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SP Solutions

Active Private limited companyfounded 2023active for 2 yearsArmand Campenhoutstraat 8, 1050 IxellesKBO/BCE: BE 1003.084.027

Lifetime

3 annual accounts with figures on one time axis
peak €59,319 (2024)
€24,102▼ 59.4%
peak €46,370 (2024)
€18,389▼ 60.3%
peak €70,719 (2025)
€70,719▲ 35.1%
€11,927▼ 30.6%
Board1 name since 2023
Documentsfilings and deeds
23-07-20268 days before the deadline
2025micro format
Gross margin from €59,319 to €24,102Result from €46,370 to €18,389Equity from €52,330 to €70,719Debts from €17,186 to €11,927Cash from €56,389 to €20,595

Key points

from the 2025 annual accounts

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Liquidity

6.76 was 3.94 in 2024

Short-term debts fell from €17,186 to €11,927.

Position in the sector

85.6%

Higher solvency than 85% of companies in office administrative support. Sector median 50.3% · 9,696 companies.

Checked score

97
Excellent
Financially stronger than 76% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 01-2025: 0.1% 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: 0.1%▲ +0.1 percentage points vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Strong

100=equity 85.6% of total assets
78-13short-term debt 14.4% · cash 24.9%
97-3return on assets 22.3%

Score breakdown

raises risk
Size: total assets €82,646
lowers risk
Sector: Office administrative, office support and other business support activities (NACE 82)
Liquidity: current ratio 6.76, cash €20,595, halved
Equity €70,719 (85.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 88% of them on solvency, 72% on liquidity, 71% on profitability and 74% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 39,278 companies had the same profile as SP Solutions has now. Each dot stands for 99 companies, two years later.

95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of SP Solutions itself is lower: 0.1% within 12 months. It rests on far more data about SP Solutions than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 39,278 companies, not a prediction for SP Solutions. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record

Liquidity is ample, with a current ratio of 6.76 (3.94 in 2024), above the usual 1.5. Short-term debt is 14.4% and cash 24.9% of total assets. 14.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
lowers risk · Liquidity: current ratio 6.76, cash €20,595, halved
NBB · annual accounts
lowers risk · Equity €70,719 (85.6% of total assets)
NBB · annual accounts
raises risk · Size: total assets €82,646
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Young company
Founded in 2023, 2 years ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
8 days early
2024
44 days early
2023
10 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 14 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (3 of the last 3 accounts filed within 36 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • PORNSCHLEGEL Sophie Anne 100 sharesdeed of 08-12-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:1003084027
Incorporation Founder: PORNSCHLEGEL Sophie Anne (comparante) · 100 shares · Appointment: PORNSCHLEGEL Sophie Anne (director) · published on 08-12-2023 · Gazette deed
First establishment Armand Campenhoutstraat 8, Ixelles
All 7 events

Comparable companies

same main activity, similar in size and age
Company
SP Solutions Ixelles €82,646 €24,102 85.6% -
FINASSISTANCE Forest €77,856 €25,916 89.0% -
SAMIZDAT Saint-Josse-ten-Noode €77,115 €28,617 83.2% -
CEDLYS Huy €86,399 €24,123 32.3% -
MARIE-C. C Saint-Ghislain €89,178 €25,657 52.8% -
CYVAST Knokke-Heist €73,403 €24,498 81.3% -
BVE Technics Beveren-Kruibeke-Zwijndrecht €77,695 €24,273 48.3% -

These companies have the same main activity as SP Solutions: other business support services (NACE 82990). They are comparable in size and age: total assets between €73,400 and €89,200, founded between 2023 and 2024.

Official details

Source: KBO
Status
Active since 06-12-2023Normal situation
Activity
Other business support servicesNACE 82990and 5 others
Establishment unit
2.352.947.5091050 Ixelles, since 06-12-2023
Financial year end
31 December
Peppol
Reachable since 17-12-2025
Company details

Annual accounts 2025

€82,646▲ 18.9%
Filing
Filed on 23-07-2026, 8 days before the end of the filing period
Financials

Insights on SP Solutions

SP Solutions files the micro format. That format states no turnover. The gross margin rose from €4,963 in 2023 to €24,102 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SP Solutions

What is the company number of SP Solutions?
The company number of SP Solutions is 1003.084.027. The VAT number is the same number with BE in front: BE 1003.084.027.
Where is SP Solutions based?
The registered office is at Armand Campenhoutstraat 8, 1050 Ixelles.Company details
What does SP Solutions do?
According to the KBO register, the main activity is other business support services (NACE 82990).
What is the legal form of SP Solutions?
SP Solutions is a private limited company (BV).
When was SP Solutions founded?
SP Solutions was founded on 06-12-2023.
Is SP Solutions still active?
Yes, SP Solutions is an active enterprise in the KBO register.
What is the turnover of SP Solutions?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €24,102 and 44 comparable companies (NACE 82990). It probably lies between €73,000 and €270,000. It is a rough estimate.Financials
Is SP Solutions profitable?
In financial year 2025, SP Solutions made a profit of €18,389.
Where can I find the annual accounts of SP Solutions?
SP Solutions filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SP Solutions due?
SP Solutions must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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