SP TotaalBouw
ActiveSummary
The computed 12-month bankruptcy probability of SP TotaalBouw is 4.0% (elevated). The 2025 annual accounts show equity of €20,215 and a net result of €14,993. Equity has been growing by about 161% per year since 2023. Its solvency ranks better than 22% of 9,396 sector peers (NACE 41, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
Source: KBO- Status
- Active since 15-09-2022 Normal situation
- Activity
- General construction of residential buildings NACE 41001and 5 others
- Establishment unit
- 2.335.638.353 9450 Haaltert, since 15-09-2022
- Financial year end
- 30 September
- Peppol
- Reachable since 30-11-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.0%
- Gross margin
- €143,751
- ▲ 22.7%
- Turnover
- ≈ €470,000
- estimated
- Profit
- €14,993
- ▲ 720%
- Equity
- €20,215
- ▲ 287%
- Total assets
- €132,944
- ▼ 2.8%
- Staff
- ≈ 2.2 FTE
- estimated
Score breakdownraises riskFounded in 2022Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €132,944Liquidity: current ratio 1.15, cash €1,460, halvedShow the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 22% of them on solvency, 6% on liquidity, 65% on profitability and 96% on growth.
The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 12 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
Key points
- Higher gross margin than 87% of companies in construction of buildingssector median €32,141 · 9,382 companies €143,751 View
Recent changes
- · Gazette deed IncorporationStarting capital €3,000 · Appointment: VOLKAERT Steven (director) · Permanent representative: VOLKAERT Steven
Comparable companies
These companies have the same main activity as SP TotaalBouw: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €113,000 and €157,000, founded in 2022.
| Company | Total assets | Gross margin |
|---|---|---|
| SP TotaalBouw Haaltert | €132,944 | €143,751 |
| TG TOITURE Aalst | €125,242 | €135,867 |
| Wim Heyrman Bouwonderneming Sint-Niklaas | €137,357 | €142,372 |
| MEZ CONSTRUCTION BELGIUM Temse | €157,432 | €127,726 |
| DW Build Temse | €113,222 | €168,268 |
| BMF CONCEPT Drogenbos | €140,812 | €146,387 |
| GT-ESTATE Oud-Turnhout | €144,370 | €149,010 |
Key facts about SP TotaalBouw
- What is the company number of SP TotaalBouw?
- The company number of SP TotaalBouw is 0790.835.852. The VAT number is the same number with BE in front: BE 0790.835.852.
- Where is SP TotaalBouw based?
- The registered office is at Papestraat(HA) 12, 9450 Haaltert.Company details
- What does SP TotaalBouw do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of SP TotaalBouw?
- The legal form of SP TotaalBouw is Private limited company (BV).
- When was SP TotaalBouw founded?
- SP TotaalBouw was founded on 15-09-2022.
- Is SP TotaalBouw still active?
- Yes, SP TotaalBouw is an active enterprise in the KBO register.
- What is the turnover of SP TotaalBouw?
- The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €143,751 and 98 comparable companies (NACE 41001). It probably lies between €340,000 and €730,000.Financials
- Is SP TotaalBouw profitable?
- In financial year 2025, SP TotaalBouw made a profit of €14,993.
- Where can I find the annual accounts of SP TotaalBouw?
- SP TotaalBouw filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SP TotaalBouw due?
- SP TotaalBouw must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
See how customers, suppliers and banks see your own company and what to improve first.