SP PHYSIO
ActiveSummary
The computed 12-month bankruptcy probability of SP PHYSIO is 1.8% (moderate). The 2025 annual accounts show equity of €16,177 and a net result of €14,177. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes
Profitability96
Solvency50
Growth-
Track record67
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.44; short-term debt: 29.8% and cash: 26.5% of total assets), and 75% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25%
Return on assets
21.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, micro schema
Equity
€16,177
Total assets
€64,661
Net result
€14,177
Working capital
€8,414
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €64,661
Fixed assets
€36,983
Current assets
€27,678
Equity and liabilities €64,661
Equity
€16,177
Debt
€48,484
Debt finances 75.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€26,665
Cash flow
€18,243
Current ratio
1.44
Debt to equity
3.00
ROE
87.6%
ROA
21.9%
Interest coverage
22.80
Debt ≤ 1 year
€19,264
Debt > 1 year
€29,220
Income taxes
€7,266
Annual accounts
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,066 |
| Gross operating margin9900 | €26,665 |
| Operating profit (loss)9901 | €22,599 |
| Financial income75/76B | €13 |
| Recurring financial income75 | €13 |
| Financial charges65/66B | €1,169 |
| Recurring financial charges65 | €1,169 |
| Profit (loss) for the period before taxes9903 | €21,443 |
| Income taxes67/77 | €7,266 |
| Profit (loss) for the period9904 | €14,177 |
| Profit (loss) for the period to be appropriated9905 | €14,177 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €64,661 | |
| Fixed assets21/28 | €36,983 | |
| Tangible fixed assets22/27 | €36,983 | |
| Plant, machinery and equipment23 | €860 | |
| Furniture and vehicles24 | €36,123 | |
| Current assets29/58 | €27,678 | |
| Current investments50/53 | €9,635 | |
| Cash at bank and in hand54/58 | €17,136 | |
| Deferred charges and accrued income490/1 | €907 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €64,661 | |
| Equity10/15 | €16,177 | |
| Contributions10/11 | €2,000 | |
| Reserves13 | €14,177 | |
| Distributable reserves133 | €14,177 | |
| Amounts payable17/49 | €48,484 | |
| Amounts payable after more than one year17 | €29,220 | |
| Financial debts170/4 | €29,220 | |
| Amounts payable within one year42/48 | €19,264 | |
| Current portion of amounts payable after more than one year42 | €7,620 | |
| Trade debts44 | €1,289 | |
| Suppliers440/4 | €1,289 | |
| Taxes, remuneration and social security45 | €7,292 | |
| Taxes450/3 | €7,292 | |
| Other amounts payable47/48 | €3,062 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €14,177 |
| + Depreciation and write-downs630 | €4,066 |
| Operating cash flow (approximation) | €18,243 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linter · 1 establishment unit since 2025
Ground area
871 m²
Building footprint
349 m²
Volume, LiDAR
2,171 m³
Parcel 24022D0162/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Stationsstraat(DRL) 40, 3350 Linter
since 20252.371.315.151
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24022D0162/00Y000 | Flanders | 870 m² | 1 · 349 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 207 EUR awarded · 207 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 207 EUR | 207 EUR |
Identification & contact
Identification
Legal formPrivate limited company
Founded06-03-2025
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.