SP FACILITIES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €33k and a net result of €26k. Its solvency ranks better than 20% of 5523 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€33k▲ 411%
2024 · €6k
2024: €6k
2024 → 2025
Net result
€26k▲ 5,758%
2024 · €452
2024: €452
2024 → 2025
Total assets
€177k▲ 15.3%
2024 · €154k
2024: €154k
2024 → 2025
Solvency
18.6%▲ 14.4pp
2024 · 4.2%
2024: 4.2%
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€6k-€33k▲ 411%
Operating result€6k-€40k▲ 582%
Net result€452-€26k▲ 5,758%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 582% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €177k
Fixed assets
€118k=
Current assets
€59k▲ 66.0%
Equity and liabilities €177k
Equity
€33k▲ 411%
Debt
€144k▼ 2.0%
The debt ratio falls from 95.8% to 81.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
18.6%▲
2024 · 4.2%
ROE
80.4%▲
2024 · 7.0%
ROA
15.0%▲
2024 · 0.3%
Debt
€144k▼
2024 · €147k
Debt ≤ 1 year
€31k▲
2024 · €19k
Debt > 1 year
€113k▼
2024 · €128k
Income taxes
€9k▲
2024 · €151
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€177k▲
Fixed assets21/28€118k€118k=
Financial fixed assets28€118k€118k=
Current assets29/58€36k€59k▲
Amounts receivable within one year40/41€35k€59k▲
Trade receivables40-€21k
Other amounts receivable41€35k€38k▲
Cash at bank and in hand54/58€13€97▲
Deferred charges and accrued income490/1€561€0▼
Equity and liabilities
Total equity and liabilities10/49€154k€177k▲
Equity10/15€6k€33k▲
Contributions10/11€6k€6k=
Reserves13€452€27k▲
Distributable reserves133€452€27k▲
Amounts payable17/49€147k€144k▼
Amounts payable after more than one year17€128k€113k▼
Financial debts170/4€91k€74k▼
Other amounts payable178/9€37k€39k▲
Amounts payable within one year42/48€19k€31k▲
Current portion of amounts payable after more than one year42€16k€23k▲
Trade debts44€320€166▼
Suppliers440/4€320€166▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€3k€8k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€6k€41k▲
Operating profit (loss)9901€6k€40k▲
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€603€35k▲
Income taxes67/77€151€9k▲
Profit (loss) for the period9904€452€26k▲
Profit (loss) for the period to be appropriated9905€452€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€452€26k▲
Transfer to equity691/2€452€26k▲
To other reserves6921€452€26k▲
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 7 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Baan 1889920 LievegemGround area
530 m²
Building footprint
114 m²
Volume, LiDAR
639 m³
Parcel 44036A1326/00E002, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SP FACILITIES
since 20242.356.691.907
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44036A1326/00E002 | Flanders | 530 m² | 1 · 114 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 9,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-02-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.