Financials
- Fiscal year
- 2025
- Total assets
- €171,193
- Profit
- €1,936
- Solvency
- -0.4%
Total assets▲ 2,413%
Net result
20242025
SPARROW GROUP
ActiveSummary
The computed 12-month bankruptcy probability of SPARROW GROUP is 2.7% (moderate). The 2025 annual accounts show negative equity (-€627) and a net result of €1,936. Its solvency ranks better than 20% of 12348 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Wholesale of clothing, excluding workwear and underwear
NACE 46423
1 site
How big
€171,193total assets 2025
- Staff
- 2.5 FTE
- Equity
- -€627
- Profit
- €1,936
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts filed 45 d late1 of 2 deeds read
Why 51- Latest accounts 45 days late; 2 of the last 3 late- Founded in 2024- Negative equity -€627+ Liquidity: current ratio 0.56, cash €26,314Show the evidence
Checked score
Score 2025
51
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 42% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
25+25
equity -0.4% of total assets
Liquidity
19-31
short-term debt 100.4% · cash 15.4%
Profitability
59+59
return on assets 1.1%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Latest accounts 45 days late; 2 of the last 3 late raises the probability
- Founded in 2024 raises the probability for this profile
- Negative equity -€627 raises the probability
- Liquidity: current ratio 0.56, cash €26,314 lowers the probability
No credit on open account
Liquidity short (current ratio 0.56 against 0.69 in 2024; short-term debt: 100.4% and cash: 15.4% of total assets), and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 16%, liquidity 18%, profitability 44%, growth against the median 91%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 12348 sector peers (2025).
NBB · sector comparisonPosition among 12348 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
45 d late
2024
50 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 48 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: ALASFOUR ADEL (director)Appointment: KOREJ YAZAN (director) ·…
- Back to profitnet €1,936
Key points
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 4
- Since
- 2025
- Next accounts
- by 31-07-2027
- 14-09-2026Annual accounts filed
- 13-05-2026Resignation: ALASFOUR ADEL (director)
- 31-12-2025Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423
- Founded
- 28-05-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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