SPARKS
ActiveSPARKS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311k and a net result of €32k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
85
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-6
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 28.89 against 20.61 in 2024), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
9.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
59 d early
2023
79 d early
2022
76 d early
2021
86 d early
2020
75 d early
2019
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€311k▲ 11.3%
2024 · €279k
2018: €139k
2019: €153k
2020: €163k
2021: €179k
2022: €205k
2023: €248k
2024: €279k
2018 → 2025
Total assets
€322k▲ 9.7%
2024 · €294k
2018: €183k
2019: €185k
2020: €198k
2021: €183k
2022: €214k
2023: €267k
2024: €294k
2018 → 2025
Net result
€32k▼ 0.3%
2024 · €32k
2018: €7k
2019: €14k
2020: €10k
2021: €16k
2022: €26k
2023: €43k
2024: €32k
2018 → 2025
Working capital
€311k▲ 11.3%
2024 · €279k
2018: €139k
2019: €153k
2020: €163k
2021: €179k
2022: €205k
2023: €248k
2024: €279k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€179k-€205k▲ 14.5%€248k▲ 20.9%€279k▲ 12.8%€311k▲ 11.3%
Operating result€20k-€33k▲ 63.6%€54k▲ 66.4%€39k▼ 27.0%€37k▼ 5.2%
Net result€16k-€26k▲ 63.5%€43k▲ 64.7%€32k▼ 25.9%€32k▼ 0.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €322k
Equity
€311k▲ 11.3%
Debt
€11k▼ 21.7%
The debt ratio falls from 4.9% to 3.5%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.5%▲
2024 · 95.1%
Current ratio
28.89▲
2024 · 20.61
Quick ratio
28.89▲
2024 · 20.61
Debt / equity
0.04▼
2024 · 0.05
ROE
10.2%▼
2024 · 11.3%
ROA
9.8%▼
2024 · 10.8%
Debt
€11k▼
2024 · €14k
Debt ≤ 1 year
€11k▼
2024 · €14k
Income taxes
€8k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€294k€322k▲
Current assets29/58€294k€322k▲
Amounts receivable within one year40/41€22k€30k▲
Trade receivables40€20k€27k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€271k€292k▲
Equity and liabilities
Total equity and liabilities10/49€294k€322k▲
Equity10/15€279k€311k▲
Contributions10/11€19k€19k=
Reserves13€261k€292k▲
Distributable reserves133€261k€292k▲
Amounts payable17/49€14k€11k▼
Amounts payable within one year42/48€14k€11k▼
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Other amounts payable47/48€3k€6k▲
Income statement
Code20242025
Other operating charges640/8€387-
Gross operating margin9900€40k€37k▼
Operating profit (loss)9901€39k€37k▼
Financial income75/76B€325€2k▲
Recurring financial income75€325€2k▲
Financial charges65/66B€40€53▲
Recurring financial charges65€40€53▲
Profit (loss) for the period before taxes9903€40k€40k▼
Income taxes67/77€8k€8k▲
Profit (loss) for the period9904€32k€32k▼
Profit (loss) for the period to be appropriated9905€32k€32k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€32k▼
Transfer to equity691/2€32k€32k▼
To other reserves6921€32k€32k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
13-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €43k ▲64.7%
Operating result €54k, net result €43k, both a record.
16-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €205k ▲14.5%
5 profitable years in a row build equity to €205k.
06-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 7current ratio 41.82
Current ratio from 5.62 to 41.82; short-term debt falls from €35k to €4k.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €153k ▲10.1%
2 profitable years in a row build equity to €153k.
31-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Leeuw · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vorstsesteenweg 801601 Sint-Pieters-LeeuwGround area
336 m²
Building footprint
115 m²
Volume, LiDAR
982 m³
Parcel 23069A0255/00B002, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vorstsesteenweg 80, 1601 Sint-Pieters-Leeuw
since 19992.092.043.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23069A0255/00B002 | Flanders | 336 m² | 1 · 115 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 37,810 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-06-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.