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SPECIAL TECH

Active
Private limited companyfounded 20214 yrs activeBischoffsheimlaan 39, 1000 Brussel, BelgiumKBO/BCE: BE 0776.686.126

The computed 12-month bankruptcy probability of SPECIAL TECH is 3.5% (moderate). The 2025 annual accounts show equity of €416k and a net result of €140k. Its solvency ranks better than 31% of 7562 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
73 / 100
Healthy
The score combines four axes. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency53
Growth-
Stability79
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.39), and 71.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
28.5%
Return on assets
9.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
9 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€416k
Total assets
€1.46M
Net result
€140k
Working capital
€407k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Assets €1.46M
Fixed assets €9k
Current assets €1.45M
Equity and liabilities €1.46M
Equity €416k
Debt €1.05M
Debt finances 71.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€193k
Cash flow
€142k
Solvency
28.5%
Current ratio
1.39
Quick ratio
0.94
Debt / equity
2.51
ROE
33.6%
ROA
9.6%
Interest coverage
59.84
Debt
€1.05M
Debt ≤ 1 year
€1.05M
Income taxes
€53k
Staff costs
€409k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet Code2025
Assets
Total assets20/58€1.46M
Fixed assets21/28€9k
Tangible fixed assets22/27€5k
Plant, machinery and equipment23€1k
Furniture and vehicles24€0
Other tangible fixed assets26€4k
Financial fixed assets28€4k
Current assets29/58€1.45M
Stocks and contracts in progress3€472k
Stocks30/36€472k
Amounts receivable within one year40/41€811k
Trade receivables40€729k
Other amounts receivable41€82k
Current investments50/53€7k
Cash at bank and in hand54/58€151k
Deferred charges and accrued income490/1€12k
Equity and liabilities
Total equity and liabilities10/49€1.46M
Equity10/15€416k
Contributions10/11€1k
Reserves13€100
Non-distributable reserves130/1€100
Reserves not available under the articles1311€100
Profit (loss) carried forward14€415k
Amounts payable17/49€1.05M
Amounts payable within one year42/48€1.05M
Trade debts44€835k
Suppliers440/4€835k
Taxes, remuneration and social security45€132k
Taxes450/3€108k
Remuneration and social security454/9€23k
Other amounts payable47/48€79k
Income statement Code2025
Remuneration, social security and pensions62€409k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€23k
Non-recurring operating charges66A€0
Gross operating margin9900€626k
Operating profit (loss)9901€191k
Financial income75/76B€5k
Recurring financial income75€87
Non-recurring financial income76B€4k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€193k
Income taxes67/77€53k
Profit (loss) for the period9904€140k
Profit (loss) for the period to be appropriated9905€140k
Appropriation of the result
Profit (loss) to be appropriated9906€476k
Profit (loss) brought forward from the previous period14P€336k
Profit to be distributed694/7€61k
Directors or managers695€61k
Social balance
Average headcount (FTE)90877.8

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
22-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel
exact location from the address register On OpenStreetMap
Ground area
808 m²
Building footprint
279 m²
Volume, LiDAR
6,467 m³
Parcel 21803C0630/00H003, Brussels · tallest building 26.6 m, ±8 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21803C0630/00H003 Brussels 808 m² 1 · 279 m² 26.6 m · 8 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,724 companies in sector 43211 we hold annual accounts for 10,261. 6,873 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded29-10-2021
Fiscal year end31-12
Activities, NACEBEL
43211General electrical installation work
43230Insulation installation
43291Specialised construction activities
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
80090Investigation and security activities
80200Investigation and security activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 07-09-2026. Scores and ratios are computed by Checked and are not a credit decision.