.2 percentage points vs 04-202506-2025: 2.9%● unchanged vs 05-2025lowest value07-2025: 3.3%▲ +0.4 percentage points vs 06-202508-2025: 3.7%▲ +0.4 percentage points vs 07-202509-2025: 3.7%● unchanged vs 08-202510-2025: 3.1%▼ -0.6 percentage points vs 09-202511-2025: 3.3%▲ +0.2 percentage points vs 10-202512-2025: 4.1%▲ +0.8 percentage points vs 11-202501-2026: 6.9%▲ +2.8 percentage points vs 12-202502-2026: 6.9%● unchanged vs 01-202603-2026: 7.4%▲ +0.5 percentage points vs 02-202604-2026: 6.6%▼ -0.8 percentage points vs 03-202605-2026: 6.6%● unchanged vs 04-202606-2026: 6.6%● unchanged vs 05-202607-2026: 6.6%● unchanged vs 06-202608-2026: 8.9%▲ +2.3 percentage points vs 07-2026highest value09-2026: 8.9%● unchanged vs 08-2026highest value10-2026: 8.9%● unchanged vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline28-10-2026 today
raises risk · 2023 accounts filed 94 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 02-11-2024, 94 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 823 days after the deadline; the sector median (NACE 23) for financial year 2024 is 10 days before the deadline, and 34% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.