SPARKCLIN
ActiveSPARKCLIN has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €194k and a net result of €17k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 53% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-13
Solvency84▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.29 against 6.35 in 2024; short-term debt: 35.8% and cash: 11% of total assets), and 41.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.8%
Return on assets
5.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
93 d early
2024
11 d late
2023
1 d early
2022
30 d late
2021
25 d early
2020
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€194k▼ 18.7%
2024 · €238k
2020: €115k
2021: €194k
2022: €262k
2023: €194k
2024: €238k
2020 → 2025
Total assets
€329k▲ 15.5%
2024 · €285k
2020: €205k
2021: €321k
2022: €369k
2023: €286k
2024: €285k
2020 → 2025
Net result
€17k▼ 62.0%
2024 · €45k
2020: €110k
2021: €79k
2022: €68k
2023: €40k
2024: €45k
2020 → 2025
Working capital
€152k▼ 33.3%
2024 · €228k
2020: €95k
2021: €184k
2022: €251k
2023: €183k
2024: €228k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€194k-€262k▲ 35.3%€194k▼ 26.1%€238k▲ 23.0%€194k▼ 18.7%
Operating result€114k-€90k▼ 21.4%€53k▼ 41.4%€59k▲ 12.2%€30k▼ 49.3%
Net result€79k-€68k▼ 13.1%€40k▼ 41.3%€45k▲ 11.3%€17k▼ 62.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €329k
Fixed assets
€59k▲ 323%
Current assets
€270k▼ 0.3%
Equity and liabilities €329k
Equity
€194k▼ 18.7%
Debt
€136k▲ 191%
The debt ratio rises from 16.4% to 41.2%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€45k▼
2024 · €63k
Cash flow
€32k▼
2024 · €49k
Solvency
58.8%▼
2024 · 83.6%
Current ratio
2.29▼
2024 · 6.35
Quick ratio
2.29▼
2024 · 6.35
Debt / equity
0.70▲
2024 · 0.20
ROE
8.7%▼
2024 · 18.7%
ROA
5.1%▼
2024 · 15.7%
Interest coverage
5.94▼
2024 · 11.68
Debt
€136k▲
2024 · €47k
Debt ≤ 1 year
€118k▲
2024 · €43k
Debt > 1 year
€12k
Income taxes
€6k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€285k€329k▲
Fixed assets21/28€14k€59k▲
Tangible fixed assets22/27€14k€41k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€14k€36k▲
Other tangible fixed assets26-€3k
Financial fixed assets28€150€18k▲
Current assets29/58€271k€270k▼
Amounts receivable within one year40/41€49k€54k▲
Trade receivables40€43k€42k▼
Other amounts receivable41€6k€12k▲
Current investments50/53€136k€159k▲
Cash at bank and in hand54/58€31k€36k▲
Deferred charges and accrued income490/1€56k€22k▼
Equity and liabilities
Total equity and liabilities10/49€285k€329k▲
Equity10/15€238k€194k▼
Contributions10/11€5k€5k=
Reserves13€233k€189k▼
Distributable reserves133€233k€189k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€47k€136k▲
Amounts payable after more than one year17-€12k
Financial debts170/4-€12k
Amounts payable within one year42/48€43k€118k▲
Current portion of amounts payable after more than one year42-€11k
Trade debts44€13k€10k▼
Suppliers440/4€13k€10k▼
Taxes, remuneration and social security45€14k€14k▼
Taxes450/3€14k€14k▼
Other amounts payable47/48€16k€84k▲
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€15k▲
Other operating charges640/8€996€1k▲
Gross operating margin9900€64k€46k▼
Operating profit (loss)9901€59k€30k▼
Financial income75/76B€5k€636▼
Recurring financial income75€5k€636▼
Financial charges65/66B€5k€8k▲
Recurring financial charges65€5k€8k▲
Profit (loss) for the period before taxes9903€58k€23k▼
Income taxes67/77€13k€6k▼
Profit (loss) for the period9904€45k€17k▼
Profit (loss) for the period to be appropriated9905€45k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€17k▼
Transfer from equity791/2€0€45k▲
Transfer to equity691/2€45k€0▼
To other reserves6921€45k€0▼
Profit to be distributed694/7€0€62k▲
Return on contributions (dividend)694€0€62k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €17k ▼62%
Net result drops to €17k, the lowest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 11 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 6.35
Current ratio from 3.08 to 6.35; short-term debt falls from €88k to €43k.
31-12
Financial
Equity above €200kEq €238k ▲23%
5 profitable years in a row build equity to €238k.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Equity above €200kEq €262k ▲35.3%
3 profitable years in a row build equity to €262k.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €194k ▲68.4%
2 profitable years in a row build equity to €194k.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Windmolenstraat(HA) 1389450 HaaltertGround area
4,708 m²
Building footprint
169 m²
Volume, LiDAR
948 m³
Parcel 41024A1362/00R000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SPARKCLIN
since 20202.301.418.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41024A1362/00R000 | Flanders | 4,708 m² | 1 · 169 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 40,158 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:www.sparkclin.com
E-mail:peter.suenaert@sparkclin.com