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SPB

Active
Private limited companyfounded 20232 yrs activeDe Bosschaertstraat 13, 2020 Antwerpen, BelgiumKBO/BCE: BE 1003.145.294
Summary

The computed 12-month bankruptcy probability of SPB is 7.1% (elevated). The 2025 annual accounts show negative equity (-€18,245) and a net result of -€7,727. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58
Track record82
Bankruptcy probability, 12 months
7.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€18,245
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-09-2026, 33 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
33 d late
2024
8 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 13 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SPB was incorporated on 8 December 2023 as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Source amounts without an identifiable currency are assumed to be EUR.

Turnover
€79,102
EBIT margin
-51.0%
Net result
-€7,727▲ 80.9%
2024 · -€40,518
Working capital
-€18,245▼ 73.5%
2024 · -€10,518
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Turnover€79,102-
Operating result-€40,373--€7,376▲ 81.7%
Net result-€40,518--€7,727▲ 80.9%
EBIT margin-51.0%-
Equity-€10,518--€18,245▼ 73.5%
Total assets€12,722-€206▼ 98.4%
Debt€23,239-€18,451▼ 20.6%
Working capital-€10,518--€18,245▼ 73.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€60,000-€40,000-€20,000€0Operating result 2024: -€40,373-€40,373Net result 2024: -€40,518-€40,518Operating result 2025: -€7,376-€7,376Net result 2025: -€7,727-€7,72720242025-€60,000-€40,000-€20,000€0Operating result 2024: -€40,373-€40,400Net result 2024: -€40,518-€40,500Operating result 2025: -€7,376-€7,380Net result 2025: -€7,727-€7,73020242025
The operating result stays negative: a loss of €7,376 in 2025 against €40,373 in 2024; the loss shrinks.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€18,451▼
2024 · €23,239
Ratios withheld: a balance sheet total of €206 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet Code20242025
Assets
Total assets20/58€12,722€206▼
Current assets29/58€12,722€206▼
Amounts receivable within one year40/41€6,044€194▼
Trade receivables40€5,292-
Other amounts receivable41€751€194▼
Cash at bank and in hand54/58€6,678€13▼
Equity and liabilities
Total equity and liabilities10/49€12,722€206▼
Equity10/15-€10,518-€18,245▼
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14-€40,518-€48,245▼
Amounts payable17/49€23,239€18,451▼
Amounts payable within one year42/48€23,239€18,451▼
Trade debts44€4,819-
Suppliers440/4€4,819-
Taxes, remuneration and social security45€3,131-
Remuneration and social security454/9€3,131-
Other amounts payable47/48€15,289€18,451▲
Income statement Code20242025
Turnover70€79,102-
Goods, raw materials, services and sundry goods60/61€92,781€7,376▼
Remuneration, social security and pensions62€17,799-
Other operating charges640/8€11,646-
Gross operating margin9900-€10,928-€7,376▲
Operating profit (loss)9901-€40,373-€7,376▲
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€149€351▲
Recurring financial charges65€149€351▲
Profit (loss) for the period before taxes9903-€40,518-€7,727▲
Profit (loss) for the period9904-€40,518-€7,727▲
Profit (loss) for the period to be appropriated9905-€40,518-€7,727▲
Appropriation of the result
Profit (loss) to be appropriated9906-€40,518-€48,245▼
Profit (loss) brought forward from the previous period14P--€40,518

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Turnover70€79,102--
Goods, raw materials, services and sundry goods60/61€92,781€7,376▼ 92.0%
Remuneration, social security and pensions62€17,799--
Other operating charges640/8€11,646--
Gross operating margin9900-€10,928-€7,376▲ 32.5%
Operating profit (loss)9901-€40,373-€7,376▲ 81.7%
Financial income75/76B€4--
Recurring financial income75€4--
Financial charges65/66B€149€351▲ 136%
Recurring financial charges65€149€351▲ 136%
Profit (loss) for the period before taxes9903-€40,518-€7,727▲ 80.9%
Profit (loss) for the period9904-€40,518-€7,727▲ 80.9%
Profit (loss) for the period to be appropriated9905-€40,518-€7,727▲ 80.9%
Line20242025Change
Assets
Total assets20/58€12,722€206▼ 98.4%
Current assets29/58€12,722€206▼ 98.4%
Amounts receivable within one year40/41€6,044€194▼ 96.8%
Trade receivables40€5,292--
Other amounts receivable41€751€194▼ 74.2%
Cash at bank and in hand54/58€6,678€13▼ 99.8%
Equity and liabilities
Total equity and liabilities10/49€12,722€206▼ 98.4%
Equity10/15-€10,518-€18,245▼ 73.5%
Contributions10/11€30,000€30,000=
Profit (loss) carried forward14-€40,518-€48,245▼ 19.1%
Amounts payable17/49€23,239€18,451▼ 20.6%
Amounts payable within one year42/48€23,239€18,451▼ 20.6%
Trade debts44€4,819--
Suppliers440/4€4,819--
Taxes, remuneration and social security45€3,131--
Remuneration and social security454/9€3,131--
Other amounts payable47/48€15,289€18,451▲ 20.7%
Line20242025Change
Profit (loss) for the period9904-€40,518-€7,727▲ 80.9%
Operating cash flow (approximation)-€40,518-€7,727▲ 80.9%
Change in cash--€6,665-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
02-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 33 days late
2025
23-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
exact location from the address register On OpenStreetMap
Ground area
900 m²
Building footprint
454 m²
Volume, LiDAR
2,177 m³
Parcel 11809I2445/00X003, Flanders · tallest building 11.6 m, ±1 floor. Linked by address, not a title deed.
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11809I2445/00X003 Flanders 900 m² 1 · 454 m² 11.6 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded08-12-2023
Fiscal year end31-12

Scores and ratios are computed by Checked and are not a credit decision.