Spark 4 U
ActiveSpark 4 U has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €4k. Its solvency ranks better than 49% of 7694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency75
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-03-2026, 48 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
48 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€5k
Total assets
€9k
Net result
€4k
Working capital
€5k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €9k
Equity
€5k
Debt
€5k
Debt finances 50.5% of the balance-sheet total.
Key figures and ratios
Solvency
49.5%
Current ratio
1.98
Quick ratio
1.98
Debt / equity
1.02
ROE
77.8%
ROA
38.5%
Debt
€5k
Debt ≤ 1 year
€5k
Income taxes
€879
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€9k
Current assets29/58€9k
Amounts receivable within one year40/41€6k
Trade receivables40€6k
Cash at bank and in hand54/58€3k
Equity and liabilities
Total equity and liabilities10/49€9k
Equity10/15€5k
Contributions10/11€1k
Reserves13€4k
Distributable reserves133€4k
Amounts payable17/49€5k
Amounts payable within one year42/48€5k
Trade debts44€83
Suppliers440/4€83
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€3k
Income statement
Code2025
Gross operating margin9900€4k
Operating profit (loss)9901€4k
Profit (loss) for the period before taxes9903€4k
Income taxes67/77€879
Profit (loss) for the period9904€4k
Profit (loss) for the period to be appropriated9905€4k
Appropriation of the result
Profit (loss) to be appropriated9906€4k
Transfer to equity691/2€4k
To other reserves6921€4k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leopold I-laan 478000 BruggeGround area
126 m²
Building footprint
65 m²
Volume, LiDAR
474 m³
Parcel 31808M0510/00Z002, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Spark 4 U
since 20252.377.418.530
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808M0510/00Z002 | Flanders | 126 m² | 1 · 65 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,398. 2,940 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-08-2025
Fiscal year end30-09
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.