Losses
-€5,380 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
SP Construct
Lifetime
3 annual accounts with figures on one time axispeak €42,484 (2023)
€5,369▼ 39.4%
lowest -€4,441 (2025)
-€4,441▼ €3,502
peak €54,637 (2023)
€49,257▼ 8.3%
€42,888▲ 28.7%
Board1 name since 2017
1 director
Documentsfilings and deeds
19-06-202642 days before the deadline
2025micro format
Gross margin from €8,866 to €5,369Loss of €4,441Debts from €33,316 to €42,888Cash from €14,164 to €27,416
Key points
from the 2025 annual accountsTurnover
≈ €45,000 estimated
The micro format states no turnover.
Position in the sector
-€4,441
Lower net result than 82% of companies in specialised construction. Sector median €9,999 · 37,159 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as SP Construct has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for SP Construct. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Board and ownership
Director, since 21-12-2017
- 90 sharesdeed of 11-07-2023
- 10 sharesdeed of 11-07-2023
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0686712191
Registered office moved within Nijlen
New registered office: Vorstenbroek 7, 2560 Nijlen (Kessel) · Previous registered office: Landstraat 28, 2560 Nijlen · Change of role: , from statutory manager to statutory director · General meeting of 05-06-2023 · Gazette deed
Registered office moved within Kessel
New registered office: Landstraat 28 te 2560 Kessel · Previous registered office: Suikertorenweg 19 te 2560 Kessel · “Installatie & onderhoud van particuliere zwembaden,zwemvijvers,sauna,bubbelbaden(jacuzzi's)en aanverwanten…” (deed in Dutch) · General meeting of 01-06-2020 · Gazette deed
Incorporation
Founding capital of €1,000, 100 shares · Appointment: (statutory manager) · Partner: (hoofdelijk aansprakelijke vennoot,beherende of werkende vennoot) · published on 27-12-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SP Construct Nijlen | €92,145 | €5,369 | 53.5% | - |
| CBH ENTREPRISES Lasne | €84,339 | €6,514 | 58.9% | - |
| DE GROOTE DAVID Beveren-Kruibeke-Zwijndrecht | €112,852 | €4,469 | 82.2% | - |
| RCVI Houthalen-Helchteren | €78,304 | €4,668 | 79.5% | - |
| RUTHEM Ghent | €94,467 | €5,776 | 62.9% | - |
| Vermeeren Wim Waregem | €77,016 | €7,280 | 38.8% | - |
| HS BUSINESS Charleroi | €69,181 | €4,716 | 13.5% | - |
These companies have the same main activity as SP Construct: plumbing work (NACE 43221). They are comparable in size and age: total assets between €69,200 and €113,000, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 21-12-2017Normal situation
- Activity
- Plumbing workNACE 43221and 2 others
- Establishment unit
- 2.271.396.7382560 Nijlen, since 21-12-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 08-12-2025
Annual accounts 2025
- €92,145▲ 5.9%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on SP Construct
SP Construct files the micro format. That format states no turnover. The gross margin fell from €42,484 in 2023 to €5,369 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SP Construct
- What is the company number of SP Construct?
- The company number of SP Construct is 0686.712.191. The VAT number is the same number with BE in front: BE 0686.712.191.
- Where is SP Construct based?
- The registered office is at Vorstenbroek (Kessel) 7, 2560 Nijlen.Company details
- What does SP Construct do?
- According to the KBO register, the main activity is plumbing work (NACE 43221).
- What is the legal form of SP Construct?
- SP Construct is a private limited company (BV).
- When was SP Construct founded?
- SP Construct was founded on 21-12-2017.
- Is SP Construct still active?
- Yes, SP Construct is an active enterprise in the KBO register.
- What is the turnover of SP Construct?
- The turnover in financial year 2025 is ≈ €45,000. This figure is estimated from the gross margin of €5,369 and 37 comparable companies (NACE 43221). It probably lies between €34,000 and €99,000. It is a rough estimate.Financials
- Is SP Construct profitable?
- In financial year 2025, SP Construct made a loss of €4,441.
- Where can I find the annual accounts of SP Construct?
- SP Construct filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SP Construct due?
- SP Construct must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can trust this company with building work.Contractor check Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark
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