SP-immo
ActiveSummary
The computed 12-month bankruptcy probability of SP-immo is 2.0% (moderate). The 2024 annual accounts show equity of €3.8m and a net result of €1,236. Equity is growing by ~59.8% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 5 accounts on average 70 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
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Peer companies
Historical observationOf the 1,637 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 2.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,637 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | - | €60,051 | - | - |
| Other operating charges640/8 | - | €0 | €876 | €175 | - | - |
| Gross operating margin9900 | -€12,181 | -€6,872 | -€14,707 | €256,179 | €1,648 | ▼ 99.4% |
| Operating profit (loss)9901 | -€12,281 | -€6,872 | -€15,583 | €195,953 | €1,648 | ▼ 99.2% |
| Financial income75/76B | - | €280,000 | €3.1m | €7,635 | - | - |
| Recurring financial income75 | €0 | €280,000 | €3.1m | €7,635 | - | - |
| Non-recurring financial income76B | - | - | - | €7,635 | - | - |
| Financial charges65/66B | - | €24,390 | €6,478 | €820 | - | - |
| Recurring financial charges65 | €3,105 | €24,390 | €6,478 | €820 | - | - |
| Non-recurring financial charges66B | - | - | - | €820 | - | - |
| Profit (loss) for the period before taxes9903 | -€15,386 | €248,739 | €3.1m | €202,768 | €1,648 | ▼ 99.2% |
| Income taxes67/77 | - | €21,214 | €279,813 | €40,554 | €412 | ▼ 99.0% |
| Profit (loss) for the period9904 | -€15,386 | €227,525 | €2.8m | €162,214 | €1,236 | ▼ 99.2% |
| Profit (loss) for the period to be appropriated9905 | -€15,386 | €227,525 | €2.8m | €162,214 | €1,236 | ▼ 99.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.3m | €1.5m | €4.0m | €3.9m | €3.8m | ▼ 1.3% |
| Fixed assets21/28 | €648,000 | €648,000 | €10,000 | €1.3m | €10,000 | ▼ 99.2% |
| Tangible fixed assets22/27 | - | - | - | €1.3m | - | - |
| Land and buildings22 | - | - | - | €1.3m | - | - |
| Financial fixed assets28 | €648,000 | €648,000 | €10,000 | €10,000 | €10,000 | = |
| Current assets29/58 | €602,319 | €872,712 | €4.0m | €2.6m | €3.8m | ▲ 48.2% |
| Stocks and contracts in progress3 | €295,011 | €758,076 | €1.9m | €1.3m | €2.6m | ▲ 103% |
| Stocks30/36 | - | €758,076 | €1.9m | €1.3m | €2.6m | ▲ 103% |
| Amounts receivable within one year40/41 | €14,855 | €0 | €197 | - | €50,217 | - |
| Trade receivables40 | - | €0 | €197 | - | - | - |
| Other amounts receivable41 | - | €0 | - | - | €50,217 | - |
| Current investments50/53 | - | - | - | - | €1.0m | - |
| Cash at bank and in hand54/58 | €292,452 | €114,636 | €2.1m | €1.3m | €157,615 | ▼ 87.8% |
| Deferred charges and accrued income490/1 | - | - | €152 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.3m | €1.5m | €4.0m | €3.9m | €3.8m | ▼ 1.3% |
| Equity10/15 | €647,614 | €875,138 | €3.7m | €3.8m | €3.8m | = |
| Contributions10/11 | - | €663,000 | €663,000 | €663,000 | €663,000 | = |
| Reserves13 | - | €212,138 | €3.0m | €3.2m | €3.2m | = |
| Distributable reserves133 | - | €212,138 | €3.0m | €3.2m | €3.2m | = |
| Profit (loss) carried forward14 | -€15,386 | €0 | - | - | - | - |
| Amounts payable17/49 | €602,705 | €645,574 | €314,611 | €53,142 | €412 | ▼ 99.2% |
| Amounts payable after more than one year17 | €600,000 | €600,000 | €0 | - | - | - |
| Other amounts payable178/9 | - | €600,000 | €0 | - | - | - |
| Amounts payable within one year42/48 | €2,705 | €45,574 | €314,611 | €53,142 | €412 | ▼ 99.2% |
| Trade debts44 | €214 | €0 | €922 | €747 | - | - |
| Suppliers440/4 | - | €0 | €922 | €747 | - | - |
| Taxes, remuneration and social security45 | - | €28,522 | €301,847 | €40,554 | €412 | ▼ 99.0% |
| Taxes450/3 | - | €28,522 | €301,847 | €40,554 | €412 | ▼ 99.0% |
| Other amounts payable47/48 | - | €17,052 | €11,841 | €11,841 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€15,386 | €227,525 | €2.8m | €162,214 | €1,236 | ▼ 99.2% |
| Operating cash flow (approximation) | -€15,386 | €227,525 | €2.8m | €162,214 | €1,236 | ▼ 99.2% |
| Investment in fixed assets (approximation) | - | €0 | €638,000 | -€1.3m | €1.3m | ▲ 200% |
| Change in cash | - | -€177,816 | €2.0m | -€810,657 | -€1.1m | ▼ 39.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24434F0232/00A002 | Flanders | 1,250 m² | 1 · 470 m² | 18.7 m · 5 fl. |
Linked by address, not proof of ownership
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2022 list no shareholders, and no other source names one.
Holdings 1
- LSHOMESsubsidiarySourceown accounts 2022100%
According to the 2022 annual accounts of SP-immo and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.