SP
ActiveSummary
SP has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €190,538 and a net result of €140,300. Its solvency ranks better than 61% of 20,700 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 12-07-2024 Normal situation
- Activity
- Specialist medical practice NACE 86220
- Establishment unit
- 2.361.582.388 9840 Nazareth-De Pinte, since 12-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
- Gross margin
- €203,762
- ▲ 224%
- Turnover
- ≈ €380,000
- estimated
- Profit
- €140,300
- ▲ 194%
- Equity
- €190,538
- ▲ 279%
- Total assets
- €259,137
- ▲ 183%
- 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 1 of the last 3 accounts latelowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 3.65, cash €224,539Equity €190,538 (73.5% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 62% of them on solvency, 74% on liquidity, 80% on profitability and 96% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 2 accounts on average 15 days after the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 61 days after the deadline Filed on 30 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00544263.
Annual accounts 2025 filed on 30-09-2026 at the NBB all 2 filings
Every figure per financial year
The operating result for 2025 is nearly 3.3 times that of 2024.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2024 | 2025 |
|---|---|---|
| Tangible fixed assets | €14,476 | - |
| Depreciation and write-downs of the year | €2,294 | €4,825 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,294 | €4,825 | ▲ 110% |
| Other operating charges640/8 | €231 | €959 | ▲ 316% |
| Gross operating margin9900 | €62,925 | €203,762 | ▲ 224% |
| Operating profit (loss)9901 | €60,400 | €197,978 | ▲ 228% |
| Financial income75/76B | €2 | €3 | ▲ 73.4% |
| Recurring financial income75 | €2 | €3 | ▲ 73.4% |
| Financial charges65/66B | €38 | €531 | ▲ 14× |
| Recurring financial charges65 | €38 | €531 | ▲ 14× |
| Profit (loss) for the period before taxes9903 | €60,364 | €197,450 | ▲ 227% |
| Income taxes67/77 | €12,626 | €57,150 | ▲ 353% |
| Profit (loss) for the period9904 | €47,738 | €140,300 | ▲ 194% |
| Profit (loss) for the period to be appropriated9905 | €47,738 | €140,300 | ▲ 194% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €91,534 | €259,137 | ▲ 183% |
| Fixed assets21/28 | €13,296 | €8,471 | ▼ 36.3% |
| Tangible fixed assets22/27 | €13,296 | €8,471 | ▼ 36.3% |
| Furniture and vehicles24 | €13,296 | €8,471 | ▼ 36.3% |
| Current assets29/58 | €78,238 | €250,666 | ▲ 220% |
| Amounts receivable within one year40/41 | €37,811 | €26,126 | ▼ 30.9% |
| Trade receivables40 | €37,811 | €26,126 | ▼ 30.9% |
| Cash at bank and in hand54/58 | €34,709 | €224,539 | ▲ 547% |
| Deferred charges and accrued income490/1 | €5,718 | €1 | ▼ 100.0% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €91,534 | €259,137 | ▲ 183% |
| Equity10/15 | €50,238 | €190,538 | ▲ 279% |
| Contributions10/11 | €2,500 | €2,500 | = |
| Reserves13 | €47,738 | €188,038 | ▲ 294% |
| Distributable reserves133 | €47,738 | €188,038 | ▲ 294% |
| Amounts payable17/49 | €41,297 | €68,599 | ▲ 66.1% |
| Amounts payable within one year42/48 | €41,260 | €68,599 | ▲ 66.3% |
| Trade debts44 | - | €129 | - |
| Suppliers440/4 | - | €129 | - |
| Taxes, remuneration and social security45 | €13,311 | €57,835 | ▲ 334% |
| Taxes450/3 | €13,311 | €57,835 | ▲ 334% |
| Other amounts payable47/48 | €27,948 | €10,635 | ▼ 61.9% |
| Accrued charges and deferred income492/3 | €37 | - | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €47,738 | €140,300 | ▲ 194% |
| + Depreciation and write-downs630 | €2,294 | €4,825 | ▲ 110% |
| Operating cash flow (approximation) | €50,032 | €145,125 | ▲ 190% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €189,830 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as SP has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of SP itself is lower: < 0.1% within 12 months. It rests on far more data about SP than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for SP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Owners and capital
Shareholders
- POMMÉ Sophie Jeanine Marin 100 shares (100%) · €2,500
Capital transactions
- 16-07-2024 Incorporation · €2,500 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Deel bevoegdheid bij bijzondere volmacht aan derde aangestelde,indien meerdere bestuurders gezamenlijk,volmacht medische aangelegenheden…”
Articles of association, deed of 16-07-2024 (in Dutch)
Network & group
SP shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of SP. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
16-07
Gazette deed
IncorporationStarting capital €2,500 · Appointment: POMMÉ Sophie Jeanine Marin (statutory director) · Founder8 points ▸
- Incorporation, 11-07-2024
- Founder, POMMÉ Sophie Jeanine Marin
- Founding capital, €2,500
- Other provision, “deponering, Wetboek van vennootschappen en verenigingen” (deed in Dutch)
- Other provision, “heden, beschikking” (deed in Dutch)
- Board rule, 1
- Director appointment, POMMÉ Sophie Jeanine Marin (statutory director)
- Registered office clause, “9840 De Pinte, Van Eycklaan 27” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
SP was incorporated on 12 July 2024 as a private limited company by one natural person, with a starting capital of €2,500.12 POMMÉ Sophie Jeanine Marin is statutory director of the company, appointed in the act of 16-07-2024.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 44012B0424/00L000 | Flanders | 620 m² | 1 · 153 m² | 7.4 m · 2 |