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SPAHN TOITURES

Active
Private limited companyfounded 20251 yr activeRue de la Croix 1, 4711 Lontzen, BelgiumKBO/BCE: BE 1021.992.196
Summary

SPAHN TOITURES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,779 and a net result of €16,779. Its solvency ranks better than 14% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€215,969total assets 2025
Equity
€21,779
Profit
€16,779
Turnover not published (abridged schema)
Financial health
63 Healthy Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts 36 d early0 of 2 deeds read
Why 63- Founded in 2025- 1 change of registered office in 24 months+ Liquidity: current ratio 0.85, cash €130,102+ Figures for FY 2025 (filed 25-06-2026)Show the evidence

Checked score

Score 2025
63 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Place in the band from the probability alone: no sector peers known
Financial strength
Average
Solvency 35
equity 10.1% of total assets
Liquidity 53
short-term debt 84.7% · cash 60.2%
Profitability 78
return on assets 7.8%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,133 companies)
Last 24 months 05-2026: 3.8% 06-2026: 3.9%▲ +2.3% vs 05-2026 07-2026: 4.3%▲ +10.6% vs 06-2026 08-2026: 4.5%▲ +4.5% vs 07-2026 09-2026: 4.9%▲ +10.4% vs 08-2026highest value 10-2026: 1.2%▼ -74.7% vs 09-2026lowest value
  • Liquidity: current ratio 0.85, cash €130,102 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • 1 change of registered office in 24 months raises the probability
  • Figures for FY 2025 (filed 25-06-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.85; short-term debt: 84.7% and cash: 60.2% of total assets), and 89.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: from the bankruptcy probability alone, as no sector peers are known.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 0.85, cash €130,102
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Figures for FY 2025 (filed 25-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 32341 sector peers (2025).
NBB · sector comparison
Position among 32341 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
36 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 15% on solvencysector median 47.2% · 32,341 companies 10.1% View
  • Founded 17 months agofounded 04-04-2025 17 mo View
  • Total assets 2025first fiscal year filed €215,969 View

By topic

Financials

Fiscal year
2025
Total assets
€215,969
Profit
€16,779
Solvency
10.1%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
04-04-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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