SP
ActiveSummary
The computed 12-month bankruptcy probability of SP is 1.8% (moderate). The 2025 annual accounts show equity of €64,989 and a net result of €24,680. Equity has been growing by about 64% per year since 2023. Its solvency ranks better than 20% of 34,946 sector peers (NACE 43, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 09-06-2022 Normal situation
- Activity
- General electrical installation work NACE 43211and 2 others
- Establishment unit
- 2.341.072.135 7060 Soignies, since 09-06-2022
- Financial year end
- 31 March
- Peppol
- Reachable since 10-04-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.8%
- Gross margin
- €35,786
- ▲ 3.5%
- Turnover
- ≈ €170,000
- estimated
- Profit
- €24,680
- ▼ 9.4%
- Equity
- €64,989
- ▲ 61.2%
- Total assets
- €373,974
- ▲ 221%
- 2026 accounts not filed, 2 days past the deadline
Score breakdownraises riskFounded in 2022Sector: Specialised construction activities (NACE 43)Figures for financial year 2025 (filed on 20-11-2025)lowers riskSize: total assets €373,974Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 19% of them on solvency, 44% on liquidity, 26% on profitability and 86% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 2 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 20 days after the deadline Filed on 20 November 2025, deadline 31 October 2025 (7 months after the close on 31 March 2025, Companies Code art. 3:10). Source: NBB, 2025-00568575.
Annual accounts 2025 filed on 20-11-2025 PDF all 3 filings
2023 to 2025, 3 financial years
The operating result for 2025 is 3% higher than in 2024 and the highest since 2023. It is the second rise in a row.
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Specialised construction activities (NACE 43). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Investments
| Item | 31-03-2023 | 31-03-2024 | 31-03-2025 |
|---|---|---|---|
| Financial fixed assets | - | - | €300,000 |
| Depreciation and write-downs of the year | €804 | - | - |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €804 | - | - | - |
| Other operating charges640/8 | €740 | €448 | €614 | ▲ 37.1% |
| Gross operating margin9900 | €14,769 | €34,583 | €35,786 | ▲ 3.5% |
| Operating profit (loss)9901 | €13,225 | €34,135 | €35,172 | ▲ 3.0% |
| Financial charges65/66B | €11 | €87 | €2,265 | ▲ 26× |
| Recurring financial charges65 | €11 | €87 | €2,265 | ▲ 26× |
| Profit (loss) for the period before taxes9903 | €13,214 | €34,047 | €32,907 | ▼ 3.3% |
| Income taxes67/77 | €2,643 | €6,809 | €8,227 | ▲ 20.8% |
| Profit (loss) for the period9904 | €10,571 | €27,238 | €24,680 | ▼ 9.4% |
| Profit (loss) for the period to be appropriated9905 | €10,571 | €27,238 | €24,680 | ▼ 9.4% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €34,799 | €116,554 | €373,974 | ▲ 221% |
| Fixed assets21/28 | - | - | €300,000 | - |
| Financial fixed assets28 | - | - | €300,000 | - |
| Current assets29/58 | €34,799 | €116,554 | €73,974 | ▼ 36.5% |
| Amounts receivable within one year40/41 | €34,146 | €115,952 | €46,648 | ▼ 59.8% |
| Trade receivables40 | €33,546 | €115,904 | €46,203 | ▼ 60.1% |
| Other amounts receivable41 | €600 | €48 | €445 | ▲ 819% |
| Cash at bank and in hand54/58 | €652 | €602 | €27,326 | ▲ 45× |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €34,799 | €116,554 | €373,974 | ▲ 221% |
| Equity10/15 | €13,071 | €40,309 | €64,989 | ▲ 61.2% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | = |
| Profit (loss) carried forward14 | €10,571 | €37,809 | €62,489 | ▲ 65.3% |
| Amounts payable17/49 | €21,728 | €76,245 | €308,985 | ▲ 305% |
| Amounts payable after more than one year17 | - | - | €219,289 | - |
| Financial debts170/4 | - | - | €219,289 | - |
| Amounts payable within one year42/48 | €21,728 | €76,245 | €89,325 | ▲ 17.2% |
| Current portion of amounts payable after more than one year42 | - | - | €34,209 | - |
| Trade debts44 | €19,085 | €69,436 | €46,890 | ▼ 32.5% |
| Suppliers440/4 | €19,085 | €69,436 | €46,890 | ▼ 32.5% |
| Taxes, remuneration and social security45 | €2,643 | €6,809 | €8,227 | ▲ 20.8% |
| Taxes450/3 | €2,643 | €6,809 | €8,227 | ▲ 20.8% |
| Accrued charges and deferred income492/3 | - | - | €371 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €10,571 | €27,238 | €24,680 | ▼ 9.4% |
| + Depreciation and write-downs630 | €804 | - | - | - |
| Operating cash flow (approximation) | €11,375 | €27,238 | €24,680 | ▼ 9.4% |
| Change in cash | - | -€51 | €26,725 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Board & ownership
Directors
Owners and capital
Shareholders
- CUVELIER Melissa Sylvie Franca 125 shares (50%) · €1,250
- TEXEIRA REGO Leticia Andreia 125 shares (50%) · €1,250
Capital transactions
- 13-06-2022 Incorporation · €2,500 · 250 shares
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| CUVELIER Melissa Sylvie Franca |
|
| David SILVA |
|
| Leticia TEIXEIRA REGO |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Gratuitement ou non, assemblée générale majorité absolue ou actionnaire unique”
Articles of association, deed of 13-06-2022 (in French)
Network & group
SP shares no director with another company.
Companies at the same address
2 other companiesConnections & network
2 current directorsThe network starts from the directors of SP. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
17-12
Gazette deed
Resignation: Leticia TEIXEIRA REGO (director)Appointment: David SILVA (director) · Director discharge4 points ▸
- General meeting, 21-11-2024
- Director resignation, Leticia TEIXEIRA REGO (director)
- Director discharge, Leticia TEIXEIRA REGO
- Director appointment, David SILVA (director)
13-06
Gazette deed
IncorporationStarting capital €2,500 · Appointments: CUVELIER Melissa Sylvie Franca (director) and TEIXEIRA REGO Leticia (director) · Founder11 points ▸
- Incorporation, “SP” (deed in French)
- Founder, CUVELIER Melissa Sylvie Franca (fondateurs – actionnaires)
- Founder, TEXEIRA REGO Leticia Andreia (fondateurs – actionnaires)
- Founding capital, “euros 2.500” (deed in French)
- Capital
- Registered office clause, “chaussée de Mons 304B à 7060 Soignies” (deed in French)
- Board rule, 2
- Director appointment, CUVELIER Melissa Sylvie Franca (director (not named in the articles))
- Director appointment, TEIXEIRA REGO Leticia (director (not named in the articles))
- Pre-incorporation commitments, “takeover, tous engagements et obligations qui en résultent,et toutes activités entreprises par l'un ou l'autre des comparants au nom et pour compte de société e…” (deed in French)
- Board meeting, “article 6 des statuts, 15 jours” (deed in French)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
4 activities
- Constructions, installations, maintenance de réseau téléphoniques et informatiques ( jointage)
- Travaux de terrassement : creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, etc.
- Constructions d'autoroutes, de routes, de rues, de chaussées et d'autres voies pour véhicules et piétons (y compris la pose de glissières de sécurité), Pavage de trottoirs.
- Déblayage des chantiers
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0786.973.569
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 55040C0683/00F000 | Wallonia | 1,934 m² | 1 · 68 m² | 6.4 m · 2 |